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    2.3 Conceptual Framework. The following conceptual framework will be used for this study: Independent Variables Dependent Variable Figure 2.1: Conceptual Framework (Source: Author‚ 2016) 2.3.1 Credit Information Sharing /Symmetry. CRBs are a typical response to information asymmetry problems between lenders and borrowers which is usually there between the lender and the borrower about the

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    WHAT IS A RANDOM VARIABLE? A random variable assigns a number to each outcome of a random circumstance‚ or‚ equivalently‚ a random variable assigns a number to each unit in a population. It is easier to create rules for broad classes of situations and then identify how a specific example fits into a class than it is to create rules for each specific example. We can employ this strategy quite effectively for working with a wide variety of situations Involving probability and random outcomes. We

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    History Repeats Itself History repeats itself. This concept applies not only within the realm of a singular nation’s history but throughout and between nations. That is to say‚ that what one nation endures‚ throughout its economic and political history‚ may be compared to and be strikingly similar to that of many other nations. As we analyze social change thought the world we have noticed a cyclical pattern of histories‚ both economic and political‚ in the countries of Spain‚ Holland‚ Britain

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    Cardinal Numbers

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    Cardinal numbers: Definition‚ Examples Cardinal numbers We know that‚ the relation in sets defined by A~ B is an equivalence relation. Hence by fundamental theorem on equivalence relation‚ all sets are partitioned into disjoint classes of equivalent sets. Thus for any set A‚ equivalence class of A‚ [A] = { B | B ~ A } Result: - (1) [A] = [B] or [A] ∩ [B] = ∅ ‚ that is for any two sets‚ either they have same equivalence classes or totally disjoint equivalence classes.

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    have asked me to recommend three quantitative objects that ought to be tracked about every client that calls and/or their conduct about snack foods and specify whether the variables are continuous or discrete. We will begin by discussing what quantitative data/research is‚ define discrete variables‚ define continuous variables‚ and I will provide my three recommendations. (CTU Online 2014) II. Quantitative Data/Research Quantitative research is conducted utilizing sampling approaches (such as customer

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    Variable or Fixed Cost

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    able to determine whether a cost is fixed or variable is vital to the understanding of overhead loading and cost behavior. A fixed cost is unchanged with a change to the cost driver. (Horngren‚ Sutton‚ and Stratton p.46) Which means that a fixed cost does not rise with the change is production of your product. A good example of a fixed cost is rent. No matter how many widgets you make (within a relevant range) your rent will not increase. A variable cost‚ on the other hand‚ does change with the

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    number theory

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    cryptography is the ability to send information between participants in a way that prevents others from reading it. In this book we will concentrate on the kind of cryptography that is based on representing information as numbers and mathematically manipulating those numbers. This kind of cryptography can provide other services‚ such as • integrity checking—reassuring the recipient of a message that the message has not been altered since it was generated by a legitimate source • authentication—verifying

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    The Book Of Numbers

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    demonstrated in Numbers. In a similar way as in Exodus‚ Gods’ provision and work in Israelites was constantly present‚ despite their continued disobedience. The establishment of the tabernacle was still emphasized in Numbers‚ the laws and regulations that they had to obey and live by. Ultimately‚ their rebellion only worsened their situation‚ God taught them a lesson‚ in which He was in control and their sinful choices brought great suffering and caused the wrath of God upon them. In Numbers‚ the establishment

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    Variable costing and absorption costing are the two most commonly used methods of inventory costing for manufacturing companies. The inventory method of variable costing takes place when total direct and indirect variable manufacturing costs are included within inventoriable costs. Fixed manufacturing costs however‚ are considered costs of the period under variable costing. The next method of inventory costing‚ absorption costing‚ includes all variable manufacturing costs as well as fixed manufacturing

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    Variable Social Meanings

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    Technology is in every part of our lives and everyday items have a great number of variable social‚ economic‚ cultural and symbolic meanings to different individuals. In our discussion group we see how simple everyday items such as cups‚ purses‚ pop cans‚ keys‚ cell phones and other items evoke different associations and meanings for individuals. There are a wide variety of other items that were also discussed and students shared their perspective about the meanings of these items as well. A summary

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