using The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an "in principle" approval from the Reserve Bank of India (RBI) to set up a bank in the private sector‚ as part of RBI"s liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of "HDFC Bank Limited"‚ with its registered office in Mumbai‚ India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. | | | Promoter |
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Low Cost Housing Food and shelter are the basic requirements to sustain life. As such‚ shortages of dwelling houses are becoming a major focus for government. The total shortage of dwelling units in India is estimated to nearly 4.5 crore. Housing experts say the Government of India’s dream – Housing for all - could be a dominant platform to introduce low-cost technology in a big way. Perhaps‚ only then “housing for all” will get the priority as it has been accorded. Low Cost Housing is a new
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Assignment 06 – Africa February 6‚ 2013 Africa’s Apartheid Policy South Africa has suffered a great amount throughout the last few centuries. One of South Africa’s most devastating events was the Apartheid Policy. It was initiated and passed in an unfair manner. The Apartheid policy was very damaging to the economy‚ citizens and environment of South Africa. South Africa is a region located in the continent of Africa. In most textbooks‚ South Africa is defined as the region of Africa South of the Sahara
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What are the key problems facing the world’s cities in 21st century and what can be done about them? Nowadays‚ when almost half the world’s population live in urban areas‚ conditions for city dwellers are likely to get worse‚ that causes many problems‚ but the main problem is urbanization. Firstly‚ do you know what is this mean- urbanization? It means increasing number of inhabitants living in urban areas. And this number are always in growth because of villagers moving to
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Housing There are currently two major types of housing in Japan: the single-family detached homes and multi-family dwellings. According to the 2008 Ministry of Internal Affairs and Communications housing statistics‚ most people in Japan live in single-family home. Of the total home count‚ 55.4% are single-family homes‚ 41.7% are multi-family dwellings and remaining 2.7% are single-family houses clustered together sharing walls. (pie graph) The single-family detached home is more traditional and
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Student Preferences in Housing Survey data analysis: preferred unit styles and costs Sarah L. Samuels | Eric D. Luskin Student housing has the potential to offer multiple benefits and risks. Living in student-focused housing can‚ for example‚ ease a student’s adjustment to college‚ improve study habits and enhance general well being (Enochs & Roland‚ 20061). From the broader standpoint of the college or university‚ housing is an increasingly important factor in recruiting new students (June
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Africa 10 A frica lies south of Europe and southwest of Asia. Geographically it is about three times the size of the United States‚ excluding Alaska and Hawaii. At its northeast corner is Egypt‚ which is connected to the Sinai Peninsula—and hence to the Asian continent by a very narrow strip of land. This is the only spot where Africa touches another continent; otherwise‚ it is surrounded by water. The Mediterranean Sea separates it from Europe in the north; the Red Sea and Gulf of
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Delivery on Demand Katie Mercuri February 11‚ 2015 Katie Mercuri Casey Weisbeck English Composition 2 February 11‚ 2015 Delivery on Demand “Too Posh to Push”‚ “Babies on Demand”‚ and “Honeymoon Fresh”. Theses attention grabbing titles are an example of media influence on our society. In today’s day and age media and pop culture are a major factor in the way we act as a society. Many people strive to live like celebrities‚ and even go as far as basing important decisions off the
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UKNZN‚ SCHOOL OF MIG- DISCIPLINE OF MAKERTING AND SUPPLY CHAIN SCMA 305 2013 CASE STUDY GUIDE ANSWERING CASE STUDIES The following problems that have prevented companies to be successful are as follows: 1. The inability to recognize important problems; 2. Difficulty in formulating the main problem; 3. The inability to actually visualize or understand the situation; 4. The inability to communicate with other managers and decision makers; 5. A lack of experience of working with "messy"
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by Print Services‚ Rhodes University‚ P .O .Box 94‚ Grahamstown‚ South Africa A financial Ratio Analysis of Commercial Bank Performance in South Africa Mabwe Kumbirai2# and Robert Webb* Abstract This paper investigates the performance of South Africa’s commercial banking sector for the period 2005- 2009. Financial ratios are employed to measure the profitability‚ liquidity and credit quality performance of five large South African based commercial banks. The study found that overall bank
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