Municipal bonds are debt obligations issued by states‚ cities‚ counties and other governmental entities to raise money to build schools‚ highways‚ hospitals and sewer systems‚ as well as many other projects for the public good. When you purchase a municipal bond‚ you are lending money to an issuer who promises to pay you a specified amount of interest (usually paid semi-annually) and return the principal on a specific maturity date. Not all municipal bonds offer tax exemptions from both federal
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Assess the value to small businesses of carrying out marketing audits. Illustrate your arguments with reference to an existing small business of your choice In this essay I will be assessing the value of Market auditing for small businesses using the firm Abel and Cole as a model. Market auditing is the means by which a company can understand how it correlates to the environment in which it operates. It is a way by which a company can identity its own pros and cons as they relate to external
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Here is the report about Par‚ Inc.‚ is a major manufacturer of golf equipment test whether the new ball drive longer distance than the current model. To compare the driving distances for the two balls‚ 40 simple tests both of new and current models were subjected to distance tests. According to the data‚ we got the information we need for a hypothesis test as follow: | Current | New | Means | 269.42 | 266.67 | Count | 40 | 40 | Standard Deviation | 8.09 | 9.79
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Market Value Added and Economic Value Added Salahuddin K. Shameem Market Value Added (MVA) is the difference between the current market value of a company and the original amount of capital contributed by investors. MVA = market value of stock - shareholder-supplied equity = (shares outstanding)(stock P) - Total common equity Economic Value Added (EVA) measures managerial effectiveness (economic profit). EVA = NOPAT - after-tax dollar cost of K for operations = EBIT(1-T) - amount of
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Spot Rate and Forward Rate Spot Rate: It is nothing more than the YTM on bond. It is the rate of interest on bond maturing at any time in the future. It is also known as geometric average of 1 year forward rates in the future. Hence‚ YTM on bonds can be calculated as: When forward rates are given then; oS1 = oF1 oS2 = [(1+of1)(1+1F2)](1/2) -1 oS3 = [(1+of1)(1+1F2)(1+2F3)](1/3) -1 and so on. Forward Rates: It is the interest rate established today ‚ that will be paid on money to
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_The Importance of a Parent Child Bond in King Lear_ The strongest‚ truest love is that a parent and child share. Unconditional and forever‚ it incorporates every division of love. Although‚ the bond between parent and child can be held together with great strength‚ either‚ can hold a persona or can disguise a certain aspect of their character. Seemingly‚ in _King Lear_ it is quite evident that parents may not truly know what their child is capable of. Characters Lear‚ an aging king of Britain and
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True Education James Bond Stockdale’s ideal of true education simply put is an education that is well rounded with lessons that will help a person not only when things are going well‚ but also when times are tough. Anyone can steer the ship when the water is calm‚ but it takes a true captain to take the helm through a storm. True education encompasses modern lessons as well as an understanding of the antiquity. Coming from Stockdale‚ a political prisoner‚ this statement is not easily overlooked
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Equal rights is very important to me and many people in the U.S. Everyone should be treated equally no matter their race or religion. Martin Luther King Jr. was one of many African-Americans who thought this too. Even though whites thought that blacks should be lessers and resorted to violence to keep this from happening‚ MLK believed it was for the common good for everyone to be treated as equals. It was also his individual right to stand up and protest for equal rights‚ which is the first amendment
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Market Failure and Carbon Prices Climate change has become an issue of global discussion and it is the result of market failure. The effects of the increasing volume of carbon dioxide and greenhouse gases on the global temperature have become a major environmental issue throughout the world. Carbon emissions worldwide need to be reduced in order to avoid serious climate change. To encourage companies to invest in cleaner technology and reduce carbon emissions‚ the government has to attach a cost
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A PAR-Q The Physical Activity Readiness Questionnaire PAR Q Form is a personal fitness evaluation of an individual that they normally must fill in so that they are able to participate in physical activity. This is a 1-page form to see if you should check with your doctor before becoming much more physically active. Name: ………………………………………………….. Date: ………………………………………………. Telephone: ……………………………………………………… Date of Birth: ………….. Age: …………… Height: …………… Weight (Lbs): ………………… In case of Emergency contact:
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