Electronic Retail Payment Systems: User Acceptability and Payment Problems in Nigeria 1.1 Introduction The world has witnessed an upsurge of electronic payment instruments meant to facilitate trade and simplify payments. (Abor‚ 2004) Before the introduction of electronic payment into the Nigerian banking system‚ all customers had to walk into the actual bank to do transaction of all kinds. Customers had to queue up and spend more hours to talk to a teller to make their transactions. (Abor‚ 2004)
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Managing Challenges in Banking Industry By: Dr. Sudhindra Bhat MBA‚ MFM‚ ACS‚ M.Phil‚ PGDS&MM‚ PGDIR&PM‚ PhD** Management Faculty‚ Consultant and Corporate Trainer Acharya Institute of Management and Sciences 1st Cross‚ 1st stage‚ Peenya industrial Area‚ Bangalore-560 058 E-mail: bhatt1978@yahoo.com Financial System is the most important institutional and functional vehicle for economic transformation of any country. Banking sector is reckoned as a hub and barometer of the financial
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Issues: » Impact of VAT on sales » Need to reform traditional tax regime » Hurdles in implementing new reforms Discuss how implementing VAT will impact various sectors in India. Implementation of VAT drugs Due to implementation of VAT there is a decrease in the price of the drug so the chemist who wanted to avoid incurring losses by having to sell the drugs at cheaper rates in case the purchased be before april 2005‚ were not sol by that date. Resorted to purchasing very low qty of drugs
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Part A. 1. Conditions that give rise to law reform Changing social values: The values of societies change over time. Society is forever changing values which then place’s pressure onto the law to change and adapt over time. What is seen as as acceptable may not be considered acceptable at another time. The urge for tougher sentencing in law reform may satisfy the deserved aspects of punishment‚ but harsher penalties are not statistically shown to reduce crime rates. Thus in seeking to promote social
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layers presents a significant challenge for the development of education management information systems in Nigeria and‚ in common with other developing countries‚ there are issues of capacity and commitment. Structures and responsibilities for EMIS are complex‚ reflecting historical developments and more recent imperatives. Education Management Information System: A Short Case Study of Nigeria October 2006 WORKING PAPER NO. 5‚ 2006 About infoDev’s working papers series: These short papers represent
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Head Counts and House Census to Nigerian Sustainable Development Kofo A. Aderogba Department of Geography and Environmental Sciences Tai Solarin University of Education Ijebu-Ode‚ Ogun State‚ Nigeria kofoaderogba@yahoo.com Key words Population census‚ Limitations‚ Sustainable development‚ Virtues‚ Nigeria Abstract The 2006 population censu was scheduled‚ planned and executed. The objective of this paper is to highlight the uniqueness and credible attributes of the exercise: and to make recommendations
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ACCOUNTABILITY FOR THE INDIAN POLICE: CREATING AN EXTERNAL COMPLAINTS AGENCY Written by: Adam Shinar August 2009 1 Table of Contents I. Introduction II. Normative Source and Structure of India ’s Police Force III. Attempts at Reform A. The National Police Commission Model Bill B. Other Reform Attempts IV. Instances of Police Misconduct A. Torture and violence B. Disappearances C. Corruption D. Failure to observe due process E. Non-registration of FIR V. Accountability Mechanisms and the Supreme Court VI. Internal
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* INTRODUCTION * TRANSMISSION OF HIV * MODES OF TRANSMISION SEXUALLY TRANSMITTED MOTHER-TO-BABY MEDICAL AND SURGICAL EQUIPMENTS BLOOD TRASNFUSION AND ORGAN TRANSPLANT HEALTH WORKERS * SIGNS AND SYMTOMS * PHASES OF HIV AND AIDS ACUTE HIV DISEASE LATENCY PHASE AIDS PHASE * CONFIRMATION AND COUNCELLING * STIGMATISATION * PREVENTION INTRODUCTION HIV: Human Immunodeficiency Virus AIDS: Acquired Immune Deficiency Syndrome HIV is the virus
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the right country‚ the United States‚ at the right time (1930)”. None of us has a say in where he is born‚ but we can do something about it for our children. I therefore wish to discuss each factor associated with quality of life as related to Nigeria and plead for suggestions from all of us on how to improve on them so as to make this country a good place for us to live: * Material wellbeing as measured by GDP per head: The gross domestic product (GDP) or gross domestic income (GDI) is
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History 203 Social Reforms The period between 1890 and 1920 was a battlefield for social reforms. Each group was convinced that their ideology was correct and tried to infuse the public with their doctrine. Whether it be the Populists‚ the Progressives‚ or even the socialists‚ each party had great orators to promote their cause. Each citizen sided with the party that he believed would benefit him and his country the most. In the early 1890’s the Populist movement began in Texas. Farmers
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