TIME VALUE Time Value • Interest Rates • Compounding • Discounting • Effective Rates • Annuities • Perpetuities 2 Interest Rates • Types – Bank rate vs. Prime rate – Mortgage rates – Deposit‚ Loan‚ Credit rates • Movement – Demand / Supply – Inflation/ Deflation – Government intervention 3 Main Components 1. Real 2. Inflation 3. Risk *Note: - Risk Free (Rf) = Real + Inflation - Nominal = Rf + Risk Premium 4 Risk Free & Real Rate • Risk Free (Rf) = Real +
Premium Time value of money Compound interest Future value
Value Alignment for Wal-Mart Fadi Anadri‚ Betrina Hood‚ Schercitha Miller‚ Samantha Redfearn BUS/475 Bill Crigger July 21‚ 2010 Value Alignment for Wal-Mart An individual’s personal values depict what is important in his or her life‚ and such values often determine his or her behavior. Furthermore‚ values are an enlightenment of why people act or react the way they do‚ based on their personal beliefs. The combined values of an individual and organization must be compatible
Premium Customer Customer service Virtue
Personal Values Personal Values: Ethics Awareness Inventory Self-Assessment Personal Values: Ethics Awareness Inventory Self-Assessment In today’s highly competitive and globalized business world‚ effective leadership requires building interpersonal relationships that share personal values with employees. Personal values are the beliefs and principles that define the essence of a person and an organization. Values greatly influence
Premium Ethics Management
Management by Values Values – comprise the things that are important to us. Asianizing’ Western Management Management in Asian Content 1. Tools of management remain the same. 2. Economic and business philosophy and paradigms are‚ however‚ different. 3. In search of management science and art suited to Asian condition‚ the following elements must somehow be combined. a. General management techniques b. Sectoral specialization c. Communal organization and management Business
Premium Management
Filipino values The Filipino value system or Filipino values refers to the set of values or the value system that a majority of the Filipino have historically held important in their lives. This Philippine value system includes their own unique assemblage of consistent ideologies‚ moral codes‚ ethical practices‚ etiquette‚ and cultural and personal values that are promoted by their society. Models of the Filipino values F. Landa Jocano identified two models of the Filipino value system. The first
Premium Social philosophy Motivation
| Abstract This document is concerned with the relationship between the financial crisis and fair value accounting. Its purpose is to make an understanding of the strengths and limitations of fair value accounting. The report also gives some examples of fair value accounting measures used in several Australian companies. In this report‚ City Weat Water LTD and JB HI-FI LTD are used to explain that. Introduction With the modern transportation and communication technology development‚ in the industrial
Premium Balance sheet Generally Accepted Accounting Principles International Financial Reporting Standards
Starbuck ’s Value Alignment BUS 475 Starbuck ’s Value Alignment Aligning organizational values with the organization’s actual plans and actions provides a formula for success. Decisions made through the planning process are more effective if the values of the organization are a part of the process. The values of Starbucks are the core of daily operations of the organization. Oftentimes‚ organizational values are aligned with the personal values of the customers‚ defining the social responsibility
Premium Starbucks Coffee Coffee culture
The Value Chain All of the functions of a company—such as production‚ marketing‚ product development‚ service‚ information systems‚ materials management‚ and human resources—have a role in lowering the cost structure and increasing the perceived value of products through differentiation. As the first step in examining this concept‚ consider the value chain‚ which is illustrated in Figure 3.5.11 The term value chain refers to the idea that a company is a chain of activities that transforms inputs
Premium Customer service Customer Marketing
Writer Thomas Paine‚ in his essay‚ The Crisis # 1‚ initiates the power Britain (the mother country) has over America during the dreadful Revolutionary War. Paine’s purpose is to encourage the neutrals to join the patriots by degrading Britain’s harsh rule over America. He adopts an emotional yet persuasive tone to emphasize Britain’s unjust rule. Through appeals and schemes‚ Paine influenced neutrals to take into consideration their rights of freedom to separate from Britain’s rule. Paine opens
Free American Revolutionary War American Revolution Political philosophy
Values in life are something that are extremely important to have in my life. A value is something that a person considers to be important to themselves. Financial values vary from person to person. Not everybody wants the same lifestyle. Some people dream of having expensive cars‚ spacious homes and many possessions. Others search for the simple life‚ uncluttered by material goods. Our values influence the way we earn‚ spend‚ save‚ invest and spend money. Personal values are influenced by family
Premium Existence Meaning of life Goal