and the use of expertise like person visiting a doctor is also a service. A service is consumed at the point of sale and does not result ownership. A product is material or tangible in nature‚ can be touched‚ can be stored‚ and a product can also be owned‚ but it is not so in case of a service. Nature of Service 1. Lack of ownership One cannot own or store a service as it can be done in case of a product. Service is consumed at the point of sale and does not result ownership. Services
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It is essential for teachers to understand student growth and development. Teachers need to understand how their own students grow. Teachers also need to understand what adaptations their students need. This is very important for all students‚ but especially for their students who are gifted or have special needs. In order for any teacher to do this‚ they must understand the growth of their students. IEP’s are a great example of why teachers need to understand the growth of their students. It is
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Analyzing Factors Effective on the Development of Relationship Commitment Authors: Yashar Dehdashti PhD student‚ The University of Texas at Dallas‚ USA Nooshin Lotfi PhD student‚ Texas A&M University‚ USA Dr. Naser Karami Assistant professor‚ Sharif University of Technology Keywords: Trust‚ relationship commitment‚ relationship marketing‚ fuzzy cognitive maps (FCMs) Abstract Due to the important role of commitment and trust in the relationship marketing‚ the factors which
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Engineering is a diverse industry with a number of segments. A company from this sector can be a power equipment manufacturer (like transformers and boilers)‚ execution specialist or a niche player (like providing environment friendly solutions). It can be an electrical‚ non-electrical machinery and static equipment manufacturer too. | | Order book size determines the performance of the company in the short to medium-term. In order to bag big contracts‚ companies need to have a big balance
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Nature strongly influences early human development. Since biology was determined as a science there have always been argues about the question of whether nature or nurture influence is more important to early human development. Early human development includes the period between conceiving the fetus and till the first steps of infancy. Each arguing side has many supporting arguments and evidences‚ which bring a new "fuel" to this ever-burning flame. Although nurture’s influence on the newborns
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IDBI BANK LTD. | RISK AND TRUST IN RETAIL BANKING(Retail Asset) | Guided by: Mr. Akhilesh Prakash | Submitted by:SAURABH MEHTA Admission
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brought by the liberalization and economic reforms that allowed Banks to explore new business opportunities. Banking in India has evolved through five distinct phases. Each phase could be separated from the other by a landmark development in the sphere of Banking Sector. Phase I –Pre-independence Phase (up to 1947) India had centuries old tradition of indigenous Banking. There existed many evidences showing that the concept of Banking was not new to India. As Chanakya‟s Arthashashtra about
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Children’s learning and development can be affected by certain person factors and external factors. Personal factors are to do with the person (it’s personal to them) and includes: Learning difficulties; Sensory Impairments‚ Disabilities‚ Health Status (good health or bad health)‚ diet (good diet or bad diet)‚ stress‚ the environment and any environment genetics (asthma‚ smokers). External factors are outside forces‚ such as: Education; Care Status/Family (in care/”broken home”)‚ Family Environment/Background
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Time Indian Insurance Sector Innovate Now Or Stagnate fasfdor December 2011 www.deloitte.com/in Contents Indian Insurance sector poised for its next stage of growth The puzzle of untapped potential Redefining Customer Value Proposition Improving Operational Performance Key challenges in leveraging Innovation Improving the Innovation Quotient Conclusion Contacts 1 2 3 6 7 8 12 13 Indian Insurance sector poised for its next stage of growth The insurance sector in India has grown at
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Service Sector of Indian Economy contributes to around 55 percent of India’s GDP during 2006-07. This sector plays a leading role in the economy of India‚ and contributes to around 68.6 percent of the overall average growth in GDP between 2002-03 and 2006-07. There has been a 9.4 percent growth in the Indian economy during 2006-07 as against a rise of 9 percent in the same during 2006-06. During this growth in Indian economy‚ the service sector witnessed a rise of 11 percent in the year 2006-07
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