Claims Management in General Insurance - Issues & Concerns - R.Qaiser‚ Faculty Member‚ NIA‚ Pune Underwriting and claims settlement are the two most important aspect of the functioning of an insurance company. Out of any insurance contract‚ the customer has the following expectations: i. ii. iii. Adequate insurance coverage‚ which does not leave him high and dry in time of need‚ with right pricing. Timely delivery of defect free policy documents with relevant endorsements / warranties
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Fire Insurance | | | | Fire insurance is a contract under which the insurer in return for a consideration (premium) agrees to indemnify the insured for the financial loss which the latter may suffer due to destruction of or damage to property or goods‚ caused by fire‚ during a specified period. The contract specifies the maximum amount‚ agreed to by the parties at the time of the contract‚ which the insured can claim in case of loss. This amount is not‚ however‚ the measure of the loss. The
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Introduction 3 1.0 Introduction Social Security Fund (SSF) was established on 23 March 1990 to provide basic social security for the Macau residents. According to the Act 84/89/M‚ Social Security fund would provide subsidies or assistance for unemployed‚ sick and retired people. This was the so-call “the first tier of social security”. At the same time‚ SSF was positioned as a financially independent fund under the local government. In Macau‚ Pension fund is included in the SSF‚ and there is
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Insurance Sector in India Last Updated: August 2013 Brief Introduction Currently India is a US$41 billion industry. Currently‚ in India only two million people (0.2% of the total population of 1 billion) are covered under Mediclaim‚ whereas in developed nations like USA about 75% of the total population are covered under some insurance scheme. A robust insurance sector is a boon to a country’s economy. The sector facilitates long-term funds for infrastructure development and simultaneously
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Privatization of Public Social Services: A Background Paper CURRENT PROJECTS PUBLICATIONS PRESS ROOM 10/03/15 01:16 EVENTS RESOURCES SEARCH Options ABOUT US Urban Institute > Publications Latest Research Privatization of Public Social Services Browse by Author A Background Paper Browse by Topic Children and Youth Cities and Neighborhoods DEMETRA SMITH NIGHTINGALE‚ NANCY M. PINDUS This paper was prepared at the Urban Institute for U.S. Department of Labor‚ Office of the Assistant Secretary
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In the process of recovery‚ it is suggested that the basic driving force for most individuals is the desire for a better quality of life (Laudet‚ Morgan & White‚ 2006). Consequently‚ one method of support many choose is spirituality and religion. Laudet‚ Morgan‚ and White (2006) suggest that there has not been an abundance of scientific investigation into interventions that utilize spirituality in the treatment plan until recently. In order to gather data pertaining to spirituality and the part that
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INVESTOR’S ATTITUDE TOWARDS UTI MUTUAL FUND Submitted to CHITKARA BUSINESS SCHOOL in partial fulfillment of the requirements for the award of degree of Master of Business Submitted by: Supervised by: Gourav Chhabra Dr. Renuka Sharma CUN110551009 CHITKARA BUSINESS SCHOOL CHITKARA UNIVERSITY 2011-13 DECLARATION I‚ “Gourav Chhabra”‚ hereby declare that the work presented herein
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We are concerned about Michael’s reading skills and the fact that he is 2 years below grade level despite receiving the Wilson Reading program and additional home tutoring since 4th grade. Michaels reading deficits impact his ability to access the general curriculum and academic studies. We desire Michael to receive specialized reading instruction that is necessary to address his individual needs to acquire the skills necessary to decode‚ encode‚ and comprehend reading. His executive function deficits
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1 What are infrastructure funds? By Kelly DePonte‚ Probitas Partners Infrastructure investing is a relatively new sector within institutional investors’ portfolios and has been growing dramatically over the last five years. Though a few of the largest and most sophisticated investors have devoted the necessary resources to develop direct investment programmes‚ most investors in the sector commit through professionally managed funds‚ much as they do in private equity and opportunistic real
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The Nature of Insurance came about to offset any loss that an individual or those engaged in business may suffer through the occurrence of some unforeseen event. To offset this loss the commercial world developed the contract of insurance. In return for a fee the individual‚ or the business enterprise‚ would be indemnified for the loss suffered on the occurrence of the event insured against. Contracts of insurance cover a wide field such as life assurance‚ personal accident public liability‚ damage
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