BANKING CHALLENGES IN THE 21ST CENTURY. What banking industry in the face of 21st century Dr. Muhammad Anwar Hassan‚ Vice Chancellor‚ Preston University‚ Mr. Muhammad Humayun Khan‚ Chief Manager‚ State Bank of Pakistan‚ SBP BSC (Bank) Peshawar‚ Mr. Rashid Qazi‚ Vice President‚ PICIC Commercial Bank Ltd. Peshawar‚ Mr. Badar Hussain‚ Area Head North‚ MCB Peshawar‚ Mr. Tabraiz Hassan Butt‚ Regional Business/Operational Chief Peshawar‚ Fellow Bankers‚ Distinguished Ladies and Gentlemen! First of all
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BANKING Definition of Banking: According to Crowther‚ a bank "Collects money from those who have it to spare or who are saving it out of their incomes‚ and it lends this money to those who require it." In the words of Kinley‚ "A bank is an establishment which makes to individuals such advances of money as may be required and safely made‚ and to which individuals entrust money when not required by them for use." According to John Paget‚ "Nobody can be a banker who does not (i) take deposit
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“Cartographers have strongly emphasised the visible‚ the tangible‚ the static‚ the physical and the historical values over the invisible‚ intangible‚ dynamic‚ human and futurist aspects of the world.” Cartographers have long ago developed maps for understanding the complexity of our environment. Whether it started for war or general education‚ cartography has developed over time in an astonishing way. While analysing the quote ‘Cartographers have strongly emphasised the visible‚ the tangible
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Map Projections A way of representing the earth’s curved surface on a flat surface of map is known as map projections. A globe represents the most accurate position‚ place of different things present on earth but a globe is not practical for many of the functions for which we require a flat map. Map projections help us to represent most of the earth’s surface at a wide variety of scales‚ on a flat‚ easily transportable surface. A globe is the true representation of distance‚ direction‚ area‚
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Karnaugh map From Wikipedia‚ the free encyclopedia Jump to: navigation‚ search | This article includes a list of references‚ but its sources remain unclear because it has insufficient inline citations. Please help to improve this article by introducing more precise citations where appropriate. (June 2010) | For former radio station KMAP (1962-1968) in Dallas-Fort Worth‚ see KRLD-FM. An example Karnaugh map The Karnaugh map (K-map for short)‚ Maurice Karnaugh’s 1953 refinement of Edward
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Medical Surgical CONCEPT MAP [pic] ----------------------- DISEASE Asthma ASSESSMENT FINDINGS: Signs & Symptoms -Asthma is illustrated by outbursts of shortness of breath‚ wheezing‚ and coughing and the production of thick‚ tenacious sputum. -Only as the attack begins to subside can the client expectorate large quantities of thick‚ stringy mucus. The skin is usually pale. -During a severe attack‚ the nurse may observe cyanosis of the client’s lips and nail beds. Definition/Pathophysiology/Etiology
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an accidental occurrence of the lending process‚ one that has enormous potential to deepen the severity and duration of financial crisis and to complicate macro economic management. This is because NPLs can bring down investors’ confidence in the banking system‚ piling up unproductive economic resources even though depreciations are taken care of‚ and impeding the resource allocation process. In a bank-centered financial system‚ NPLs can further thwart economic recovery by shrinking operating margin
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What is a Marketing Map? Marketing Map is the process followed by marketers to generate value for the customers. Value can be defined as the ratio of perceived costs to perceived benefits. Perceived benefits are the advantages of the product perceived by the customer as compared to its competitors. Tangible benefits are physical benefits say a light weight comfortable shoe. An example of intangible benefit is the promise of quality that a product brings. Perceived costs are the economic
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! " # %& $ & ’ 1 Acknowledgements My thanks go to all the individuals who took time to answer my questions during interviews in the UK and Pakistan and to explain and demonstrate their mapping methodologies and outputs to me. I’m especially grateful to OPPRTI and ASB in Pakistan. This report would not have been possible without their professional and dedicated organisation of my itinerary in Karachi and in Faisalabad and Jaranwala and their openness to all my questions and comprehensive
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Mainly‚ Johnson wrote this book to prove that one week in 1954 was one of the defining moments in what people today know as modern life. First‚ he proved that the first fateful week of September ultimately influenced the way cities organized themselves. Second‚ he proved that the events of the Broad Street Outbreak changed how disease was studied and viewed. Third‚ he proved that urban intelligence could come to understand a massive health crisis of which most people refused to see the truth. Ultimately
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