Adverse Effects of NPA on the Working of Commercial Banks NPA has affected the profitability‚ liquidity and competitive functioning of PSBs and finally the psychology of the bankers in respect of their disposition towards credit delivery and credit expansion. Impact on Profitability Between 01.04.93 to 31.03.2001Commercial banks incurred a total amount of Rs.31251 Crores towards provisioning NPA. This has brought Net NPA to Rs.32632 Crores or 6.2% of net advances. To this extent the problem
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ABSTRACT The United States is dependent on imports of platinum-group metals (PGMs)‚ which includes platinum‚ palladium‚ rhodium‚ ruthenium‚ osmium‚ and iridium. PGMs are used in a wide variety of applications‚ including vehicle catalysts for controlling vehicle pollution‚ chemical catalysts and coatings‚ dental alloys‚ electronic components and computer hard discs‚ fuel cells for power generation‚ glassmaking equipment‚ investment coinage‚ jewelry‚ medicines‚ and petroleum catalysts for gasoline
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INVESTMENT POLICY OF COMMERCIAL BANKS (With reference to NABIL Bank Ltd and Nepal Investment Bank Ltd) SUBMITTED BY: Niru Maya Rana Prithvi Narayan Campus Roll No: T.U. Regd. No: A THESIS SUBMITTED TO: Office of the dean Faculty of Management Tribhuwan University In partial fulfillment of the requirement for the degree of Master of Business Studies (M.B.S) Kathmandu‚ Nepal June‚ 2009 RECOMMENDATION This is to certify that the thesis Submitted by: Niru Maya
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SBI NPA provisioning up three-fold between 2008-09 and 2010-11 PTI Aug 31‚ 2011‚ 04.40am IST Tags: * State Bank Of India| * RBI| * NPA| * IMF| * bad debt NEW DELHI: The government today said provisioning against the non-performing assets (NPAs) of State Bank of India (SBI) increased more than three-fold to Rs 8‚792 crore in 2010-11 from Rs 2‚474 crore in 2008-09 due to a rise in bad debt. This provision in 2010-11 includes a countercyclical buffer of Rs 2‚330 crore toward
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Banking in Malaysia Islamic banks today exist in all parts of the world and are looked upon as a viable alternative system which has many things to offer. While it was initially developed to fulfill the needs of Muslims‚ Islamic banking has now gained universal acceptance. In Malaysia‚ the first Islamic bank is Bank Islam Malaysia Berhad (BIMB). Operated as the only Islamic bank for 10 years since July 1983 before the government allowed other conventional banks to offer Islamic banking services
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SECTOR REFORMS AND NPA: A STUDY OF INDIAN COMMERCIAL BANKS Meenakshi Rajeev and H P Mahesh 1 Abstract The issue of non-performing assets (NPA)‚ the root cause of the recent global financial crisis‚ has been drawing the attention of the policy makers and academicians alike. The problem of NPAs‚ which was ignored till recently‚has been given considerable attention after liberalisation of the financial sector in India. This exploratory paper examines the trends of NPAs in India from various
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loans‚ Finance Minister Pranab Mukherjee‚ on Monday‚ asked banks to take steps to manage their non-performing assets (NPAs)‚ which have grown on account of economic downturn. “NPAs have grown at an uncomfortable and unacceptable rate in the past couple of years. The RBI has recently advised the selected banks to take necessary steps for appropriate NPA management. I hope the banks concerned will act on the advice of the RBI‚” he said. The banks‚ he added‚ “have to tread cautiously in the risks confronting
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Banking Sector Reforms and NPA: A study of Indian Commercial Banks Meenakshi Rajeev H P Mahesh ISBN 978-81-7791-108-4 © 2010‚ Copyright Reserved The Institute for Social and Economic Change‚ Bangalore Institute for Social and Economic Change (ISEC) is engaged in interdisciplinary research in analytical and applied areas of the social sciences‚ encompassing diverse aspects of development. ISEC works with central‚ state and local governments as well as international agencies by undertaking
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A PROJECT REPORT ON NPA AND ITS IMPACT ON STATE BANK OF INDIA [pic] Submitted for partial fulfillment for the Award of the Degree of MASTER OF BUSINESS ADMINISTRATION (MBA 2011-2013) Supervised by: Submitted by: MR. NIYAZ AKHTAR SONALIKA RAJ MBA- IIND SEM BANASTHALI VIDYAPITH‚ WISDOM JAIPUR CAMPUS (RAJASTHAN) 302001 DECLARATION I Sonalika Raj
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The magnitude of NPAs have a direct impact on banks profitability as legally they are not allowed to book income on such accounts and at the same time banks are forced to make provision on such assets as per the RBI guidelines. The Indian Banking sector is facing a serious situation in view of the Mounting NPAs which are the tune of Rs.56‚000 crores in March 2002.NPAs is an important parameter in the analysis of financial performance of banks. The reduction of NPAs is necessary to improve profitability
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