Final Examination – Anderson Princiles 1. Airspace above a parcel of land is: (a) real property (b) personal property (c) an encumbrance (d) a fixture 2. All of the following are real property except: (a) fruit trees (b) chattels (c) stock in a mutual water company (d) built-in stove 3. In a dispute over fixtures‚ courts tend to favor: (a) sellers over buyers (b) landlords over tenants (c) lenders over borrowers
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The Ethical and Moral Issues of Predatory Lending Caryn Williams Southern New Hampshire Business Law Gerri Drelling August 24‚ 2014 Abstract From childhood to adulthood‚ we have been taught that part of achieving the “American dream’ is owning a home. How will the worth of that dream be altered after absorbing hundred of billions of dollars in losses incurred from the subprime mortgage crisis (Ruzich and Grant‚ 2009). Moreover‚ many potential homeowners saw subprime loans as a means to achieve
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Lion Financial Lion Financial Services (LFS) provides investment management services to approximately 350‚000 customers‚ made up of corporations‚ institutions‚ and individuals. The bulk of LFS’ transactions with its customers‚ making up roughly half of all transactions‚ are carried out through its call centers. Thus‚ the efficient and productive operations of the LFS call centers is a priority for the company and critical to its bottom line. In early 2000‚ Jim Boatwright‚ LFS’ Vice President of
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emphasis of quantity‚ rather than quality concerning mortgage brokers‚ banks‚ and investment
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Mortgage Crisis: Are a Lack of Ethics to Blame? Anyone who has been following the news is aware of the degree to which the housing slump has affected the overall economy. In the mid-1990’s‚ in an effort to help a person achieve the “American Dream” of home ownership‚ the Department of Housing and Urban Development partnered with the mortgage industry to develop several new type of loans. Products such as variable rate mortgages‚ low or no down payment plans‚ and financing in excess of a property’s
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IMPLEMENTATION OF PROPOSED MARGIN TRADING SYSTEM IN PAKISTANI STOCK MARKETS: AN EXPLORATORY STUDY Col. Zaigham Khan Scholar MS- Management Riphah International University‚ Islamabad‚ Pakistan Hammad Sultan Scholar MS- Management Riphah International University‚ Islamabad‚ Pakistan Farrukh Saleem Scholar MS- Management Riphah International University‚ Islamabad‚ Pakistan ABSTRACT Due to adverse law and order situation‚ Pakistani Stock Exchanges have been
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on margin at $50 per share from your broker. If the initial margin is 65%‚ how much did you borrow from the broker‚ what is the margin? 2. You purchase 100 shares at $60 per share and margin = 50%. Suppose stock rises to $80/sh (increase of 33%). What is your return? Suppose stock drops to $40/sh (decrease of 33%). What is your return? 3. Investor opens a brokerage account and purchases 300 shares of XYZ at $40 per share. She borrows $4‚000 from her broker to help pay for the purchase. The interest
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Exchanges: forums where buyers & sellers of securities are brought together to execute trades•Nasdaq Market: employs an all-electronic trading platform to execute trades•Over-the-counter (OTC) Market: involves trading in smaller‚ unlisted securities•Broker Markets: consists of national & regional securities exchanges–60% of the total dollar volume of
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when the broker had placed coverage for heating boilers‚ he failed to provide coverage for the pumps used for the boilers. Unfortunately‚ the pumps failed‚ causing the boilers to shut down and the flowers were destroyed. The court ruled in favor of the plaintiff determining that the broker should have foreseen the loss. I would have assumed that the broker would have known to ensure not only the heating boilers but the pumps also. In this case‚ did the broker act in bad faith? The broker failing
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Insurance Envoy system is an intranet based private web application‚ which is designed by a group of insurance broker agents‚ to make their application work of insurance policies and claims process easier and flexible. The web based application is used within their organization under the distributed accessibility to check the status of the customers who have taken new policies and their proper track and reminding of policy premium payments and claim conditions. The system is actually developed to
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