continues to act as trustee of public funds and as the agent to the State Bank of Pakistan (in places where SBP does not have a presence) it has diversified its business portfolio and is today a major lead player in the debt equity market‚ corporate investment banking‚ retail and consumer banking‚ agricultural financing‚ treasury services and is showing growing interest in promoting and developing the country ’s small and medium enterprises and at the same time fulfilling its social responsibilities‚
Premium Financial ratio Financial ratios Generally Accepted Accounting Principles
Conduct disorder is a psychological disease affecting approximately 2%-16% of children and teens in the United States (WebMD 2009). Although researchers have found links related to genetics‚ biology‚ and environment‚ the exact cause of conduct disorder is unknown (Leaver‚ 2003). If left untreated conduct disorder can progress into much more severe mental disorders‚ as the child grows into adulthood (WebMD 2009). Without knowing the exact cause or reasons why conduct disorder happens‚ it makes
Premium Antisocial personality disorder Mental disorder Conduct disorder
every aspect of business‚ and ensuring that it all runs smoothly with best possible working environment and processes. The Major responsibilities are as under: Ensuring financial targets and other agreed targets are met in all departments Reviewing working practices to ascertain if it is successful and if not‚ devise an alternative Making sure that all social compliance requirements are met Ensuring safety regulations are followed Keeping employees motivated and organizing appropriate training Investigating
Premium Management
UNPROFESSIONAL CONDUCT Introduction Andre Hamilton had spent eight years in the United States Air Force. While in the service‚ he learned how to conduct himself in a professional manner‚ and he learned to respect others. He wanted to become a manager so he completed a bachelor’s degree in organizational management at the University of LaVerne. After graduating from school‚ his confidence soared to a point where he felt he was in a position of great demand by potential employers. In 1996‚ while
Premium Ricky Gervais Employment
INTRODUCTION TO INVESTMENT What is Investment? An investment is the choice by the individual‚ after thorough analysis‚ to place or lend money in a vehicle (e.g. property‚ stock securities‚ and bonds) that has sufficiently low risk and provides the possibility of generating returns over a period of time. Placing or lending money in a vehicle that risks the loss of the principal sum or that has not been thoroughly analyzed is‚ by definition speculation‚ not investment. In the case of investment‚ rather
Premium Investment
Computation of the NPV : NPV= -35‚000 + Σ 5‚000 / ( 1 + 12%)^ 15 i=1 NPV = $- 945. 67 Computation of the IRR : 0= -35‚000 + Σ 5‚000 / ( 1 + IRR)^ 15 i=12 IRR= 11.49% The NPV of this project is negative and the IRR is lower then the Cost of Capital (12%) Rainbow products shouldn’t go for it. (B) Based on the perpetuity formula we can compute the PV in this case : Computation of the PV : PV= Cash flow per year/ cost of capital) =4‚500 / 0.12 = $37‚500 Computation of the NPV : NPV= -Initial investment
Premium Net present value Cash flow
Financial Accounting vs. Management Accounting Role and Primary Tasks/Services Performed by Management Accountants Accounting is a staff function‚ with management accountants providing information to other managers. Information can relate to: financial statements‚ tax problems‚ dealing with governmental authorities and other matters. The management accountant‚ like other staff managers‚ often recommends courses of action to those using the information. But neither the management accountant
Premium Financial ratios Generally Accepted Accounting Principles Financial ratio
Investment Process Investment: Investment is the employment of funds on assets with the aim of earning income or capital appreciation. Investment has two attributes namely time and risk. Present consumption is sacrificed to get a return in the future. The sacrifice that has to be borne is certain but the return in the future may be uncertain. This attribute of investment indicates the risk factor. The risk is undertaken with a view to reap some return from the investment. For a layman‚ investment
Premium Investment Finance Stock market
words that made them react. Denice Frohman’s poem‚ “Dear straight people”‚ wasn’t the first poem I had heard‚ but it really resonated with me. She starts off playfully‚ and as she continues her words become more intense‚ but when she softens her words again‚ she says‚ “Dear queer young girl‚ I see you. You don’t want them to see you so you change the pronouns in your love poems to ‘him’ instead of ‘her’. I used to do that. Dear straight
Premium Poetry Writing Love
Studying Paper F9? Performance objectives 15 and 16 are relevant to this exam ADVANCED INVESTMENT APPRAISAL Investment appraisal is one of the eight core topics within Paper F9‚ Financial Management and it is a topic which has been well represented in the F9 exam. The methods of investment appraisal are payback‚ accounting rate of return and the discounted cash flow methods of net present value (NPV) and internal rate of return (IRR). For each of these methods students must ensure that they
Premium Net present value