of the sun when we sense a burning. Now that we have sunscreen‚ we’re staying in the sun for much longer than necessary‚ which means we are leaving the skin open to damage from the radiation. According to the FDA‚ all sunscreens must now protect UVA and UVB radiation in order to be affective and have a classified SPF rating. Each chemical that’s put into sunscreen covers a specific portion of the solar spectrum‚ which means there are several chemicals that need to be combined to cover almost all
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Graduate School of Business Administration University of Virginia UVA-F-1274 METHODS OF VALUATION FOR MERGERS AND ACQUISITIONS This note addresses the methods used to value companies in a merger and acquisitions (M&A) setting. It provides a detailed description of the discounted cash flow (DCF) approach and reviews other methods of valuation‚ such as book value‚ liquidation value‚ replacement cost‚ market value‚ trading multiples of peer firms‚ and comparable transaction multiples. Discounted
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Graduate School of Business Administration University of Virginia UVA-F-1238 Duration and Convexity The price of a bond is a function of the promised payments and the market required rate of return. Since the promised payments are fixed‚ bond prices change in response to changes in the market determined required rate of return. For investor’s who hold bonds‚ the issue of how sensitive a bond’s price is to changes in the required rate of return is important. There are four measures of bond
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UVA-OB-0626 RESONANCE‚ LEADERSHIP‚ AND THE PURPOSE OF LIFE I’ve always been interested in the mountains. The first time I went to Switzerland‚ I saw the mountains‚ and I said‚ “This is where I’ve got to be.” I dropped everything and found a mountain-climbing school and spent a couple of weeks in Switzerland and learned some basics of climbing‚ how to cut ice steps in glaciers and basic mountaineering. I really liked that. Clearly‚ in technical climbing you get in situations where‚ if you
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DardenBusinessPublishing:209887 UVA-F-1331 This document is authorized for use only by John McFadden at Temple University- Fox School of Business. Please do not copy or redistribute. Contact permissions@dardenbusinesspublishing.com for questions or additional permissions. Rev. Feb. 12‚ 2014 PALAMON CAPITAL PARTNERS/TEAMSYSTEM S.P.A. We want to make money by investing in change. —Louis Elson‚ Managing Partner‚ Palamon In February 2000‚ Louis Elson looked over the London skyline
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Acne Acne breakouts can occur in any season‚ and the winter can be an especially bad time for some people battling breakouts because winter conditions can be very harsh to the skin. If you struggle with staying acne free during the winter‚ here are some helpful tips to keep your skin clear through the winter months. Dry Skin Leads to Breakouts One of the primary causes of breakouts in the winter is dry skin. In cold climates‚ the air becomes very dry during the winter and quickly saps the moisture
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the tropics‚ they experienced different intensities and seasonal mixtures of UVA and UVB. Extreme UVA throughout the year and two equinoctial peaks of UVB prevail within the tropics. Under these conditions‚ the primary selective pressure was to protect foliate by maintaining dark pigmentation. Photolysis of foliate and its main serum form of 5-methylhydrofolate is caused by UVR and by reactive oxygen species generated by UVA. Competition for foliate between the needs for cell division‚ DNA repair‚ and
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DardenBusinessPublishing:209673 UVA-OM-1510 Rev. May 19‚ 2014 This document is authorized for use only by Christopher Frank at Georgia Institute of Technology. Please do not copy or redistribute. Contact permissions@dardenbusinesspublishing.com for questions or additional permissions. CORNING INCORPORATED: ACCELERATING 160 YEARS OF INNOVATION Less than six months into his new role as innovation officer for Corning Incorporated‚ Marty Curran was worried. His previous role‚ as manager of Corning’s
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UVA-F-1489 Version 2.0 GAINESBORO MACHINE TOOLS CORPORATION In mid-September 2005‚ Ashley Swenson‚ chief financial officer (CFO) of Gainesboro Machine Tools Corporation‚ paced the floor of her Minnesota office. She needed to submit a recommendation to Gainesboro’s board of directors regarding the company’s dividend policy‚ which had been the subject of an ongoing debate among the firm’s senior managers. Compounding her problem was the uncertainty surrounding the recent impact of Hurricane
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Molecular Facial UV shield Silky Mousse with Lysozyme Lysimo‚ a silky sun screen mousse suitable for all skin types. There are 2 colors‚ white and beige for your skin tone. Lysimo has double protection activities by SPF50 PA+++‚ which protect a skin from UVA and UVB. Moreover‚ there are combined with lysozyme aimed to against acne-produced bacteria. 3 special features of • Extra UV protection: New technology for sun protection is used in Lysimo that include zinc oxide and titanium dioxide nanoparticle
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