REPORT On COMPREHENSIVE STUDY OF RETAIL LOANS undertaken at “PUNJAB NATIONAL BANK LTD” For the partial fulfillment of award of degree “MASTER OF BUSINESS ADMINISTRATION” 2009-2011 SUBMITTED TO:- SUBMITTED BY:- Ms RITU GUPTA Abhishek ROLL NO. 558/MBA/09
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Loan Scenarios Midland Chemical Co. is negotiating a loan from Manhattan Bank and Trust. The small chemical company needs to borrow $500‚000. The bank offers a rate of 8 ¼ percent with a 20 percent compensating balance requirement‚ or as an alternative‚ 9 ¾ percent with additional fees of $5‚500 to cover services the bank is providing. In either case the rate on the loan is floating (changes as the prime interest rate changes). The loan would be for one year. A. Which loan carries the lower
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market risk‚ a β above (below) one reflects the degree of company-specific risk of the individual stock that should be diversified away as it is added to the market portfolio. Finance literature is riddled with support for β‚ as well as doubt surrounding its validity‚ but why do these mixed reviews exist?‚ probably because it is nearly impossible to prove or refute the model when the very data being used for this purpose is extracted from within the impure and intertwined marketplace. Recent efforts
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TRAINING PROJECT ON PUNJAB NATIONAL BANK “HOME LOAN” [pic] Submitted to: Dr. B.R. Ambedkar University‚ Agra [pic] In the partial fulfillment of the requirement for the degree Of Master of Business Administration (Banking and Investment) (2008-10) Under the guidance of: Submitted by: Mr. R.K. Verma Prashant Srivastava (Chief Manager) M.B.A. (B.I.) – IIIrdSemester Roll No. – 17 SETH PADAM CHAND JAIN INSTITUTE
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Atlanta Home Loan Al Fiorini had a company called Atlanta Home Loan which offered loans in the Atlanta area. Al decided to return to school and was difficulty with people he hired to replace him in his absence. His first choice for replacement was a loan officer named Joe with 20 years of experience in the field. After he promoted Joe he was absent several days and missed important meetings with Al. After this Joe convinced Al to give him a second chance and this was met with absenteeism as
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There are many sociological explanations for female inequality in society. Inequality is where something/ someone is seen as not equal compared to something else. For example men have more opportunities than women in life‚ suggesting females suffer huge inequality in many factors of life. Firstly‚ Anne Oakley speaks about how women suffer inequalities in the work place. Oakley notes that after the industrial revolution in Britain acts were passed to limit women working; in 1851 one in four married
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process very large amounts of data very quickly. They are particularly useful for occasions where high volumes of calculations need to be performed‚ for example in meteorological or astronomical applications. 1.2 A mainframe computer system uses a powerful central computer‚ linked by cable or telecommunications to terminals. A mainframe has many times more processing power than a PC and offers extensive data storage facilities. Mainframes are used by organisations such as banks that have
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Problem solving Situation. 3.0. Concept identified. 4.0. Explanation of the concepts. 5.0. Applications. 6.0. Personal reflections. 7.0. Pressure. 8.0. Key concepts 9.0. Explanations 10.0. Application 11.0. Personal reflections. 1.0. Introduction. Concepts are essential aspects in the life of human beings. They are used to deal with different situations that human beings face. One of the most beneficial uses of concept is solving problems that one encounter in life
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When Do I Use A Comma? 1. Use commas before and‚ or‚ nor‚ for‚ so‚ yet‚ and but when they join two independent clauses. Ex. I placed the typed sheet on his desk‚ and he picked it up and read it slowly. I knew he was angry‚ for he rose and stomped out of the room. 2. Use commas between the items of a series. The man looked tired‚ thirsty‚ defeated‚ and sunburned. 3. Use commas between coordinate adjectives preceding a noun. A comma between two adjectives indicates that the two adjectives are
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LOAN APPLICATION FORM FOR INDUSTRY‚ HOTEL AND SERVICE SECTOR HIMACHAL PRADESH FINANCIAL CORPORATION‚ NEW HIMRUS BUILDING‚ CIRCULAR ROAD‚ SHIMLA-171001. Phones: 0177-2625109‚2624765‚ 2623027 2624506‚ 2624552‚ 2624228‚2625940‚ 2624642‚ 2620104‚ 2622526 Fax: 0177-2623027 Telegram: ”FINCORP” E-mail: mdhpfc-hp@nic.in‚ hpfc-hp@nic.in (To be submitted in duplicate alongwith processing fee which is to be deposited by way of cash or demand draft.) INDEX S. No 1 2. 3. 4. 5. 6
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