What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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Slide 9 Location ~ There is an old realtor’s joke that goes: "What are the three most important things to consider when building or buy a house?" The answer is‚ "Location‚ location‚ and location!" It’s certainly true‚ location is the most important consideration. Though remodels‚ additions‚ redecoration‚ or anything else can be fixed‚ but location is the one thing that one can’t change. So we have been sure to choose wisely. Slide 10 Budget ~ We have to been careful not to buy more land
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Wei-Hsiang Wang What do you think art is? In my opinion‚ the major purpose of art is to influence someone. Some of the most common types of art in public are paintings‚ photos‚ and sculptures. When I go to the library‚ I would see photos of intellectual people‚ such as Gandhi‚ and Albert Einstein. These photos on the wall can greatly influence my mood and efficiency on studying. When I go to a hospital‚ I would see paintings and pictures that show life. Most of these paintings would have the
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What factors were important to the international spread of industrialization? Economic life of the West was transformed by the industrialization‚ which began in England in the eighteenth century. At the beginning of the eighteen hundreds it spread to Western Europe‚ and by the end of the nineteenth century it had touched most of Western civilization. This period was characterized by economic growth‚ the factory system of production‚ and the use of new‚ artificially powered machines for transportation
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After the role of the families‚ the secondary characters play a very prominent position. Neither Romeo‚ Juliet‚ nor anyone else can control the misfortunes in one’s life. It is impossible to control anyone’s future‚ and in this case‚ the variables do not help. The families’ interference in their children’s lives indirectly results in many disasters. The constant disputing among the Capulets and the Montagues has a negative reaction with the rest of the family‚ especially Romeo and Juliet. On one
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Organizational Planning MGT/521 Introduction The Walt Disney Company was founded by Walt Disney and Roy Disney on October 16‚ 1923. It has grown into a multi-billion dollar corporation. Their corporation has branches in TV and radio broadcasting‚ parks and resorts‚ cruises‚ hotels‚ movies‚ novelty items‚ and much more. They are available in more than 200 countries across North America‚ South America‚ Europe‚ and Asia Pacific. Strategic Plan Strategic planning is an organization ’s process
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marketing has become necessary for an organization’s survival and The Walt Disney Company (Disney) has been a pioneer in global expansion. Disney was founded in 1923 and is one of the largest media and entertainment corporations in the world consisting of theme parks‚ film and record brands‚ and licensed character brands. Although Disney has captured much of the global market‚ many of the world’s locations have remained void of the Disney magic. The key to successfully entering these markets is marketing
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Case Analysis # 1 EuroDisney- Disney Land Paris 1. What factors lead to EuroDisney’s poor performance during its first year of operation? EuroDisney had a disastrous first year in Paris‚ France. There were many reasons that contributed to the horrible start. I am going to discuss six reasons why I think EuroDisney had such a hard time adjusting in Europe. 1. It was cheaper for European families to travel to Disney World in Orlando‚ FL. Not only was the trip to Orlando going to be cheaper
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at the time. There are many military factors that contributed to the American victory. However the main military factors that led to and caused this win will be explored in this essay. Military factors including assistance from overseas‚ distance‚ the advantage of ‘home field’ fighting‚ the different
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a form that can be readily used by plants and other microbes.[7] Ecosystems are controlled both by external and internal factors. External factors such as climate‚ the parent material which forms the soil and topography‚ control the overall structure of an ecosystem and the way things work within it‚ but are not themselves influenced by the ecosystem.[8] Other external factors include time and potential biota. Ecosystems are dynamic entities—invariably‚ they are subject to periodic disturbances and
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