TIME VALUE Time Value • Interest Rates • Compounding • Discounting • Effective Rates • Annuities • Perpetuities 2 Interest Rates • Types – Bank rate vs. Prime rate – Mortgage rates – Deposit‚ Loan‚ Credit rates • Movement – Demand / Supply – Inflation/ Deflation – Government intervention 3 Main Components 1. Real 2. Inflation 3. Risk *Note: - Risk Free (Rf) = Real + Inflation - Nominal = Rf + Risk Premium 4 Risk Free & Real Rate • Risk Free (Rf) = Real +
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Value Alignment for Wal-Mart Fadi Anadri‚ Betrina Hood‚ Schercitha Miller‚ Samantha Redfearn BUS/475 Bill Crigger July 21‚ 2010 Value Alignment for Wal-Mart An individual’s personal values depict what is important in his or her life‚ and such values often determine his or her behavior. Furthermore‚ values are an enlightenment of why people act or react the way they do‚ based on their personal beliefs. The combined values of an individual and organization must be compatible
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Personal Values Personal Values: Ethics Awareness Inventory Self-Assessment Personal Values: Ethics Awareness Inventory Self-Assessment In today’s highly competitive and globalized business world‚ effective leadership requires building interpersonal relationships that share personal values with employees. Personal values are the beliefs and principles that define the essence of a person and an organization. Values greatly influence
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Management by Values Values – comprise the things that are important to us. Asianizing’ Western Management Management in Asian Content 1. Tools of management remain the same. 2. Economic and business philosophy and paradigms are‚ however‚ different. 3. In search of management science and art suited to Asian condition‚ the following elements must somehow be combined. a. General management techniques b. Sectoral specialization c. Communal organization and management Business
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Filipino values The Filipino value system or Filipino values refers to the set of values or the value system that a majority of the Filipino have historically held important in their lives. This Philippine value system includes their own unique assemblage of consistent ideologies‚ moral codes‚ ethical practices‚ etiquette‚ and cultural and personal values that are promoted by their society. Models of the Filipino values F. Landa Jocano identified two models of the Filipino value system. The first
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| Abstract This document is concerned with the relationship between the financial crisis and fair value accounting. Its purpose is to make an understanding of the strengths and limitations of fair value accounting. The report also gives some examples of fair value accounting measures used in several Australian companies. In this report‚ City Weat Water LTD and JB HI-FI LTD are used to explain that. Introduction With the modern transportation and communication technology development‚ in the industrial
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Starbuck ’s Value Alignment BUS 475 Starbuck ’s Value Alignment Aligning organizational values with the organization’s actual plans and actions provides a formula for success. Decisions made through the planning process are more effective if the values of the organization are a part of the process. The values of Starbucks are the core of daily operations of the organization. Oftentimes‚ organizational values are aligned with the personal values of the customers‚ defining the social responsibility
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The Value Chain All of the functions of a company—such as production‚ marketing‚ product development‚ service‚ information systems‚ materials management‚ and human resources—have a role in lowering the cost structure and increasing the perceived value of products through differentiation. As the first step in examining this concept‚ consider the value chain‚ which is illustrated in Figure 3.5.11 The term value chain refers to the idea that a company is a chain of activities that transforms inputs
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Values in life are something that are extremely important to have in my life. A value is something that a person considers to be important to themselves. Financial values vary from person to person. Not everybody wants the same lifestyle. Some people dream of having expensive cars‚ spacious homes and many possessions. Others search for the simple life‚ uncluttered by material goods. Our values influence the way we earn‚ spend‚ save‚ invest and spend money. Personal values are influenced by family
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Environmental Ethics: an essay on the Responsibility to Value by Jon Scott Phil 310 In a time where frightening truths seem to be at every turn and even at every straight-away for our progressive society‚ no facts seem more abysmal than the ones presented in Bill McKibben’s 2012 article‚ Global Warming’s Terrifying New Math‚ about the anthropogenic effects of carbon dioxide emissions in our fragile planet and efforts to sustain these projects. Research suggests that the Earth has a
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