Kotler and Keller (2009‚ p. 482) define retailing to encompass all activities in selling goods or services to the final consumers for personal or business use irrespective of the type of organization‚ how the goods are sold or where the goods are sold. The retail sector accounts for a sizable share of the Philippine economy. Patalinghug (2001) claimed that the retail trade sector contributed on the average 10.7 percent of the Gross Domestic Product (GDP) from 1981 to 1999 and
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Helen Keller At the age of eighteen months‚ Helen Keller (1880-1968) lost her sight and hearing as a result of illness. During the next five years of her childhood‚ Keller became increasingly wild and unruly as she struggled against her dark and silent world. In “The Day Language Came into My Life‚” Keller remembers how‚ at age seven‚ her teacher‚ Anne Sullivan‚ arrived and taught her the miracle of language. The most important day I remember in all my life is the one on which my teacher
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Emergency Fund Ratio For households with dual-earners‚ like yours‚ we normally recommend you hold in cash or cash equivalents 3-6 months of fixed expenses. These fixed expenses are what would be left if you both lost your job. Certain expenses like: income taxes and contributions to retirement plans would not be included when calculating the size of your emergency fund. You currently hold 15x your expenses in cash and cash equivalents. Since both of you work‚ in addition to earning strip mall income
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Emergence of Liquid Fund as a Prominent Option for Treasury Management Executive Summary All organisations maintain current accounts in banks to ensure prompt deposit and withdrawal of money‚ while the money in the current account does not fetch any return. With increase in competition and squeezing of profit margins‚ measures were required to utilize the money lying idle in the current account without hampering the prompt flow of money. Liquid funds provide the solution for utilization of
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5. Federal Funds Federal Funds represent the asset to lending bank and liability to borrowing bank. The loan in Federal funds is short-term loan. Usually‚ the loans are for one to seven days. These funds help the bank to correct short-tem fund imbalances. Federal funds rate is interest rate charged in the federal funds. It is same for all banks borrowing in federal funds market. Federal funds market more active on Wednesday because that is final day of each particular
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Q5 Federal funds borrow money from a bank to another bank. The interest rate is the Fed funds rate. This rate is not set by anyone directly‚ but is determined by the market. Due to changes in supply and demand conditions‚ often change rate. Fed by adjusting the money supply to influence the federal funds rate. Q6 The Fed funds market let depository institutions reach the needs of short-term liquidity to other financial institutions. When they need short-term funds from the Fed funds market‚ it borrowed
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Helen Adams Keller Helen Adams Keller was born on June 27‚ 1880 in Tuscumbia‚ Alabama she was the first of two daughters born to Arthur H. Keller and Katherine Adams Keller. Keller wasn’t born without sight and hearing and at 6 months old she was speaking. When she was only 18 months old Keller contracted “brain fever” producing a high body temperature. After a few days after the fever broke‚ her mother noticed she didn’t react when the dinner bell was rung or when someone waved there hand in
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In the case of Keller v. Inland Metals All Weather Conditioning‚ Inc. Inland Metals did have an express warranty with the humidifier it sold to Keller. According to NOLO (2015) “an express warranty is a verbal or written statement that guarantees that a product is of a certain quality or will work in a certain way or for a certain amount of time.” In the case of Keller v. Inland Metal‚ Inland Metals provided both verbal and written statements about the quality of the humidifier they sold the
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ORGANIZATIONAL BEHAVIOUR Wolfgang Keller at Königsbrӓu-TAK(A) Case Report 22.10.2009 EXECUTIVE SUMMARY Königsbrӓu-TAK was one of the best managed and profitable premium beer companies and the Wolfgang Keller became the manager director of Königsbrӓu’s Ukrainian subsidiary which had lately been losing nearly $ 3 million per year. In three years‚ he took initiative and the Ukrainian subsidiary’s earnings increased to $ 7 million per year. Wolfgang Keller was a manager who did value personal
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S & S Air: Case Study: S & S Air’s Mortgage 3001-3 FNCE Financial Management Week 4 William Jones October 9th‚ 2012 Case Study: S & S Air’s Mortgage Background: S&S Air manufactures light aircraft. The owners of S & S Air‚ Mark Sexton and Todd Story‚ were impressed by the work Chris had done on financial planning. By using Chris’s analysis and looking at the demand for light aircraft‚ they decided that their existing fabrication equipment was sufficient‚ but that it was
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