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    Advantages of Universal Banking • Economies of Scale. The main advantage of Universal Banking is that it results in greater economic efficiency in the form of lower cost‚ higher output and better products. Many Committees and reports by Reserve Bank of India are in favour of Universal banking as it enables banks to exploit economies of scale and scope. • Profitable Diversions. By diversifying the activities‚ the bank can use its existing expertise in one type of financial service in providing

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    Is the nuclear family universal? This essay will explore whether the nuclear family is in fact a universal sociological institution. The term ’universal ’ means applicable to all cases‚ so‚ for this to be correct the nuclear family must be found in all families in every society. Nuclear family consist a husband and wife and one or more children‚ own or adopted‚ it is defined by Murdock and according to him‚ he believed that the nuclear family is ’a universal social grouping. ’ Functionalist

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    Universal Precautions Universal precautions refers to the practice‚ in medicine‚ of avoiding contact with patients’ bodily fluids‚ by means of the wearing of nonporous articles such as medical gloves‚ goggles‚ and face shields. The practice was introduced in 1985–88.[1][2] In 1987‚ the practice of universal precautions was adjusted by a set of rules known as body substance isolation. In 1996‚ both practices were replaced by the latest approach known as standard precautions (health care). Nowadays

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    increased and I am sure many people are aware of this. Does this mean that a universal healthcare would be a better choice? Some people believe that a universal healthcare system would bring costs down and increase the access to care while others on the other hand are contradicting this statement by saying it would be too expensive and the quality of the care would decrease. So which one it true? Having universal healthcare has many more economic and social benefits. "These benefits would dwarf

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    suppression strategy of big universal banks against smaller competitors nor a cartelization is to constate in the banking sector. • Potentials of influence: In particular big banks - as a result of their broad offer of financial products - are to be expected to have special influence possibilities on other economic subjects. But‚ whether this influence is brought to bear depends especially on the intensity of competition among the universal banks. DISADVANTAGES IN UNIVERSAL BANKING :- 1. To

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    universal human right

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    set of ideas coming from Aquinas‚ Hobbes‚ Locke‚ Jefferson‚ Jeremy Bentham‚ Eleonore Roosevelt to the United Nations 1947 Universal Declaration of Human Rights to the list of non-human rights of animals‚ corporation‚ and nation to the government’s rights on the behalf of entities such as comatose patients and infants to group rights of people‚ and finally‚ to "the universal human rights that has become the de facto international standard to which all heads of state at least pay lip service." [p

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    United States ought to guarantee universal health care to its citizens.” For clarity throughout the debate I would like to state the following definitions from Merriam Webster Dictionary. Ought means to express obligation‚ natural expectation‚ or logical consequence. Guarantee as the assurance of the fulfillment of a condition. And Universal Health care as defined by the World Health organization as a system of organized health-care built around the principle of universal coverage for all members of society

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    Water as a Universal Solvent * Because of its high polarity‚ water is able to dissolve most substances. * In a solution‚ the positive hydrogen side of water is attracted to the negative parts if the compound it is dissolving while the negative oxygen is attracted to the positive parts * “Like dissolves like” – describes whether one substance will dissolve in another. Water for example can’t dissolve nonpolar substances Concentrations on Solutions * Solvent: The liquid

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    Is the nuclear family universal? The nuclear family is universal in the sense that it exists as the building block and so recognises the possibilities of family beyond the nuclear structure. Such as extended families which mean three generations living under one roof. Polygamous family is when a man is married to more than one wife and also has children with more than one wife. Murdock’s claimed that the nuclear family was a social group characterised by common residence. In cross cultural societies

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    Sophocles‚ the great Greek tragedian wrote the tragedy Antigone. In the play he uses universal themes‚ themes the audience knows and can relate to. These universal themes‚ loyalty to family‚ to state and to the God’s cause the conflict resulting in tragedy. The audience witnesses loyalty to family‚ through the strong emotions of the characters. Most of the characters in Antigone are blood related. Antigone deeply loves her brother and can’t bear the thought of him not having a proper burial. She

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