have been the case. (b) Granularity: This refers to a situation where the risk grading system at banks does not have the requisite capability to discriminate between good and bad risks. The consequence is tightening of Y. Srinivas (The author is Manager‚ Compliance Group at ICICI Bank. He can be reached at srinivas. yanamandra@icicibank. com) Small and Medium Enterprises (SMEs) play a very significant role in the economy in terms of balanced and sustainable growth‚ employment generation‚ development
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pg1 The Three Items That Mean the Most to me The short story "Medicine Bag" by Virginia Driving Hawk Sneve is about a boy named Martin who has a family tradition that passes a medicine bag down from generation to generation to keep family culture. A medicine bag is a traditional North American Indian container or bag for items of supernatural or great power.I have created a medicine bag that symbolizes my family’s history throughout the years
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PSYC 4210: PSYCHOLOGICAL TESTING Spring 2013 Professor: Dr. Brian Hoffman‚ 331 Psychology Building Phone: 583-8092‚ e-mail: hoffmanb@uga.edu Office Hours: Tuesday 11-12 or by appointment Meeting Time & Place: Tuesday & Thursday‚ 9:30-10:45; 243 Psychology Bldg Text: The text is completely optional. It would be helpful to have it for the statistical sections‚ but it is your choice. The 5th‚ 6th‚ or 7th edition is fine. Cohen‚ J.R. & Swerdlik‚ M.E
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Pursuit of happiness Facebook http://www.facebook.com/minnievalentin Twitter https://twitter.com/Minnievlntn Random thoughts last year http://pamandmicks.tumblr.com/tagged/366 Project 365 http://pamandmicks.tumblr.com/tagged/365 <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en"> <!--FIRST TIME BY JAHRENESIS--> <!--you can edit
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Explain the role of Computer Systems in different environments. The rising of computer technology has taken deep roots in every field nowadays. It is impossible for anyone to imagine a world without a computing environment. It is the worst nightmare for any organization to imagine its functioning without high end automated systems. What is the importance if a computer system? Computers are extremely important in the modern world of today. In the fast moving life of the modern world of today
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Golden Enterprises‚ Inc. (the "Company") is a holding company which owns all of the issued and outstanding capital stock of Golden Flake Snack Foods‚ Inc.‚ a wholly-owned operating subsidiary company ("Golden Flake"). Golden Enterprises is paid a fee by Golden Flake for providing management services for it. The Company was originally organized under the laws of the State of Alabama as Magic City Food Products‚ Inc. on June 11‚ 1946. On March 11‚ 1958‚
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Nonprofit versus for-profit healthcare and organizations For-profit and not-for-profit hospitals generate revenues through daily operations. For-profit hospitals are able to generate funds through issuing stocks while non-for-profit hospitals do not have this ability. Accordingly‚ non-for-profit hospitals can issue tax-exempt bonds and can accept tax-deductible contributions. Non-profits were created with the intention of servicing the needs of the poor. This subsequently led
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A01 Profit and loss account: A profit and loss account calculates the amount of gross and net profit that a business takes on an annual basis; it also outlines the loss which has occurred through the business‚ through necessary overheads. There are many aspects included within a profit and loss account‚ all of which I am going to briefly explain. It is important to have a profit and loss account within a business to enforce correct usage of the money. The company will be able to see where the business
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In order for a company to be able to reach its full potential financial management must be in place. This management needs to be aware of at least the basics of financial plans which are revenue‚ cost and profit. These three things can make or break a company. Each of these things must be understood and considered before plans can be laid to create or better a company. Revenue is the amount a company receives (Marginal Revenue‚ 2009). If a company is in the business of sales‚ revenue is the
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multicultural society that is known to be prideful of its diversity‚ safety‚ and characterized by inclusivity and fairness. Canada is portrayed to be a great place to live in because of various opportunities‚ benefits and presumed notion that it is free of racial oppression. While the idea of Canada sounds nice there are various issues such as racial discrimination as a result of racial profiling/policing that is enforced in marginalized communities. The stereotypes of racialized individuals‚ specifically
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