EMERGING ISSUES & OPPORTUNITIES OF RETAIL BANKING IN INDIA 1.0 RETAIL BANKING –An Introduction Retail banking is‚ however‚ quite broad in nature - it refers to the dealing of commercial banks with individual customers‚ both on liabilities and assets sides of the balance sheet. Fixed‚ current / savings accounts on the liabilities side; and mortgages‚ loans (e.g.‚ personal‚ housing‚ auto‚ and educational) on the assets side‚ are the more important of the products offered by banks. Related ancillary
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MONEY AND BANKING CONTENTS What is MONEY? 3 Characteristics of money 3 Measurements of money 4 Money and the economy 6 Relationship between Prices and Inflation 6 Why Money Supply Matters 7 Banking 8 General History 8 History in United States 8 Banking basics 9 Other Financial Institutions 9 International Banks 10 Structure of banking industry in U.S. 10 Interest Rates 11 Banking Business 11 Liquidity management by banks 11 Multiple Deposit Creation 14 Banking services 16
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and the company benefits from improved productivity. 2. Role of IT for banks Banking sector is becoming highly competitive day by day. So banks can not break away from themselves from changing technological environment. Banks are dependent on IT based systems for almost all of their activities‚ although the level of sophistication and refinement in such systems may vary from bank to bank or across activities or banking Industry segments (commercial banks‚ cooperative banks etc.). Internet has significantly
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Taking Mobile Banking Corporate Universal Banking Solution System Integration Consulting Business Process Outsourcing It’s ironic that in a world that has gone mobile‚ corporate treasurers and CFOs are still tethered to their desks because they need computer access to issue approvals using corporate Internet banking. While consumer mobile banking has soared in recent years ever since the smartphone arrived on the scene‚ its corporate cousin is yet to take off. However‚ according to various
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Report On “Green Banking Initiatives in Bangladesh” Course Title: Business Communication Course code: EMBA-501 Submitted To Homaira Semeen‚ Lecturer‚ Department of Accounting & Information System‚ Jahangirnagar University‚ Savar‚ Dhaka-1342. Submitted By Md. Ragib Mahmud‚ ID-20131027‚ 5th Batch‚ Evening MBA Program‚ Jahangirnagar University‚ Savar‚ Dhaka-1342. Date of Submission: 26th April‚ 2013 Letter of Transmittal April 26‚ 2013. To Homaira Semeen‚
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CRM in Banking Implementing a CRM in banking industry can be very challenging. CRMnext optimizes existing customer strategies and makes them future-proof without affecting your bank’s flexibility‚ unlike other banking CRM systems. Our banking solution helps to increase customer satisfaction and boost revenues by streamlining processes on a powerful technology platform which enables transformation from a product centric to a customer centric organization. Banks can no longer rely on customer
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teachers around the world have been applying the “Banking concept” towards the way they teach their students; and in my perspective it is not the best way of implementing the kind of learning our children need in the future to help them succeed in life. Throughout my education teachers have expected me to memorize facts. They would narrate details without thinking about how the concepts of their teachings would relate to the real world. This “Banking Concept” prevents students from using their cognitive
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Federal Reserve Bank of New York Staff Reports Shadow Banking Zoltan Pozsar Tobias Adrian Adam Ashcraft Hayley Boesky Staff Report no. 458 July 2010 This paper presents preliminary findings and is being distributed to economists and other interested readers solely to stimulate discussion and elicit comments. The views expressed in this paper are those of the authors and are not necessarily reflective of views at the Federal Reserve Bank of New York or the Federal Reserve System. Any errors
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E-Banking INTRODUCTION A sound and effective banking system is the backbone of an economy. The economy of a country can function smoothly and without many hassles if the banking system backing it is not only flexible but also capable of meeting the new challenges posed by the technology and other external as well as internal factors. channel. The technology holds the key to the future success of Indian Banks.. The existence of Electronic banking also becomes inevitable due to the standards
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Bibliography: Primary Sources: Banking Regulations Act‚ 1949 Reserve Bank of India Act‚ 1934 Secondary Sources: Books: M.L.Tannan‚ Tannan ’s Banking Law and Practice‚ New Delhi (2004) P.K.Srivastava‚ Banking Theory and Practice‚ Mumbai (2007) R.P.Nainta‚ Banking Systems‚ Frauds and Legal Control‚ New Delhi (2005)
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