STUDY ON ASSET LIABILITY MANAGEMENT IN BANKS ABSTRACT: In banking‚ ASSET AND LIABILITY MANAGEMENT (often abbreviated ALM) is the practice of managing risks that arise due to mismatches between the assets and liabilities (debts and assets) of the bank. This can also be seen in insurance. Asset liability management (ALM) is a strategic management tool to manage interest rate risk and liquidity risk faced by banks‚ other financial services companies and corporations. Asset-liability management basically
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While a murderer destroys the physical frame of the victim‚ a rapist degrades and defiles the soul of a helpless female‚" is the famous quote on this topic. Anatomy of Rape Sexual assault on women is a common phenomenon in our country. Under sexual assault comes; molestation‚ eve-teasing‚ child sex abuse‚ rape‚ marital rape‚ domestic violence. Of all these crimes‚ Rape is the most violent crime which is committed against women. According to Section 375 of the Indian Penal Code‚ Rape means an
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may apply (repose‚ limitations) 5. Survival action: an action the decedent had before his death that is brought by his executor/administrator on behalf of the estate 6. Felony-Merger Doctrine: CL does not allow recovery for an act that was both a tort and a felony‚ but it is allowed under modern US law 2. Selders v. Armentrout a. Facts: 3 minor children killed in a car accident b/c of D’s negligence b. Issue: How should damages for wrongful death be calculated? c. Damages i. Traditional Rule:
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Liability Exposure in Business Joshua Houghton Ashford University BUS670 Legal Environment Professor Janet Fiorentino February 17th‚ 2013 Liability Exposure in Business Creation of a business of any type has to fall under a particular organizational form. There are many elements to starting a business a future proprietor should consider‚ such as degree of forms and applications that need to be filed‚ state and federal‚ legal liabilities‚ level of difficulty in the formation of a business
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CHAPTER 6 ASSET-LIABILITY MANAGEMENT: DETERMINING AND MEASURING INTEREST RATES AND CONTROLLING INTEREST-SENSITIVE AND DURATION GAPS Goals of This Chapter: The purpose of this chapter is to explore the options bankers have today for dealing with risk – especially the risk of loss due to changing interest rates – and to see how a bank’s management can coordinate the management of its assets with the management of its liabilities in order to achieve the institution’s goals. Key Topic In This Chapter
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RESEARCH ARTICLE – CONSTITUTIONAL TORTS IN INDIA Subject: LAW OF TORTS Submitted by: P S S BHARGAVA Submitted to: Prof. MADABUSHI SRIDHARACHARYULU Roll No. : 2012-39 NALSAR UNIVERSITY OF LAW‚ HYDERABAD RESEARCH METHODOLOGY As a part of my research project I have used doctrinal method. I have referred to various cases and tracked the development and evolution of Law of Torts. In this project I would like to discuss the evolution of constitutional torts in India. Under civil law only
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Distinguish between a liability and a environmental liability. Is there any difference in the principle? A liability is a present obligation of the enterprise arising from the past events‚ the settlement of which is expected to result in an outflow from the enterprise of resources embodying economic benefits whereas An environmental liability is an obligation to pay future expenditures to remedy environmental damage that has occurred because of past events or transactions‚ or to compensate a
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Strict Liability Amanda Self BA265 Business Law II Abstract While shopping at Carl’s Hardware Store he was injured by a nail gun that Dan‚ an employee was using. When he noticed that the nail gun was assembled improperly he decided to sue the manufacture of the product‚ Eagle Tools Inc. Under strict liability‚ the manufacture has a liability to make sure that all the products that they sell are in working and safe conditions. While this product fits the requirements that strict liability covers
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Classification of Assets: 1) Fixed Assets : A long term tangible assets held for business use and not expected to be converted to cash in the current or upcoming fiscal year such as manufacturing equipments also called plants. 2) Current Assets : Current assets are those assets which are held for sale or to be converted into cash after some time. 3) Contingent Assets: A contingent asset is one which comes into existence upon the happening of a certain event. If that event happens the asset becomes
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Tort Reform Legislation The Seventh Amendment to the United States Constitution provides for the right to a jury trial in certain civil lawsuits. The proponents of tort reform legislation believe that in recent past there have been abuses in the civil justice system that need to be limited. In contrast‚ the opponents of the legislation believe that access to courts in order to seek remedy when deliberately or negligently harmed is vital for safeguarding individual rights. Opponents also believe
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