Reaching 55 Foreword It’s almost your 55th birthday*. Now is a good time to look at your retirement finances and ensure you have a good plan when you retire. This booklet will help you understand the role your CPF savings are going to take. It provides information on the Minimum Sum Scheme‚ the CPF LIFE Scheme and related CPF matters. More importantly‚ it shows you how to make your CPF work harder for you‚ as you enter a new phase of your life. Happy 55th Birthday! Soh Chin Heng Deputy Chief
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Writing has always been my most difficult part of English. Reading‚ on the other hand‚ is something I could do all day; however‚ with writing‚ I grimace just thinking about it. It was not that I did not have anything to say‚ because I actually have quite a bit to say. I just could never figure out how to phrase what I had to say in just right way on the page. My mom taught me to read and write at a young age. After that‚ I would devour any book that I could get my hands on. However‚ I have had
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Health literacy was first established in 1974. At this time‚ it was a discussion based on health education and the policies affecting the health care system. (Simonds‚ 1974‚ cited in Ratzan‚ 2001‚ p. 21). Different definitions of health literacy exist all around us. It is commonly referred to a person’s capability and capacity to gain and understand the basics of written and oral health care information‚ as well as appropriate services needed (Ratzan and Parker‚ 2000). The term literacy basically
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The Importance of Parental Guidance in Literacy The Importance of Parental Guidance in Literacy The role of strong parental guidance and supervision in children’s achievement is very predominate. Children learn by example and repetition‚ and one of the most important things all children are offered is the privilege of learning to be literate. Learning to read‚ write‚ and speak the language of their nation‚ and sometimes multiple languages‚ is a gift offered to young people through schools
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In a way‚ my taste for books have gone astray since grade school. I had a passion to read. Then it became hard to find books that motivated me to keep reading. As a child reading was fun and easy‚ now it is tedious and boring. I cannot find a book that interests me as much as they did when I was younger. A Love That Became Hard to Nurture Some children have difficulties finding a good book to relish. I did not typically have a hard time. I enjoyed reading my entire elementary school life
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When i was in kindergarten‚ we used to read comprehension books or if thats what you called them. we would read them to see what reading level we were on. at the age of five‚ i had a fourth grade reading level..AT FIVE YEARS OLD! every year it seemed like i would go up a level in reading. My mom and grandma also helped me get into reading and writing. My mom taught me how to read and my grandma to write. I’m glad that they helped me excel in school‚ without them i don’t know where i would be right
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I GOT THIS As I spend most time in the math and physics‚ I know when will the object fall down to the ground if it takes a free fall‚ I know what’s going on when the integral solved by tables. But I never know the feeling of humiliation before I take the English course in my primary school. Actually‚ I didn’t learn English before I was 12 years old just because nobody cares it‚ but then I found something seriously affected my life. When I went to a junior high school‚ I was told that there is
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Literacy has always been an important part of my life but in my early years‚ reading and writing was a tremendous challenge for me. When I reflect back on my childhood I’m reminded of a variety of things‚ moments like going camping or riding a bycicle‚ but mot importantly‚ being the oldest one and haing to set an example for my sisters. It’s what I had to do since I was the oldest. If I didn’t adise my sisters on to the rigght path since the beginning‚ then they wouldbt be as far up the trail of
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Computers and Technology In My Career My parents purchased a computer for my family in the late 80s. It was amazing! Working on a “green screen” and being able to type of fun signs on the computer were about the only things we could do. When I stated working as a CNA‚ certified nursing assistant‚ everything we did we wrote into charts. In 1995‚ I worked for a hospital when they went digital. I remember how many of the older nurses would complain and part of the time I would have to help them
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EN 1103-10 7 February 2014 Determination to Succeed It was a beautiful summer day at the beginning of my senior year. Students were anxious to meet their teachers and begin the last year of their high school career. There were those excited to graduate that knew exactly what they wanted to do with their life. Then there were those like me who had no idea what college they would be attending the following year. I knew I wanted to go to college‚ but I had no idea which one I wanted to attend or
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