risk reducing measures. Governments‚ the private sector and the media build awareness of risks and risk-mitigation principles at national‚ regional‚ and community levels. Schools play an important role. Children from a young age must understand the perils to which their communities are exposed and the appropriate response behaviors. Education in the community is required to ensure that awareness building continues in adult life. The media run long-term campaigns on regional natural catastrophe risks
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TEST II 1. Explain what is “Total Failure of Consideration” and explain your understanding of cases Tyrie & Fletcher ? (6/5) Answer : Total Failure of Consideration is a condition where the insured has never had anything of value in return for the their own payment The risk may fail to run‚ resulting in a Total Failure of Consideration because of : ❖ The proposal may be withdrawn after the premium has been paid ❖ The Policy may be void for mistake or because there was
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PRODUCTS OF INSURANCE COMPANIES IN KENYAN ECONOMY The insurance companies offer a variety of products to the individuals‚ small and mid-sized businesses as well as to the large corporates in Kenya. Some of these product are discussed below; PRODUCTS TO INDIVIDUALS Travel insurance cover The cover provides the following benefits to the travelers especially using the airlines or rail: emergency Medical and related expenses‚ personal accident cover‚ reimbursement of travel and accommodation expenses
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UK operates no general duty to aid someone in peril‚ only where there is a certain relationship established. Using case law and legal principles an attempt to justify such a duty in today’s society shall be considered. In considering its merits and drawbacks‚ with reasoned opinion‚ this essay shall conclude whether the UK criminal law should impose such a duty. In UK law it is an offence to fail to take reasonable steps to assist another person in peril in certain situations. Such duties as those
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RISK & INSURANCE MANAGEMENT CASE – 1 a. With regard to the fuel oil prices risk: (1) Discuss how Juanita could use futures contracts to hedge the price risk. Futures contracts are one of the most common derivatives used to hedge the price risk. A futures contract is as an arrangement between two parties to buy or sell an asset at a particular time in the future for a particular price. The main reason that companies or corporations use future contracts is to offset their risk exposures
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accounts-receivable records‚ inventory‚ furniture‚ machinery‚ supplies and even intangible assets such as trademarks. There are insurance companies that offer property insurance by named danger‚ like fire and theft. Others bid policies that cover many perils. Most basic multiple-peril policies comprise losses caused by fire and theft; however business owners can buy added kinds of coverage if they must. For an instance‚ a business in the Jakarta‚ Indonesia may want to purchase an earthquake-insurance policy. Businesses
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in motor vehicle‚ damage to our homes‚ burglary and loss of property‚ income interruption for the family as a result of demise of breadwinner(s) are common insurable risks to which individuals are exposed. Businesses are exposed to fire and related perils risks‚ income interruption as a result of fire‚ damage to property among others. If a risk is not transferred to an insurance company then the individual or firm assumes the risk themselves deliberately or by default and in the absence of setting
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irrational fear of African men’s uncontrollable sexual urges manufactured the myth of the black peril‚ the epidemic of black men assaulting white women. During this epidemic‚ colonists ferociously campaigned for the end of the “brutality of black men” against white women. As a result of the paranoia from white men‚ African men were often convicted and executed for merely looking at a white woman. The black peril upheld the hegemonic stereotypes of African men‚ that they are overly sexual and violent. However
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about the perils of modern science. One of the biggest examples is the creator of Frankenstein‚ and Frankenstein himself. The fact that someone was taking the role of “god”‚ and trying to create life is a very scary factor in life. If someone of our kind can gain the power to create their own human life from machines‚ science‚ and electricity then they could have the ultimate power. Power is something that all human kind wants to achieve‚ but also fear. Power goes along with the perils of modern
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Professor Acocella English 101 2/20/15 Obedience and its Dangers There are many times you believe obeying elders or higher forms of authority is the right way to go. Us as Latin adolescents truly believe that our older family members of authority and/or the government are like “Greek Gods.” We have so much respect for them that most of the time they take advantage of our obedience and use it to their advantage. Latin parents as well as higher authority use obedience as some kind of power‚ proving they
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