PRUDENTIAL REGULATIONS FOR CORPORATE / COMMERCIAL BANKING (Updated on January 31‚ 2011) BANKING POLICY & REGULATIONS DEPARTMENT STATE BANK OF PAKISTAN Disclaimer: State Bank of Pakistan compiles a booklet of Prudential Regulations from time to time for convenience of users. Updated version of such a booklet containing amendments in the regulations made through circulars/Circular letters to date is being issued. Due care has been taken while incorporating amendments‚ however‚ errors and
Premium Credit rating Bond Debt
Lecture 11: Handout The Regulation of Banks Date: 28 April 2004 Module: International Banking Why Regulate Banks? Banks are intermediaries between money suppliers and those who need money. Commercial banks are most heavily regulated financial institutions. Five main reasons for regulation: I. The first is to ensure the safety and soundness of banks. The purpose is to maintain I) domestic and II) international confidence‚ III) protect depositors and ultimately taxpayers
Premium Bank Fractional-reserve banking Bank run
Bank Supervision and Regulation In order for the United States economy to be successful‚ there has to be some kind of regulations in place. If there is a stable and sound financial system in place‚ that will increase the effectiveness of the economy and also increase the effectiveness of monetary policy. The institution that is in charge of supervising and regulating financial institutions is the Federal Reserve. Bank supervision includes things such as monitoring and examining the condition
Premium Federal Reserve System Bank Mortgage loan
What do Egypt‚ India‚ China‚ and the United States have in common? They all are subject to some variation of internet regulation from their governments. Internet regulation has become a global issue as many people are questioning what authorities and personal freedoms that infringes on‚ and on the opposing end many people are for this sort of government “protection”. Here is the United States we are accustomed to being able to look up what we want when we want‚ and have a whole lot of freedom
Premium Censorship Freedom of speech Internet
for the entire organization. This is due to the fact that counterproductive work behavior can essentially cost organizations time and money. Productive work can be defined as basically accomplishing the expected tasks in a work environment. On the other hand‚ counterproductive work behavior is exactly the opposite. Counterproductive work behavior is a root issue for mostly all organizations in society. Counterproductive behavior at work is an issue that can cost an organization
Premium Employment Management Human behavior
Advertising Regulation Abstract This paper argues for regulation of advertising. It focuses on deceptive‚ unfair‚ and misleading advertisements. It rejects the argument that self-regulation or social regulation is sufficient. The paper points out that in fields of health related products and advertising to children there is need for strong government regulation. The laws and regulations that stipulate the ways in which products can be advertised in a country are referred to as Advertising
Free Advertising
government regulations‚ how those regulations affect current market structures while defining the different types of market structures and finally what provisions and laws have been put in place to protect consumers and society from big business and firms choices. Industrial regulation is the government’s attempt to enact laws designed to prevent firms from participating in bad monopolistic practices and to promote competition in the market space. The reason industrial regulation exists is to
Premium Monopoly Regulation
RUNNING HEAD: FDA Food Regulations FDA Food Regulations (Week 2 Assignment) Vanansio Samson MGMT-520 Keller Graduate School of Management Professor Cathryn Kent January 20‚ 2013 1. State the administrative agency which controls the regulation. Explain why this agency and your proposed regulation interest you (briefly). Will this proposed regulation affect you or the business in which you are working? If so‚ how? Submit a copy of
Premium Food safety Food and Drug Administration
Sweatshops are typically associated with inhumane treatment of the working poor‚ and people without choice of work and labour conditions. The general consensus of the global community is that sweatshops are unprincipled and unacceptable. An economic analysis of the economics of sweatshops identifies their benefit to the economies of developing nations. Globalization has caused an increase in sweatshop labour‚ which benefits the economies of developing nations and the standard of living of the sweatshop
Premium Economic development United Nations Developing country
Sweatshops Providing Opportunities for Everyone; Workers‚ Women and Companies Eric Zhu Centennial College Have you ever wonder what it would be like to work in a sweatshop? If you worked as a washroom cleaner that made $5 an hour‚ you would be considered overly well paid. A person from a developed country working in a sweatshop would be considered a hellish job considering the working environment you would be working in‚ the amount hours that you have to work‚ and the amount of pay per
Premium Sweatshop Developing country Nicholas D. Kristof