Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
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To What Extent Can “The Handmaid’s Tale” and “The Scarlet Letter” be Described as Works of Dystopian Fiction? The definition of Dystopia is an imaginary place where the inhabitants are exploited and control is maintained through oppression. Both “The Scarlet Letter” and “The Handmaid’s Tale” reflect characteristics of a dystopian novel. A dystopian novel is usually fictional and futuristic to the time in which it was written. The characters are made to worship a concept or figure as a way of control
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belief that Desdemona was lying‚ Emilia claims Then she was even more an angel‚ and you’re an even blacker devil!’ She continues as the truth is revealed about Iago’s treachery‚ delivering O murderous coxcomb! What should such a fool do with so good a wife?’. Othello is still continually referred to as the moor’‚ rather than Othello‚ with the aim of promoting their view of Othello’s mediocrity due to his race. This view appeals to a modern audience as we can appreciate the racial tensions rampant
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Government & Politics Essay To what extent is there a democratic deficit in the UK? There is an argument that the government has the power and right to change laws and represent people without necessarily having to be elected. This can also be known as ‘Democratic deficit’. An example of democratic deficit is the House of Lords. The members in the House of Lords aren’t
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there were several advances in the area of natural sciences. For example‚ Eratosthenes‚ an ancient Greek scientist‚ was the first to make an accurate prediction of the diameter of the Earth (Science). If Eratosthenes had no interesting in finding out what the Earth ’s diameter was or either proving or disproving a previous statement made on it‚ then he would ’ve never contributed to this area of knowledge. Since this scientist lived in Ancient Greece‚ his curiosity and questions about the world surrounding
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What is CSR? To what extent is there a business case for CSR? In recent years‚ increasing number of customers and businessmen start to concern about the ethical issues in businesses. Although the main purpose of business is to make profits‚ the social influence of it also appears to be focused by a large proportion of customers and businessmen. Corporate social responsibility (CSR)‚ which is closely connected with this concentration‚ was put forward in 1953 with the meaning of interacting social
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Rural Credit in 20th Century India An Overview of History and Perspectives Mihir Shah‚ Rangu Rao and P.S. Vijay Shankar This brief overview of rural credit in 20th century India finds a remarkable continuity in the problems faced by the poor throughout this period. These include dependence on usurious moneylenders and the operation of a deeply exploitative grid of interlocked‚ imperfect markets. We articulate the theoretical and historical case for nationalisation of banks and provide evidence
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without credit cards. If you are among the relatively few who do not own a credit card‚ the chances are good that you have a great deal of difficulty rent a car or reserving a hotel room. So‚ just what are these little plastic cards and how do they work? Let’s start by explaining the basics. What is a Credit Card? The dictionary defines a credit card as ’A card which can be used to obtain cash‚ goods or services up to a stipulated credit limit. The supplier is later paid by the credit card
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To what extent was the effective government of Germany in the years 1919–33 handicapped by the nature of the Weimar Constitution? It is for certain that the Weimar Constitution had an impact in the effective government of Germany in the years of 1919-33. However‚ it can be argued from both sides whether this constitution had a negative or positive impact on the effective government. One could say that the constitution was a dominant factor in the ineffectiveness of the government‚ while on the
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Jaypee Business School A constituent of Jaypee Institute of Information Technology University [pic] A- 10‚ Sector 62‚ Noida (UP) India 201 307 www.jbs.ac.in Corporate Internship Report Internship Report submitted as a partial requirement for the award of the Dual Degree Management Program Arihant Jain 05104728 DDM 2005-10 E-mail:arihant74@gmail
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