(consideration does not include time value of money). Types of Riba: 1. Riba’ AnNisi’ah: This is the stipulated interest which the lender takes from the borrower in consideration of the time given to the borrower to pay back the capital. It is HARAM based on the Quran and the Sunnah and the consensus of Muslim scholars. 2. Riba’ Al Fadl: This applies to barter (exchanging one commodity for another)‚ where commodities of the same type are exchanged in unequal amounts‚ especially the exchange
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the Decision Making Process Michelle Krehbiel‚ Extension Youth Development Specialist Goal: You will be able to apply the decision making process to personal or family situations. Objectives: After completing this lesson‚ you will be able to: • Identify the steps of the decision making process • Identify factors that influence decision making • Apply the decision making process when making decisions. Introduction: We make hundreds of decisions every day. These decisions can be
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TYPES OF BONDS There are a plenty amount of different types of bonds‚ existing nowadays. Actually‚ the bond market offers investors a lot more choices than the stock market. Which bonds to choose depends on the goals‚ tax situation and the risk tolerance of a person who is going to invest in bonds. The broad bond market includes in itself government‚ municipal‚ corporate‚ mortgage-backed or asset-backed securities and international bonds. Within each broad bond market sector it is possible to
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Gillian Singer Jacta Alia Est Decisions‚ Decisions Before discussing the different ways a person can reach a decision‚ it is first necessary to know what decision making is. According to The Oxford English Dictionary decision making is‚ The making up of one’s mind on any point or on a course of action; a resolution‚ determination. While the definition seems simple‚ the act of making up ones mind can be quite complicated. You need only look at my dorm room floor on a Saturday
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Types of Meetings There are several types of meetings‚ including formal‚ semi-formal and informal. A Formal Meeting Formal meetings follow set meeting procedures that are not always used for informal meetings. The following three types of meetings are formal: • Annual General Meetings • Extraordinary General Meetings • Board Meetings They all have: • An Agenda • A Notice of Meeting • Motions are put‚ discussed and voted on following certain rules • Proposers and Seconders of motions
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AIU Online January 9‚ 2011 Abstract There are numerous types of research. Selecting the best type of research‚ from such a diverse collection of sources‚ can be overwhelming. This paper is only going to examine two types of research‚ formal research and business proposals. There is a profusion of analyses over the relationship between these two categories of research. One of the most important factors in determining which type of research to choose is deciding the ultimate goal of your conclusion
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Types of Teachers Marko Mihajloski South East European University Course Name: Skills V Professor’s Name: Estela Eaton Date: 23.12.2012 Abstract This paper explains three different types of teachers and their role and impact over the educational system. By the same token it is emphasized that the teacher is an important part of the learning process who impacts the shaping of the lives of young children. The relationship between a student and a teacher is a difficult
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Types of Teams: Four types of teams can be identified in organizations today: (1) workteams‚ (2) parallel teams‚ (3) project teams‚ and (4) management teams. Work Teams : Work teams are continuing work units responsible for producing goods or providing services. Their membership is typically stable‚ usually full-time‚ and well-defined (Cohen‚ 1991). Work teams are found both in manufacturing and service settings; example include mining crews‚ apparel manufacturing teams and audit teams. Traditionally
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theorized on six personality and work environment types‚ it is believed that if you wish to succeed beyond your fullest penitential you should study these types. Each type of personality is paired with specific job titles that the individual would be likely to excel at. It is important that you know your personality type to be aware of the types of people you are likely to work in harmony with on the job environment. These six personality types are -: * Realistic * Investigative *
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Types of Reasoning Reasoning is the process of inferring conclusions from premises. The premises may be in the form of any of the various types of evidence; they may be stated as propositions; or they may be statements of conclusions reached through prior reasoning. Thus advocates use the premises they have previously established or asserted‚ and by a process of reasoning‚ they try to establish something new—a conclusion they want their audience to accept. If the audience perceives the premises
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