No doubt‚ the cashless economy project of the Central Bank of Nigeria (CBN) is being pursued gradually but vigorously and the introduction of mobile money in Nigeria in recent times can be better appreciated when appraised within this greater scheme of things. In Nigeria‚ as it is in other developing nations where mobile money operations have successfully taken off‚ the use of mobile phones as payment platforms has been necessitated by the need to include a greater proportion of the unbanked and
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shares a purpose or an identity. The shared identity can be based on culture‚ class‚ religion or even ethnicity (Delaney‚ 2006). Gangs have been around for hundreds of years. They go back as far as the early 1800’s. Their favorite crimes at that time were loitering and vandalism. After the 1920’s it was booze‚ gambling along with extortion. Gang bosses that were from Ireland and Italy took over the streets of New York‚ and Chicago. Some decided to have nicknames like “Crazy Legs‚ Sticky Fingers even The
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Four Ps Four Ps Marketing Mix Product Price Promotion Place Marketing Mix The concept is simple. Think about another common mix - a cake mix. All cakes contain eggs‚ milk‚ flour‚ and sugar. However‚ you can alter the final cake by altering the amounts of mix elements contained in it. So for a sweet cake add more sugar! Marketing Mix It is the same with the marketing mix. The offer you make to your customer can be altered by varying the mix elements. So for a high profile brand‚ increase the focus
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When considering the question of the Prophet’s success in the Arab Conquests there are various factors that must be taken into consideration. These factors shape the success‚ give reason for the rapidity of the spread and illustrate why Arabia was so responsive to his message. Factors such as the state of Arabia and its pagan tribes‚ recent historic events and the dissatisfaction of the peoples‚ shape this drastic and historic change in the area. Arabia was in a constant state of war due mainly
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Profitability is a measure of the efficiency of a business to use its resources. It is measured by the return on the capital resources it uses which means the combination of debt and equity. This is given by the ratio return on capital employed (ROCE)‚ return on investment or accounting rate of return. This tells investors how successful the business is by analyzing the profitability. The higher ROCE‚ the more liable it is to carry a high return to the investors resulting in higher dividends
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When addressing to the success of the Indian independence movement‚ Mahatma Gandhi is always mentioned. To a large extent the importance of Gandhi to the success in achieving the independence movement is unadoptable. As the major leader of the movement‚ not only should Gandhi’s role in the movement and his ideology should be examined; moreover to determine the importance of him to the success‚ the world wide situation during that period should also be considered as one of the major factors in allowing
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Success takes many different definitions. People have different interpretations of what success really means. For me is as simple as: living well and laughing often. The idea of living well is a very broad statement. Living well‚ in my opinion is getting success in personal‚ social and professional life. If I can achieve all of these three levels of success‚ I believe that I have lived well. Personal success for me is being able enjoy little things that life has to offer. For instance; understanding
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APPLICATION OF MANAGERIAL ORGANIZATION CONCEPTS IN THE CONTEXT OF EXISTING ORGANIZATIONS 1.0 Introduction The objective of this report is to consider two companies and conduct a comprehensive comparison between the two in terms of their management styles. In achieving this objective‚ Institute of Java & Technological Studies‚ which is a service organization and Jacobi Lanka‚ which is a manufacturing organization have been considered. The first section compares and contrasts the two companies’
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Marketing & Culture 2010 “The phenomenon of football shoes – what´s your colour?” Background Since the first classic football shoes were introduced in 18861‚ they were simple uniform brown/black leather shoes with studs. The one and only characteristic of the early football boot was to provide the player grip on the playing surface and prevent him from slipping on muddy or wet grounds. During the following decades the football shoe underwent several technical modifications‚ especially
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A Plan for Success The purpose of this document is to develop a plan for maximizing performance of individuals selected for this cross-functional learning team. The goal of this plan is to increase the motivation and satisfaction during the completion of the assigned project. Based on the information gained from assessments‚ surveys and discussions regarding the team’s attitudes‚ emotions‚ personalities and values‚ this is a drafted plan of action designed to increase the team’s effectiveness
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