BRANCHLESS BANKING IN PAKISTAN Submitted To Sir Fida Hussain Bukhari Submitted By Syed Qasim Raza Roll No Mi08Bbba011 Hailey College of Banking & Finance Punjab University ACKNOWLEDGEMENT Words will never be able to express enough my fervent gratitude to almighty Allah‚ the most compassionate and merciful‚ for giving me the courage and fortitude to accomplish this gargantuan task. We are the Holy Prophet’s (PBUH) Ummah and we acknowledge that the Holy Prophet’s (PBUH) moral and
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Causes and Treatment of Panic Attacks Rosendo Rodriguez Liberty University Abstract It is necessary to first understand what anxiety disorder is in order to understand more easily what and how panic attacks occur in an individual. Anxiety is a normal reaction to different situations of life. However‚ when it comes as chronic or excessive it becomes a disease that prevents the normal functioning of a person. The anxiety symptoms are a response to a situation that is interpreted
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Banking ethics are the moral or ethical principles that certain banks choose to abide by. There is not a universal code of ethical conduct‚ but the banks that vaunt their ethical credentials evaluate the ethical standing of potential investors and partners. Also‚ these banks choose the companies that they in turn invest in with their ethical policy in mind. The number of ethical questions that the banking industry faces are many and multifaceted. Full service relationships with customers are
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Money and Banking: Islamic Banking & Conventional Banking Submitted By: Rehman Sohail Hamza Arshad Submitted To: Ms. Shehla Akhtar [pic] Management Sciences Department National University of Modern Languages H-9‚ Islamabad Islamic Banking Vs Conventional Banking One must refrain from making a direct comparison between Islamic banking and conventional banking (apple to apple comparison). This is because
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question of whether the phenomenon of Islamic finance or Islamic Banking is truly globalizing‚ that is‚ spreading as a universal alternative to conventional finance and banking or whether the proponents of such a view are spreading a myth or are themselves simply deluded by their own enthusiasm. This article has also addresses the various aspects of the globalization of Islamic finance‚ among others‚ the issue of the rise of Islamic banking in the West‚ Islamic jurisprudence and finance‚ the Islamic Financial
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Introduction In general‚ life insurance is a type of coverage that pays benefits upon a person ’s death or disability. In exchange for relatively small premiums paid in the present‚ the policy holder receives the assurance that a larger amount of money will be available in the future to help his or her beneficiaries pay debts and funeral expenses. Some forms of life insurance can also be used as a tax-deferred investment to provide funds during a person ’s lifetime for retirement or everyday living
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WORLD INSURANCE REPORT 2013 2013 World Insurance report TABLE OF CONTENTS 05 Preface 07 CHAPTER 1 Many Non-Life Insurers Continue to See Improvements in Core Underwriting Performance 07 — Introduction 08 CONTENTS 10 — Efficiency-Ratio Model Shows Many Countries Improved Non-Life Claims Ratios in 2011‚ but Some Were Hit Hard by Catastrophe Claims — Many Insurers Find Acquisition Costs Are Stubbornly High 17 — Conclusion 19
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Green Banking means promoting environmental-friendly practices and reducing carbon footprint from the banking activities. It is also called ethical or sustainable banking. For banking professionals green banking involves the vision of sustainability‚ ethical lending‚ conservation and energy efficiency. A green bank is controlled by same authorities as what a conventional bank does‚ but it holds some distinctive characteristics over conventional banking practices. In conventional banking practices
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[pic] ISLAMIC BANKING: IS IT REALLY “ISLAMIC”? By: Omar Mustafa Ansari & Faizan Ahmed Memon Is it really Islamic? …. In this era of development and growth in Islamic finance and banking‚ this is a question being raised at every forum by various quarters. All those who raise this question‚ are undoubtedly well-wishers of Islam‚ Islamic economic system and Muslim Ummah. Accordingly‚ while we celebrate the achievements of Islamic banking on one hand‚ we should not
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Internet Banking Table of Contents Chapter–1– Introduction 0 Chapter–2– Internet Banking a new medium 7 Chapter--3 - International experience 19 Chapter -4 -The Indian Scenario 33 Chapter- 5- Types of risks associated with Internet banking 41 Chapter- 6- Technology And Security Standards For Internet - Banking 49 Chapter -7 - Legal Issues involved in Internet Banking 74 Chapter- 8- Regulatory and supervisory concerns 84 Chapter–9 - Recommendations 98 Annexure 1 111 Annexure 2 112
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