Chapter 1 BANCO DE ORO BDO Unibank‚ Inc. (PSE: BDO)‚ commonly known as Banco de Oro and BDO‚ is the largest bank in the Philippines. It belongs to the SM Group of Companies‚ one of the country’s largest conglomerates owned by tycoon Henry Sy. Following the Banco de Oro-Equitable PCI Bank merger‚ the bank has since become Banco de Oro Unibank‚ Inc. Corporate Profile Banco de Oro is a full-service universal bank. It provides products and services to the retail and corporate markets including lending
Premium Bank
Citation: Harvestons Securities‚ Inc. v. Narnia Investments‚ Ltd.‚ 218 S.W.3d 126 (2007) Plaintiff and Defendant: The plaintiff/appellant is Harvestons Securities‚ Inc. The defendant/appellee is Narnia Investments‚ Ltd. Facts: In year 2000‚ Narnia Investments‚ Ltd. sued Harvestons Securities‚ Inc. and several defendants in trial court of Texas. The trial court then granted a default judgment against Harvestons and in favor of Narnia that Harvestons has to pay $365‚000‚ plus attorney’s fees‚ prejudgment
Premium Civil procedure Service of process Complaint
1Chapter 1 The Demand for Audit and Other Assurance Services Review Questions 1-1 The relationship among audit services‚ attestation services‚ and assurance services is reflected in Figure 1-3 on page 13 of the text. An assurance service is an independent professional service to improve the quality of information for decision makers. An attestation service is a form of assurance service in which the CPA firm issues a report about the reliability of an assertion that is the responsibility
Premium Auditing Financial audit Audit
Planning: 1) What would you do if you experience conflicting priorities? 2) Tell me about a time where you had several projects to handle. How did you handle it? It is common for managers to experience conflicting priorities and having several projects to do at the same time. By asking these two questions‚ the interviewer would be able to identify the interviewee’s ability to set priorities and to establish actions to achieve the goals and objectives. Communication: 1) Here is the
Premium Management Problem solving Critical thinking
Looking For Reality A. Knowledge from Agreement Reality—as scientists‚ sociologists are able to accept as reality phenomenon they have not personally observed. However‚ scientific claims must rest on both theoretical and empirical support. 1. Ordinary human inquiry—people are naturally inquisitive‚ especially about what the future holds. Therefore‚ we often try to make predictions based on our own observations of the social world. Unfortunately‚ just because we can predict that X will
Premium Scientific method
Communication in Second Language Classrooms. Cambridge University Press. Ministry of Education. (2008). Basic Education Core Curriculum B.E. 2551 (A.D. 2008). Nunley‚ F.K Nunley‚ K.F. (2003). Layered Curriculum Brings Teachers to Tiers. Education Digest‚ 69(1)‚ 31-36. O’Meara‚ J. (2010). Beyond Differentiated Instruction. Corwin Press. Tomlinson‚ C. (2013). Fulfilling the promise of differentiation: responding to the needs of all learners. Retrieved from http://www.caroltomlinson.com/index.html.
Premium Education Intelligence
1. Nondigestible food components that can benefit our health by stimulating the growth and activity of helpful gastrointestinal (GI) bacteria are called __________. CORRECT ANSWER: prebiotics 2. Which of the following statements about vitamins is true? CORRECT ANSWER: Some vitamins are fat soluble and some are water soluble. 3. Which of the following nutrients is inorganic? CORRECT ANSWER: Water 4. Jill eats 1600 Kcals and 50 grams of protein per day. The percentage of total energy that comes
Premium Vitamin Nutrition
1. Explain the difference between efficiency and effectiveness. Efficiency involves accomplishing something with the least amount of effort‚ expense‚ or waste. Effectiveness simply involves getting work done that helps achieve organizational goals and may or may not be done efficiently. 2. What are the four management functions? The four management functions are: planning‚ organizing‚ leading‚ and controlling. 3. What are the four management functions? -planning: This includes developing
Premium Management
Marione Angela M. Tiongco BSBA-MM3 I was able to attend the seminar last Friday‚ July 12‚ 2013 (8:00a.m.-12:00 noon) at De La Salle-college of Saint Benilde. They invited three guest speakers two of them graduated at Saint Paul University namely Ms. Helen Reyes(General Manager‚ Galing kalikasan‚ Inc.) has the topic of Social Media Gets Integrated and Ms. Melanie Guerero(Marketing Manager‚ JobsDB Phils. Inc.) Has the topic of Hottest Trends on
Premium Marketing
2. Discuss and debate whether the often considered “benign” drug known as marijuana is or is not addictive. In your discussion/debate‚ consider the finding by the Substance Abuse and Mental Health Services Administration (SAMHSA) that in 2008 for persons age 12 or older‚ 41% (102.4 million) of illicit drug users used marijuana during their lifetime‚ and past-month users of this drug accounted for 6.1% (14.2 million) of all illicit drug users. Do you think this often-considered “benign” drug is harmless
Premium Drug addiction Addiction Pharmacology