banks store the valuables of their customers and certify their true value. Answer: Safekeeping of valuables 2. The fact that financial institutions make loans based on confidential information is the _______________________ theory of banking. Answer: delegated monitoring 3. _______________________ refers to when a financial institution trades one form of currency for another. An example of this would be when the bank trades dollars for yen for a fee. Answer: currency exchange
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Tutorial Week 7 - Class and Entity-Relationship Diagrams 1 Class Diagrams and Entity Relationship Diagrams (ERD) Class diagrams and ERDs both model the structure of a system. Class diagrams represent the dynamic aspects of a system: both the structural and behavioural features. ERDs‚ depicting only structural features provide a static view of the system. 2 Class Diagrams 2.1 Elements of a class diagram: 2.1.1 class A class is a general concept (represented as a square box). A class defines
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overdue for a period of more than 90 days in respect of a term loan ii) The account remains ‘out of order’ for a period of more than 90 days in respect of an overdraft or cash credit iii) The bill remains overdue for a period of more than 90 days in case of bills purchased and discounted iv) Any amount to be received overdue for a period of more than 90 days in respect of other accounts. NPAs affect the operational efficiency which in turn affects profitability‚ liquidity and solvency position of
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#1. Entity Relationship Diagram #2. a. & b. One Room can be designated only one Room Type‚ whilst a particular Room Type can be assigned to several rooms (i.e. there may be many rooms that have double beds). Therefore‚ Room has a one-to-one relationship with RoomType and RoomType has a one-to-many relationship with Room. From the table‚ it can be seen that a particular room can only be designated as belonging to one type / category‚ thus confirming that Room RoomType has
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Bangladesh is one most affected country by this climate change. And Bangladesh banking industry is ahead one step from other financial institutions for taking endeavors to measure and mitigate the risk of climate change caused by human and banking activity. This activity is familiar in banking industry with title of “Green Banking”. 1.1 Green Banking: Green banking in general refers to the efforts of the Banking sector to keep the environment green and to minimize greenhouse effects through
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Cross Country Comparison of Efficiency in Investment Banking . Nemanja Radić University of Rome ’’Tor Vergata’’‚ Doctorate of Research in Banking and Finance‚ Via Columbia 2‚ Rome‚ Italy‚ e-mail:radic_n@yahoo.com Franco Fiordelisi University of Rome ’’Federico Caffè’’‚ Department of Management and Law‚ Rome‚ Italy‚ e-mail:fiordeli@uniroma3.it Abstract This paper aims to identify the framework for comparing investment banks efficiencies across nations. In order to overcome traditional
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and importance of international banking? The origin of international banking dates back to the 2nd century BC when Babylonian temples safeguarded the idle funds and extended loans to merchants to finance the movements of goods. The loans extended by the Florentine banking houses were the first instance of international lending. During the nineteenth century many innovations were witnessed in the international lending‚ leading to trade financing and investment banking. Trade financing started as short
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“Banking‚ Finance‚ and Money: a Socio-economics Approach” L. Randall Wray‚ Professor of Economics and Director of Research at Center for Full Employment and Price Stability‚ University of Missouri—Kansas City; and Senior Scholar‚ Levy Economics Institute at Bard College. This paper will briefly summarize the orthodox approach to banking‚ finance‚ and money and then will point the way toward an alternative based on socio-economics. It will be argued that the alternative approach not only fits
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RURAL BANKING IN INDIA Introduction Rural banking in India has been the subject of study Survey Committee Report in 1954‚ literally thousand of reports have examined and investigated the problems relating to the credit delivery for agriculture and rural area. Latest magnum opus on the subject is the National Agricultural Credit Review report 2000. The Expert Committee on Rural Credit (Chairman: Professor V.S.Vyas) submitted its report in 2002.One
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Investment Banking in 2008 Group Report 1. Failure Analysis: Identify the major factors that contributed to Bear Stearns’s failure? Who stood to benefit from its implosion? How did Bear Stearns’s collapse differ from the ‘Long Term Capital Management’ failure a decade earlier? What could Bear Stearns have done differently to avoid this fate? In the early 2000’s? And during the summer of 2007? And during the week of March 10‚ 2008? (1) Identify
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