the banking landscape of the country‚ an unprecedented process of merger and acquisition has taken place in the Nigerian Banking Sector shrinking the number of banks from 89 banks to 25 banks or banking groups involving 76 banks which altogether account for 93.5% of the deposit share of the market. Thirteen (13) out of the 89 banks‚ accounting for only 6.5% of the deposit share of the industry were not able to make it (CBN‚ 2006). The main thrust of the 13-point reform agenda was the prescription
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In your own words‚ define difference and inequality‚ and provide an example of each on City Road. This essay serves to define difference and inequality and provide an example of each within City Road‚ situated in Cardiff. It is clear that within city road‚ many differences are apparent‚ between the people that live and work there. From some of these differences‚ inequality can become apparent (The Open University‚ 2014). Difference and inequality although
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In the article‚ Pay your own way by Audrey Rock-Richardson‚ she discussed her reasoning’s for why she felt that kids should be responsible for their own financial needs for college. Rock-Richardson believes that every student should pay their own way because it will teach them responsibility and give them a feeling of self- accomplishment as it did her. Rock-Richardson is correct about students still having to work during their college years‚ but if they have someone that is willing and able to pay
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Hello‚ everyone. Are you tired of hearing the word bullying in newspapers‚ articles and social media? What is bullying? Bullying is an act of aggressive and unwanted behaviour that includes scaring as well as physically hurting someone else. Bullying in the school has many negative effects on individual students and on the school climate. How can bullying behaviour be classified? Bullying behaviour can be classified as either directly such as teasing and hitting nor‚ indirect by social media. In
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Being Your Best Self Being your best self can mean a lot of things to different people‚ but what does it mean to me? To me it means being your own Superman. It means to be everything you can possibly be; to be confident in yourself‚ in not only looks but knowing you can do anything. It means to help everyone; to be kind‚ caring‚ and sweet. Being your best self means to be happy and live your life. Confidence means having faith in yourself in many ways. It means to know you are beautiful in
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do in order to prevent medical malpractice. Steps to prevent medical malpractice 1.Recognizing medical mistakes In order to prevent them you have to be able to recognize them first. Don’t be afraid to ask if you have any type of questions. 2.Getting a second opinion from another doctor Before any medical procedure‚it is very important that you ask for a second opinion from another good doctor and find out‚this way‚ if the diagnosis is the same. This not a matter of not trusting your doctor but being
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CHAPTER 1 The Problem and Its Setting INTRODUCTION When you put up your own money and operate your own business‚ you prize your independence. It’s MY business‚ you can tell yourself‚ in good times and in bad. In a family company‚ however‚ it’s OUR business. A family business is any business in which a majority of the ownership or control lies within a family‚ and in which two or more family members are directly involved. It is also a complex‚ dual system consisting of
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human race and it is a choice we all have whether we want to manifest it in our behavior or suppress and control it. The definition of domestic abuse is when one person in a relationship or marriage tries to control and dominate the other person by using intimidation‚ guilt‚ shame‚ fear or physical control. Domestic violence is defined to include physical violence as well as domestic abuse. Prevention methods for domestic violence are police enforcement agencies ‚ domestic violence education ‚ and
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Are exams the best way to decide who the best students in a school are? Discuss. Exams. Every student wants to do well in them. Some work hard and burn the midnight oil while others resort to methods like cheating. Those who do well are always honored and seen as the best. Some say that exams are really the best way to determine who are the best students and feel grades should define a student. However‚ how accurate can we be in identifying who the best students are based solely on their exam
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4 ways to prevent drug abuse: 1. Start Early Drug abuse is a phenomenon that affects people of all ages and from every walk of life. Although the types of drugs available are many‚ the best way to deter people from drug abuse is the same: early prevention. Researchers agree that drug prevention programs are most effective when they begin early in life. In fact‚ prevention programs that cover issues like aggressive behavior‚ social skills and the importance of good grades should start at the preschool
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