Annals of the University of Petroşani‚ Economics‚ 9(2)‚ 2009‚ 173-184 173 THE IMPACT OF EFFECTIVE CREDIT RISK MANAGEMENT ON BANK SURVIVAL * KOSMAS NJANIKE ABSTRACT: A number of financial institutions have collapsed or experienced financial problems due to inefficient credit risk management systems. The study seeks to evaluate the extent to which failure to effectively manage credit risk led to Zimbabwe’s banks’ demise in 2003/2004 bank crisis. It also seeks to establish other factors that led
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THE SUCCESS AND FAILURE OF DOTCOMS: A MULTI-METHOD SURVIVAL ANALYSIS Robert J. Kauffman Co-Director‚ MIS Research Center Professor and Chair rkauffman@csom.umn.edu Bin Wang Doctoral Program bwang@csom.umn.edu Information and Decision Sciences Carlson School of Management University of Minnesota Minneapolis‚ MN 55455 ______________________________________________________________________________ ABSTRACT: Using a multi-method survival analysis‚ we explore the drivers behind DotCom success and failure
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Expectations from the world makes it hard to live easily‚ making survival a critical part of your childhood. Despite how much support you have‚ independence is one of the most important feature from childhood to parenthood. The social world is the most crucial place that you need to survive in. I’m going to prove that survival is essential all through life. The social world has many complications that you need to worry about when trying to survive. In her (Amy Cuddy’s) new book‚ "Presence‚" Cuddy
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In Yann Martel’s Life of Pi‚ Piscine Molitor Patel illustrates the suffering of a survivor following a major traumatic event. After a cargo ship carrying a full zoo and all of Pi’s family sinks‚ Pi is left with a few animals and his thoughts to keep him company. While at sea‚ his supplies dwindle and he has to resort to extreme measures. These measures come into full effect when Pi’s boat leads him to another survivor. The characters of Pi and the other survivor‚ a French man‚ portray how the need
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THE MEDICAL STUDENT SURVIVAL GUIDE TO OB/GYN OB/GYN is a fascinating and exciting specialty. No other field offers such a wide variety of medical and surgical management. The OB/GYN is a primary care provider‚ obstetrician‚ surgeon‚ endocrinologist‚ and radiologist. Your involvement with the team over the next four weeks will give you a taste of what it is like to enter our field. As a medical student‚ you have several priorities. First‚ have fun! Long hours are only possible if you find ways to
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Lauren Powell Mrs. Sagert AP Composition 4 September 2014 From the Inside Anne P. Beatty‚ who wrote Survival Skills at a School in LA‚ provides an inside look into a high school phenomenon in South Central Los Angeles‚ California. Her article illustrates a few events that take place at a high school where death and violence commonly occur. Since attending these schools‚ students have adjusted to the violence in such a way that they partake in routine procedures‚ like “the students coming around
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Desert Survival Simulation Concept Paper The Desert Survival Challenge involved a survival simulation that required us to individually rank 15 items that would be important to the group’s survival. After a plane crash in the hot desert‚ we were left with limited resources and all the survivors agreed to stick together. After completing the individual ranking‚ we were assigned to groups where we would share our individual rankings and agree upon a group ranking. We were only given a short amount
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of Strategic Planning on Organizational Performance and Survival* Akinyele Samuel Taiwo and Fasogbon Olufunke Idunnu Department of Business Studies‚ Covenant University‚ Ota‚ Nigeria Abstract: The study examined the impact of strategic planning on organizational performance and survival. The effectiveness of strategic planning can be measured in terms of the extent to which it influences organizational performance‚ which affects its survival rate. The main objective of this study is to re-evaluate
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Why Have Brown Rats Been Able to Survive in Urban Areas People call rats many things like: disease carriers‚ disgusting‚ pests‚ flea-bitten and horrid‚ but the brown rat is actually very interesting as they have been able to survive anywhere because of their amazing skills. The brown rat which is also known as the Rattus norvegicus‚ is nocturnal‚ at night ‘the brown rat’s eyes are small‚ black and shiny; when a flashlight shines into them in the dark‚ the eyes of the rat light up like
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Variation plays a vital role in human survival. Variation occurs in the process of meiosis. Meiosis is the process in which human sex cells‚ called gametes‚ are produced. Meiosis starts with a parent cell‚ called a diploid‚ replicating its DNA. After the DNA is replicated‚ the chromosomes line up in the middle of the cell where each pair touches each other and genetic information from the alleles are shuffled and exchanged‚ a process called crossing-over. The crossing-over over of chromosomes results
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