does not have the requisite capability to discriminate between good and bad risks. The consequence is tightening of Y. Srinivas (The author is Manager‚ Compliance Group at ICICI Bank. He can be reached at srinivas. yanamandra@icicibank. com) Small and Medium Enterprises (SMEs) play a very significant role in the economy in terms of balanced and sustainable growth‚ employment generation‚ development of entrepreneurial skills and contribution to export earnings. However‚ despite their importance
Premium Credit Debt Bank
Louise Pasteur‚ a Frenchman who was neither a physician nor a veterinarian moved into the spotlight to help find a vaccine for Rabies. He began the study of Rabies when two rabid dogs were brought into his laboratory. One of the dogs suffered from the dumb form of the disease: his lower jaw hung down‚ he foamed at the mouth‚ and his eyes had a rather vacant look. The other dog was furious: he snapped‚ bit any object held out to him‚ and let out frightening howls (McCoy 65). Through the studies
Premium Cat Immune system
CENTRAL BANK OF NIGERIA SEMINAR ON SMALL AND MEDIUM INDUSTRIES EQUITY INVESTMENTS SCHEME (SMIEIS) Publication of CBN Training Centre‚ Lagos NO. 4 Central Bank of Nigeria (CBN) Published 2003 All rights reserved. No part of this publication may be reproduced‚ transcribed‚ translated in any other language‚ stored in a retrieval system or transmitted in any form or by any means‚ electronic‚ mechanical‚ magnetic‚ chemical‚ photocopying‚ recording‚ manual or otherwise‚ without the prior permission
Premium Bank Industry World Bank
MAY 2009 The Case for Small Cap and Value DIMENSIONAL FUND ADVISORS IN RECENT DECADES‚ RESEARCHERS HAVE DISCOVERED a number of interesting results by studying the world’s stock markets. Two of the more interesting discoveries are the size effect and the value effect. The size effect refers to the tendency for small cap stocks to have higher average returns than large cap stocks. Banz (1981) shows that this return difference persists after controlling for systematic (beta) risk‚ and Fama and
Premium Stock market Stock market index Investment
Final Draft> Small town Do you sometimes feel tired of all the noise‚ the pollution and traffic in a big city? Just imagine you are in a middle of a small town with the fresh air‚ and you can even hear the sounds of birds. That is how life in a small town likes. It is simple and peaceful‚ moreover‚ it’s really good for your health‚ and also a great place for vacation. Some people love to live in a small town for only one reason: it is simple and peaceful. People who live in a small town don not
Premium English-language films Town Pollution
Small Business Plan m m C C Executive Summary Proposed Name of business: Chocolate Milk Proposed address: Prime function of the business: providing a variety of clothing to men Mission statement of the business: to provide Men with quality clothing‚ having a variety and a great location. Vision of the business: aim of the business is to expand and franchise to allow customers to purchase quality clothing Legal structure of the business: legal structure of Chocolate Milk is a private
Premium Milk Face Business
Design: 6 Data Collection & Sources: 7 Chapter 2 8 Introduction 8 Product Profile 8 Definition 8 DTH Service 9 Product History 10 Global Market 10 Indian Market 18 A Practical Perspective 21 Substitutes Of The Product 23 Product Technology And Service Processing 32 Industry Life Cycle 37 Chapter 3 39 Global Scenario 39 Global 39 Global Players 39 Total Companies Profiled: 72 (Including Divisions/Subsidiaries
Premium Satellite television Cable television
-5- Table of Contents CHAPTER 1 - INTRODUCTION 1.1: Study Background................................................................................................ 7 1.2: Study Area............................................................................................................ 8 1.3: Dissertation Structure........................................................................................... 9 1.4: Aim and Objectives......................................................
Premium Brand
What is a small state? The relativity of influence In the period before the Cold War‚ the size of a state and its power within the international arena were mainly determined by traditional criteria. Factors that were taken into account included a state´s military capabilities‚ the size of its territory and its population. In times that a state´s main concerns were to survive and‚ preferably‚ to enhance its territorial gains along the way‚ a large population was essential in a way that it
Free United States European Union Cold War
Standard Marketing Marketing is one of the terms in academia that does not have one commonly agreed upon definition. Even after a better part of a century the debate continues. In a nutshell it consists of the social and managerial processes by which products (goods or services) and value are exchanged in order to fulfill the needs and wants of individuals or groups. Although many people seem to think that "marketing" and "advertising" are synonymous‚ they are not. Advertising is simply one of the
Premium Marketing