Q1‚ While pension funds hold bonds as their asset‚ they also have obligations as liability. Lower interest rate‚ namely a lower discount rate‚ on one hand‚ increases bonds’ return‚ on the other hand‚ it also increase pension funds’ liabilities‚ which is the discounted value of future obligations. Moreover‚ bonds in asset side are usually in shorter term than long-term liabilities‚ and therefore are less sensitive to interest rate change. As a result‚ the increase in liability exceeds the value increase
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willingness to protect and save face for another person. Openness—It relies on the person to give you the full truth. Three types of trust Deterrence based Trust The most fragile relationships are contained in deterrence based trust. It is based on fear of reprisal if the trust is violated. One violation or inconsistency can destroy the relationship. Individuals who are in this type of relationship do what they say because they fear the consequences from not following through on their obligations
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Three Types of Dieters A gloomy fact in American society remains that thousands of people search for the intangible dream of being thin. On any given day‚ one finds neighbors‚ friends‚ and relatives on some sort of diet. Dieters assume various disguises‚ but the noteworthy ones transpire‚ the "bandwagoneer‚" the "promise maker” and the "lethal loser." People want to lose weight quickly and effortlessly; therefore‚ any fad diet promising overnight results attract the "bandwagoneer." People try
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Composition I 10/14/2010 Mrs. White (Redo) In life we come across many people. Some will hate us while others will adore us. The ones who hate can be referred to as enemies and the ones who show adoration will be called friends. In truth‚ there are three types of friends. They are the acquaintances people make in school‚ the friends people lose as they grow‚ and best friends who may stray‚ but never too far away. First of all‚ there are those friends that are only seen in school. Seeing them
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Three Automation Types A. Fixed Automation A system in which the sequence of processing (or assembly) operations is fixed by the equipment configuration. The operations in the sequence are usually simple. lt is the integration and coordination of many such operations into one piece of equipment that makes the system complex. Typical features: Suited to high production quantities High initial investment for custom-engineered equipment High production
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development of stock markets through a corporate governance channel‚ i.e. pension funds become large shareholders of publicly traded firms and therefore have the incentives to monitor managers and improve investor protections. This paper reviews the literature on the corporate governance channel associated with pension reforms in developing countries‚ and asks what we know and need to know about it. We know that pension funds are not yet large shareholders of publicly traded firms in developing countries
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There are different types of ownership within the business sector. <br> <br>Sole tradership is when the business is fully owned and managed by one person‚ though others can be employed to help run the business. As the sole traders only financial income is from the business and/or bank loan‚ they do not have the resources to expand and cover regional or national areas. These types of businesses are located in the small business sector and usually cover local areas. Such businesses could be hairdressers
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important their tuition debt: it goes up each semester. Students usually have to face financial troubles because they have to administrate their money and give priority to some expenses. Some teachers ask them for two or three books on each course‚ which can be expensive and the main reason because some students opt to buy used textbooks. Another financial concern is the capacity of paying their basic bills: phone‚ car loan insurances and rent. Many students are householders so they have to afford many
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Provide an example of a project that would be ideally suited to each type of matrix (weak‚ balanced‚ and strong). Discuss what you believe is more important for successfully completing a project- the formal project management structure or the culture of the parent organization. Going to college is analogous to working in a matrix environment in that most students take more than one class and must distribute their time across multiple classes. Discuss the problems this situation
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1 Identify the three main types of business organisations recognised in Scots law. A. Sole trader The most popular style of small business enterprise‚ it’s simple to set up and does not require any formalities. Sole trader often is a one person who manages and owns the company. They take all the profits‚ but must also include all losses. Indeed‚ if the only operator becomes insolvent personal assets may be used to satisfy creditors‚ such as a house‚ car‚ etc. They are personally responsible
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