The magnitude of NPAs have a direct impact on banks profitability as legally they are not allowed to book income on such accounts and at the same time banks are forced to make provision on such assets as per the RBI guidelines. The Indian Banking sector is facing a serious situation in view of the Mounting NPAs which are the tune of Rs.56‚000 crores in March 2002.NPAs is an important parameter in the analysis of financial performance of banks. The reduction of NPAs is necessary to improve profitability
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Size of UK Food Industry The food and drink industry is the largest of the manufacturing sectors accounting for 15% of manufacturing overall‚ with a total turnover of £70bn. The industry employs some 500‚000 people‚ equating to 13% of the UK manufacturing workforce. Food and drink remains the biggest spending category. In 2005‚ consumer spending on food and drink was nearly £153.8bn‚ 20% of total UK consumer expenditure.1 Page 2 Year on year UK consumer expenditure on food is increasing across
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TEPO: FINANCIAL SYSTEM‚ MARKET AND MANAGEMENT-THE BASICS By: Rose Marie B. Laman‚ Vincent Patrick B. Laman & Emiliana P. Evia C.2008 GIC Enterprises Introduction According to Lloyd B. Thomas‚ today’s industrial nations employ fairly standard measures of money that include the volume of currency in circulation and the volume of deposits at any point in time. Inflation and Deflation Inflation – is a sustained increase in the price level of commodities It is an economic disorder‚ which is
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In what way should the UK CAP Codes (CAP/BCAP Codes) be reformed? “The alcohol industry spends more than £800 million annually in the UK on promotion” (Cabinet Office‚ 2003). This is one example why the Committee of Advertising Practice (CAP) codes and the Broadcast Committee of Advertising Practice (BCAP) codes are important in order to protect the vulnerable from this vast industry and maintain the public’s confidence in advertising. Consistent changes to our media and methods of communications
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To begin with‚ we have to consider the background of UK cigarette consumption. In the UK‚ cigarette consumption is 25% higher than the Europe Union average‚ The table on this slide presents percentage of smoking 20 or more cigarettes a day‚ on average‚ take up 10% of men‚ and 6% of women. While‚ in young group‚ 26% of young men and 25% of young women aged 16-19 were light smokers‚ but only 4% and 3% respectively were heavy smokers. Consumer spending on tobacco products in 2008 amounted to an estimated
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of the separation of powers and the importance of its presence within a constitution. Particular emphasis will be placed on identifying how this idea is incorporated into the United Kingdom’s (UK) constitution and the effect that recent developments of constitutional reform such as the introduction of the UK Supreme Court in place of the House of Lords has had. The doctrine of the separation of powers is an idea that can be seen in writings as far back as the time of Aristotle. This concept states
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HOLMES & RAHE STRESS TEST2 To assess the stress in your personal life‚ examine each life event on this list. See if this has applied to you at some point in the last 12 months. If it did‚ write the corresponding number in the Tally Column. If the event occurred more than once‚ multiply the score by the number of events‚ i.e.‚ if you moved twice in the past year‚ then score 2 X 20 points = 40. Be as honest as possible‚ then total your points. Life Events|Score|Tally| Death of a spouse|100||
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The purpose of Rosenhan’s study was to determine if sanity could be distinguished from insanity. Rosenhan wanted to determine if the diagnoses of some sort of mental illness came from the patients themselves or did the environment produce the diagnoses. The prevailing thought at the time was that sanity and insanity are easily distinguishable. The psychological symptoms of patients could be simply categorized which supported the idea of such a belief. The goal of the study was to test the idea whether
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UK Personal Statement for Business Management ‘No price is too high for a bull or too low for a bear.’ As a naïve student of science this statement left me completely baffled. But my unyielding thirst for knowledge and analytical mind compelled me to probe into the depth of this statement‚ and this triggered my interest in the dynamic yet exciting world of business. A visit to my father’s real estate office had me intrigued by the amount of planning‚ organization and effort that goes into running
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HIV/AIDS The Acquired Immune Deficiency Syndrome (AIDS) is a disease cause by Human Immunodeficiency Virus (HIV)‚ which is one type of chronic disease that mainly attacks the immune system of the body. The immune system includes all the organs and cells that work to fight off the infection or disease (Daniels‚ 1985). HIV attacks the convolute part of the immune system. HIV weakens the immune system by destroying the CD4 (T-cell) lymphocytes. CD4 is one type of blood cell that helps protect the
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