Ethics in Bank MBM 522 Banking Ethics and Legal Issues Submitted to Sk. Nazibul Islam Submitted by Name: Md. Abidur Rahman ID No: 2012-2-90-013 Submitted Date: 17/12/2013 Introduction: This assignment is based on Ethical point of view. This is assignment provide me a great opportunity to get familiar with ethical issues that are practiced in Islamic Bank of Bangladesh
Premium Ethics Bank
little information about the quality of the borrower (whether a good/safe‚ or a bad/risky borrower.) As a result‚ the bank cannot charge a higher interest rate to compensate the risk of the bad/ risky borrowers as those rates might not be viable for the safe borrowers. This adverse selection problem of the bank is solved by the Grameen Bank lending model. The crux of the Grameen Bank lending model is the feature of joint liability. This feature states that if a certain member of the group is unable
Premium Debt Interest Loan
that merge of commercial and investment banks is a better approach to achieving stability. After the global financial crisis‚ the American economy went into recession. The policy priority of American government was then to intervene into its banking system so as to mitigate the impact of the crisis. One advantage of the merger of banks is that it can improve the overall condition of the economy (Khan‚ 2012). The merger of banks unites small and weak unit banks which will then be able to provide diverse
Premium Bank Great Depression Banking
Basic information of icici bank (Industrial Credit and Investment Corporation of India Bank): ICICI Bank was established by the Industrial Credit and Investment Corporation of India‚ an Indian financial institution‚ as a wholly owned subsidiary in 1994. The parent company was formed in 1955 as a joint-venture of the World Bank‚ India’s public-sector banks and public-sector insurance companies to provide project financing to Indian industry.[10][11] The bank was initially known as theIndustrial
Premium Bank Names of large numbers Indian numbering system
MERGER OF THE BANK OF RAJASTHAN LIMITED WITH ICICI BANK The Bank of Rajasthan Limited (Bank of Rajasthan)‚ a banking company incorporated within the meaning of Companies Act‚ 1956 and licensed by Reserve Bank of India (RBI) under the Banking Regulation Act‚ 1949 was amalgamated with ICICI Bank Limited (ICICI Bank/the Bank) with effect from close of business on August 12‚ 2010
Premium Asset Deposit account Generally Accepted Accounting Principles
Queensland Bank and Bendigo Adelaide Bank Assessment of Red Flags The financial data for the banks consists of common ratios which measure performance. The Return on equity = Net income / shareholder’s equity. This ratio measures the company’s profitability‚ and it may be compared it with the ROE of other companies. The PBIT represents the organization’s earnings and expenses before taxes. The Current ratio = Current asset / Current liability‚ which measures the company’s ability to pay its bills
Premium Balance sheet Financial ratio Finance
definition of ethics but we can describe the concept according to people orientation and perspective. Explain comprehensively the categories of the theory of Ethics viz a viz the sources of Public Ethics. There are four categories in theory: ABSOLUTIST THEORIES‚ RELATIVIST THEORIES‚ UTILITARIAN THEORIES‚ DEONTOLOGICAL THEORIES. First is the Absolutist theory it is an ethical view that particular actions are intrinsically right or wrong. Example for that is stealing we might considered it always as an
Premium Ethics Morality
people should live their lives in accordance of distinguishing the right actions from wrong actions (Boatright‚ 2007‚ p. 7). In ethics normative theory propose different principles on how society can deal with this dilemma and that is through the introduction of deontological and theological ethical system. Deontological ethics or non-consequentialist theory requires people to do the right thing simply because it is the right thing to do regardless of its consequences (Barry‚ Sansburry‚ & Shaw
Premium Ethics Morality Utilitarianism
attitude? 10. Explain Eriksson’s stage theories of personality Development. 11. Write Short Notes: a) Organisational Commitment5. b) Dimension of Attitude. 12. Explain the term Motivation. State its Features‚ What is its Importance/Significance? 13. What are the different techniques of motivation? 14. Define Motivation and discuss various types of motives. 15. Explain the term Morale. 16. Explain “Maslow’s Need Hierarchy Theory. 17. Explain F.Herzberg’s Theory of Motivation. 18. Explain the types of
Premium Marketing
SUMMIT BANK LIMITED MULTAN ROAD BRANCH [pic] An Internship report Submitted in Partial Fulfillment For The Degree of Masters of Science In Accounting & Finance AMNA HAMID Session (2008-2010) Department Of Accounting & FinanceKinnaird College for Women‚ Lahore [pic] Executive summary “The purpose of study was to know about SUMMIT BANK LIMITED and to analyze the financial statement. “ In this report the Summit Bank’s history‚ mission‚ vision and services as well as management is
Premium Bank