Alert: [ review "financial studies" forthcoming ] Bank capital‚ competition and loan spreads M Fischer‚ S Steffen - 2010 Page 1. Bank capital‚ competition and loan spreads Markus Fischer ∗ Sascha Steffen † August 22‚ 2010 Abstract This paper empirically investigates whether well-capitalized banks charge higher spreads using a dataset of all ... Commentary: Monetary Policy after the Fall JB Taylor‚ C Bean - 2010 ... Louis Review‚ May June 2010‚ 165-176 Taylor‚ John B. (2010c)‚ “The Fed ... Michael
Premium Financial services Corporate finance Economics
The Dangers of Drug Abuse During Pregnancy: Prenatal Developmental Issues That Begin With Substance Abuse Abstract Substance abuse is a common issue among pregnant women and is tragic as it not only affects the woman‚ but can have lasting effects on her unborn child. Specifically‚ substance abuse during pregnancy can lead to premature birth‚ low birth weight‚ significant cognitive and behavioral issues‚ and even miscarriage. Pregnant women who use substances such as cocaine‚ heroin‚ marijuana
Premium Childbirth Pregnancy Fetal alcohol syndrome
Substance Abuse: Among Society’s Youth Tyra Klein English 20-1 Mrs. Rainier October.8th 2013 Klein 1Substance Abuse: Among Society’s Youth Substance Abuse is all around us in today’s society. 60% of all illicit drug users are between the ages fifteen and twenty-four (Stats Canada). This means teens have the highest risk to fall into a path of drug use. Three common factors can cause drug abuse among teens; Social Factors‚ ’the high mentality’‚ and the availability of a drug to teens. These
Premium Illegal drug trade Drug addiction Drug
ADHD and Substance Abuse The Evidence Of Substance Abuse With ADHD The purpose of this paper is to identify the link between ADHD and substance abuse. Substance abuse is a true threat to people who are diagnosed with psychological disorders. Among the questions of precursors to substance abuse‚ lies the hypothesis that individuals diagnosed with Attention Deficit Hyperactivity
Premium Schizophrenia Mental disorder Bipolar disorder
unable to get in contact with him. The patient reports that he was afraid of being physically harmed by her‚ which she admits to assaulting him in previous relational conflict. The patient expresses due to her pasted exposer to domestic violence and abuse throughout her youth‚ she does not know any other way of coping with situation conflict in her mind. She reports history of practicing cutting behavior when feeling overwhelmed with anxiety from relational conflict with her boyfriend. She expresses
Premium Suicide Psychology Marriage
Street Children HU 323: Cultural‚ Health & Society Issue paper Sunita Sultan Ratoo Dated: May 28‚ 2013 Aga Khan University School Of Nursing and Midwifery Word Count : 1000 Children are the innocent creature of God‚ needs support of their elders. When they don’t get support‚ they spend their lives with fear of physical‚ emotional and sexual abuse. Olusanya (2005) defines street children as: “the generic term used to refer to children who use the street for their daily survival.” Street
Premium Human rights Sexually transmitted disease Poverty
breaks down the negative consequences associated with the abuse of alcohol and drugs in society. “Substance abuse‚ the nation’s number one preventable health problem‚ places an enormous burden on American society…” (Linda A. Mooney 64)‚ a statement from The Robert Wood Johnson Foundation directly shines a light on the abuse of alcohol and drugs. This paper will briefly summarize the chapter. “The term drug refers to any chemical substance that (1) has a direct effect on users’ physical‚ psychological
Premium Drug addiction Addiction Heroin
Substance abuse could become an addiction when the continued use of a substance becomes compulsive and interferes with the users ordinary responsibilities. It does not only affect those who are addicted‚ but it affects all the members of the family unit. One out of four families will experience problems related to the effects of substance abuse (Mordey‚ 2012). Substance abuse is a family disease that is capable of disrupting family life‚ causing negative effects that can last for a lifetime. The
Premium Addiction Drug addiction Alcoholism
on wcax.com‚ “more Vermonters died from opiate overdoses last year [2011] than murders and traffic fatalities combined.” Some opiates have medically valid uses‚ while others are recreational drugs of abuse. All are physically addictive‚ and it has become evident that many people have begun to abuse them. Pharmaceutical drugs have taken over the minds of many Vermonters. I do believe that Vermont is facing a severe epidemic when it comes to opiate addiction. According to Governor Peter Shumlin
Premium Drug addiction Addiction Morphine
behaviours such as misuse of substance. According to Clark and Thatcher (2008) ‚ adolescence is the “developmental period of highest risk for the onset of problematic alcohol and other drug” . Substance abuse refers to the harmful or hazardous use of psychoactive substances‚ including alcohol and illicit drugs‚ which can lead to addiction and is likely to continue into adulthood. (World Health Organization‚ 2013) . Nowadays‚ adolescent have trending in alcohol and other drugs abuse as common norm during
Premium Behavior Albert Bandura Observational learning