Technological Innovations and Banking in Ghana: An Evaluation of Customers’ Perceptions JOSHUA ABOR University of Ghana‚ Legon Abstract In Sub-Saharan Africa‚ developments in information and communication technology are radically changing the way business is done. These developments in technology have resulted in new delivery channels for banking products and services such as Automated Teller Machines (ATMs)‚ Telephone Banking‚ PC-Banking‚ and Electronic Funds Transfer at Point of Sale
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MERCK: OPEN FOR INNOVATION? Founded in 1891 as an American subsidiary of his German namesake‚ Merck was once considered the “undisputed king of the pharmaceutical industry with ground‐ breaking drugs”(The Chief Executive 2003). But for the last decade‚ Merck has gone through a period of stagnation; it began to lose exclusivity patents on blockbuster drugs and has witnessed Pfizer’s rise to top place in the industry. It seemed now that internal R&D that was once the company’s main asset would
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The future of open innovation Oliver Gassmann1‚ Ellen Enkel2 and Henry Chesbrough3 Institute of Technology Management‚ University of St. Gallen‚ Dufourstrasse 40a‚ CH-9000 St. Gallen‚ Switzerland. oliver.gassmann@unisg.ch 2 Dr. Manfred Bischoff Institute of Innovation Management of EADS‚ Zeppelin University‚ Am Seemoser Horn 20‚ D-88045 Friedrichshafen‚ Germany. ellen.enkel@zeppelin-university.de 3 Center for Open Innovation‚ F402 Hass School of Business‚ University of California‚ Berkeley‚ CA
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| Companies that successfully innovate also successfully manage change | INNOVATION & CHANGE MANAGEMENT MHN221935-12-A | Malgorzata Glowacka S0915718 International Tourism & Hospitality Enterprise | Innovation and change management have been and continues to be an important study on a number of levels. It plays significant part in economic growth as well as it is vital for firms’ survival and development. New ideas‚ new approaches and new products become
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Effectiveness of Innovation Leadership ----Based on the Failure of Com Dev International Ltd In the first essay‚ I analyzed the leadership of Roger‚ the leader of Suzhou Com Dev International Ltd (hereinafter referred to as Suzhou Company). In this essay‚ I will discuss the problem and solutions to Roger’s problematic leadership based on ecology of innovation‚ initiating and consideration structure‚ and transformational leadership In order to create ecologies of innovation‚ we should know
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Greyhound Bus Lines will use these steps to produce a new creative innovation and design that will make the organization a better way for public transportationPreliminary analysis will be the first step the bus lines will approach. The Greyhound organization will work with necessary consultants and gather all the information along with feedback from the consumers in order to address and outline a design that will result in customer satisfaction and profit gain. The next step of the process is Definition
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Customer Satisfaction ENG315 08/17/2014 Table of Contents Executive Summary ………………………………………………………………………………3 Introduction ……………………………………………………………………………………….3 Problem Statement.………………………………………………………………………………..3 Terminology ………………………………………………………………………………………3 Major Section of the Report ………………………………………………………………………3 Scope and limitation of the research ……………………………………………………………...3 Overview of Alternatives …………………………………………………………………………4 Criteria
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Subway Innovation Report Subway is the name of a franchise fast food restaurant that mainly sells sandwiches and salads. It was founded in 1965 by Fred De Luca and Peter Buck. The corporation that owns the trademarked name of Subway is Doctor’s Associates‚ Inc. (DAI). The company has over 28‚400 franchised units in 87 countries as of September 2007 and is the fastest growing franchise in the world. It is currently the third largest fast food chain globally after YUM! Brands (34‚000 sites) and McDonalds
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INNOVATIONS IN BANKING SECTOR INTRODUCTION The term innovation means”to make something new”. Banks no longer restricted themselves to traditional banking activities but explored newer avenues to increase business and capture new market. INDIAN BANKING SECTOR From 1806 qualitative & quantitative changes have been taken place. With 1935 regulation RBI was proclaimed as central bank of India. In 1990’s greater emphasis was placed on technology & innovation. New concepts like personal banking
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Innovation generally refers to renewing‚ changing or creating more effective processes‚ products or ways of doing things. Innovation in your business means doing something new‚ different‚ smarter or better that will make a positive difference. Innovation can be a catalyst for the growth and success of your business‚ and help you adapt and grow in the marketplace. Being innovative does not mean inventing; innovation can mean changing your business model and adapting to changes in your environment
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