The Employee’s provident fund and miscellaneous provisions Act‚ 1952 Introduction The Employees Provident Fund is set up under the Central Act viz. Employees Provident Fund and Miscellaneous Provisions Act‚ in the year 1952. It is applicable throughout the country (except Jammu and Kashmir) * It is applicable to almost all establishments falling under the industries/class of establishments‚ wherein 20 persons are employed. * In the case of cinema theatres workers‚ it is applicable to
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Q1‚ While pension funds hold bonds as their asset‚ they also have obligations as liability. Lower interest rate‚ namely a lower discount rate‚ on one hand‚ increases bonds’ return‚ on the other hand‚ it also increase pension funds’ liabilities‚ which is the discounted value of future obligations. Moreover‚ bonds in asset side are usually in shorter term than long-term liabilities‚ and therefore are less sensitive to interest rate change. As a result‚ the increase in liability exceeds the value increase
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A pension fund shall be a pool of assets‚ established under a contract and not having legal personality‚ owned jointly by several persons in a partial ownership and the ownership shares represented by units in the pension fund. Each unit shall represent the ownership of a proportional part of the assets held in the pension fund structure. The pension fund shall be managed by a management company according to a pension fund contract with the unit-holders‚ with the objective to increase the
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Given me and the beautiful people around me who make my life a happy adventure. Yes‚ I went through some bitter moments along the way but You Held my hand and Helped me through it and Made it as if it never happened before. I am thankful to You‚ in every breath I take and in every moments of my life. I pray so that You will Guide me and never let me astray from the correct path. I promise‚ I will give back as much as or even more the love I received‚ back to the people who love me. Please‚ Bless
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Identity and Faith Faith and identity are intertwined in many ways because a persons’ identity is constructed through their many positive and negative experiences. The foundation that ties the experiences together and transforms them into a personal identity is faith. Arabian Nights and Days by Naguib Mahfouz displays how identity is affected by faith through Shrahrzad‚ Gamasa al-Bulti‚ and the Genies‚ by showing how each character lives and how their fate is affected by having faith‚ or having no
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THE HAPPY PRINCE AND OTHER TALES By Oscar Wilde AN ELECTRONIC CLASSICS SERIES PUBLICATION The Happy Prince and other tales by Oscar Wilde is a publication of The Electronic Classics Series. This Portable Document file is furnished free and without any charge of any kind. Any person using this document file‚ for any purpose‚ and in any way does so at his or her own risk. Neither the Pennsylvania State University nor Jim Manis‚ Editor‚ nor anyone associated with the Pennsylvania State University
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SOURCES OF SHORT TERM FUNDS Referring to any investment‚ financial plan‚ or anything else lasting for one year or less. Short term investments and financial plans usually involve less uncertainty than long-term investments and financial plans because‚ generally speaking‚ market trends are more easily predictable for one year than for any longer period. Likewise‚ short-term financial plans are more easily amendable as a result of the short time frame. Short-term financial plans usually involve investing
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need of a project. 4.She’s got me doing butt clenches at my desk. 5. Lift up my hand and smack her with it. 6. For all I care‚ he can throw her through the damn thing. Only if you say his full name. It’s probably not as bad as it sounds but this friend of mine is‚ is getting a cat with his girlfriend. No dessert‚ just a check‚ please. You just can’t see it now because you haven’t had any closure. you’re bein’ a little weird about your phone. I am the energy train and you are on board.I’ve uh
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A Test of Faith Have you ever been tempted to do something that seemed fishy? Dora Alonso‚ the author of “Sophie and the Angel‚” developed a story about an old lady who because of her loneliness and religion goes through a test of faith. Sophie was an old lady‚ she was lonely‚ and she was sexually repressed. This leads her to start to have hallucinations about an angel. We can assume the angel is an evil spirit‚ someone like the devil. Because Sophie was so religious‚ Sophie saw the angel as a
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development of stock markets through a corporate governance channel‚ i.e. pension funds become large shareholders of publicly traded firms and therefore have the incentives to monitor managers and improve investor protections. This paper reviews the literature on the corporate governance channel associated with pension reforms in developing countries‚ and asks what we know and need to know about it. We know that pension funds are not yet large shareholders of publicly traded firms in developing countries
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