Determinants of SMEs Perceptions towards Electronic Banking Dr Ahmad Kaleem Associate Professor Department of Business Administration Lahore School of Economics‚ Lahore‚ Pakistan. Email: drkaleem@lahoreschool.edu.pk Abstract Electronic distribution channels have gained increasing popularity in recent years. It provides alternatives for faster delivery of banking services to a wider scope of customers. This study aims to collect the SMEs owners/executives/managers perceptions
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good decisions than bad ones. And it is equally true that nobody is very good in taking all types of decisions. The manner in which an individual takes or arrives at a decision depends to an extent on his or her inherent nature. The eagerness of a person with an impatient nature would often lead him to jump into quick decision. Similarly‚ a person with high degree of emotions tends to decide quickly on whatever feels good. People who care for others and do not want to hurt or disturb them would take
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The Use of Nature as a Motif Rebecca stands as a perfect example of modern gothic literature. Gothic fiction can be characterized by vivid settings‚ an atmosphere of mystery‚ terror‚ violence and the supernatural. The book encompasses a murder‚ a terrible fire‚ and features a sinister servant; finally‚ the entire story is pervaded by the unrestful ghost of Rebecca herself. The novel also exemplifies the typical gothic novel by the use of weather and nature as a motif. Nature seems to skillfully
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rivers dried up or they run out of animals. Usually men were hunters and women were gatherers in those societies and this caused matriarchy because men were always in danger during hunting and generally hunter members returned home -cave- with limited numbers. Labour in hunting and gathering societies was divided equally among the members because they were so small and mobile. There was not any political organization compared to understanding of today´s diplomacy but their decision making body included
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Biomes and their Characteristics There are nine biomes in the world they are: Mountains- Very cold lack of oxygen when altitude is higher and there are alot of glaziers Tundra- It is very cold not much diversity and there are two types of tundra. Arctic and Alpine. Temperate Forest- There are wide leaves and non-seasonal vegetation and mixed forests. Marine Island- Islands are cold at night and usually has good surf. Marine ecosystems has no oxygen and full of life. Desert- Barely any plants
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anywhere‚ don’t allow YZ study. 7 years later‚ he lose his gift‚ when YZ 20 years old‚ he just a generally people. This story tells me‚ not only genes determine our behavior and personality‚ and has envir. factors. Firstly‚ I’ll report on the article ‘Nature/Nurture: An Artificial Division’ by Kimberly J. Allen. After that‚ I’ll offer some of my own ideas about whether not only genes determine our behavior and personality. I will argue that the environment influence genes and finally‚ I’ll conclude today’s
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Territories)‚ Queensland (1859)‚ and Western Australia (1890). These one-time colonies became states within a federation as the Commonwealth of Australia in 1901‚ created by a British Act of Parliament. Now the British Monarchy is merely a figurehead in Australian politics. An appointed Governor ’ General represents the monarchy but has little actual power. The country is a parliamentary democracy whose legislative branch is made up of an elected Senate and House of Representatives. The executive branch consists
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of Engineering‚ Architecture‚ Fine Arts and Computing Sciences Gov. Pablo Borbon Campus II‚ Alangilan‚ Batangas City‚ Philippines 4200 In partial fulfillment of requirements in Software Engineering Software Requirements Specification NUMBER SYSTEMS CALCULATOR AND CONVERTER Presented by: Colico‚ Janine Erika R. Atendido‚ Mylene B. Atienza‚ Marianne C. BSIT-3201 To: Mr. Melvin Asa February‚ 2013 TABLE OF CONTENTS I. Introduction . . . . . . . . . . . . .
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The caste system of India is one of the main dimensions where people in India socially differentiated through religion‚ class‚ tribe‚ region‚ gender and language. The Indian caste system is considered a closed system of stratification‚ which means that a person’s social status is obligated to which caste they were born into. Caste is a social status determined by a system in society based on one’s position in that position could be low and high depending on the importance attached with that position
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Characteristics of Research Research is a process of finding facts and arranging them in such a manner that information is obtained regarding any fact‚ figure or phenomenon. Research process has been conducted from the time since human being was first created and it is a never ending process. Definition More than hundreds of definitions of research have been available in written form in different books‚ encyclopedias‚ dictionaries and in research literature. These definition may have difference
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