ISSN1537-1506‚ USA Causes and solutions of non-performing loan in Chinese commercial banks GUO Ning-ning (Jiangsu Branch‚ Bank of China‚ Nanjing 210005‚ China) Abstract: Non-Performing Loan (NPL) is one of the concrete embodiments of credit risk which banks take. NPL is a huge puzzle for Chinese commercial banks‚ so how to enhance risk management to improve assets quality and lower down NPL are of great importance to those banks. Key words: NPL; Chinese commercial banks; causes; solutions 1. Analysis
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Causes and solutions to pronunciation problems 12008815x ‚ So Hee Kim Hong kong is one of the most preferred locations for international business in Asia Pacific‚ and is becoming more so. Naturally business English skills is becoming increasingly important. Business English skills can be categorized into three different parts. These parts are writing‚ presentation and communication. All are equally important‚ but this essay will focus more on commuicaition. To be be more specific‚ it will
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Mid-term Paper Ryan M. Faught Arkansas Tech University Terrorism has been a major topic of research for many years. We’ve learned a lot about terrorism and terrorist groups‚ but there are still major questions to be answered. What exactly is a terrorist? What causes ordinary people to become terrorists? What attracts people to terrorism? How do terrorist groups in the Middle East recruit and radicalize people from all over the world? In this paper I will discuss these questions and more according
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up by the trees in their lifetime will also be released into the atmosphere‚ contributing to global warming. From food to life-saving medicines‚ forests give mankind a variety of gifts that contribute much to our quality of life. Deforestation will cause the destruction and extinction of many plants and animals‚ many of which remain unknown and whose benefits are still undiscovered. The roots of the trees can help to anchor the soil in the ground. Once the trees are cleared away‚ the soil will loosen
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Terrorism Terrorism is a major issue that affects all people all around the world. Terrorism has been a part of life for many countries like England‚ the United States‚ Syria‚ and Israel. In all of those countries and many more‚ thousands upon thousands of people have died. Bombings at the world trade center‚ the numerous attacks happening currently in the Middle East‚ and the letter bombs in the United Kingdom have shown us that terrorism and terrorist aren’t petty little things we can just brush
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Terrorism "Terrorism" comes from the French word terrorisme‚[12] and originally referred specifically to state terrorism as practiced by the French government during the Reign of terror. The Jacobins cited this precedent when imposing a Reign of Terror during the French Revolution.[14][15] After the Jacobins lost power‚ the word "terrorist" became a term of abuse.[8] Although "terrorism" originally referred to acts committed by a government‚ currently it usually refers to the killing of innocent
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Water shortage: causes and solutions The development of human society depends much on a great variety of natural resources‚ and water is one of them. As is well known‚ water resource plays a vital role performs a significant function in our professional and daily life. However this resource has been being wasted or polluted in recent years due to industrial development and the explosion of population‚ which presents/poses a serious problem to us—water shortage. In the light of/given the immeasurable
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Exploitation of Workers: Causes and Solutions In 2010‚ Foxconn became more famous not for its products but for the series of suicides among its workers in China. At least 14 people died‚ most of whom were adolescents coming from rural areas‚ trying to make more money in order to have a better life. However‚ the exploitation broke their dreams. Exploitation of workers occurs all over the world‚ especially in recent years‚ with lots of workers from less developed areas to the relatively developed
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Is Terrorism Ever Morally Defensible? The term terrorism has many different definitions. The most accurate definition of terrorism is defined as the use of violence and intimidation‚ especially for political purposes.1 Terrorism is based on an act of violence. It kills‚ hurts or injures many people who are innocent for the reason of making a point or for political objectives. Most of the acts of violence caused from terrorism is either manipulated by another person or leader or is intended
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RESEARCH PAPER IN ENGLISH Submitted by: Reianne B. Espesor Submitted to: Mrs. Gladys B. Badting TERRORISM TABLE OF CONTENTS I – Acknowledgement II – Introduction III – Definition of Terms IV – Body/Problem V – Summary VI – Conclusion/Recommendation VII – End Notes VIII – Bibliography I. Acknowledgement First of all‚ I would like to say thank you to God‚ for giving me strength and good health to do this research
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