Tri-Cities Bank MEMORANDUM TO: Tri-Cities Bank; Board of Directors FROM: Chris Billings; SD President DATE: April 11‚ 2013 SUBJECT: BSC Performance Measurement I have proposed a plan to get what’s best out of our wonderful employees and make Tri-Cities Bank the most desirable bank to host customer’s deposits. It will increase financial performance from the bottom‚ up. The program is called the Balanced Scorecard (BSC). It works by using four business perspectives and lead/lag indicators
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VALUING CAPITAL INVESTMENT PROJECTS CORPORATE FINANCE GROUP Y Growth Enterprises‚ Inc When valuing any project‚ the free cash flows must be determined in order to be able to successfully implement any method of capital budgeting. Growth Enterprises is currently considering four projects. Each has an equal required initial investment of $10‚000‚000 which is followed by a set of cash flows different for each project. Depreciation figures for each project were calculated on a straight-line
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epExperimental studies weaknesses are * Celing effect * Small sample size * Small duration period‚ such as 1 or 2 days exercise and recording * Lab is not like the home envionrment Surveyrs have consisntely linked sleep and exercise- One study by Urponen who assessed a random smaple of adults in Finlan‚ used open ended questions such as ‘Please state 3 habits that promote sleep’. What was found was : 1. Exercise was grasped as most important habit 33%men 30% female 2
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comparative sense. After studying this topic you should be able to: • discuss the nature of tort law; • explain the various interests protected by tort law; • describe the three essentials of the tort of negligence; • apply the test of reasonable foreseeability in relation to the duty of care; • explain the circumstances in which a duty of care arises when giving advice; • explain the factors used to determine the breach of the standard of care; • describe the ‘but for’ test
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Executive Summary Dragonfly Designs already offers custom-made items and now we would like to expand our product lines and offer do-it-yourself items. Our existing location can be renovated to add the space needed for this service. We would also like to build a new facility with a larger work area for the do-it-yourself projects and kilns in the back area. The back area would be large enough to hold the inventory for both store locations. To accomplish these objectives‚ land needs to be found
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NASA LANDED ON MOON: MANNED LUNAR LANDING WAS NOT A HOX A Term Paper Presented to Dr. Paul Ellison San Francisco State University In Partial Fulfillment of the Requirements for LCA 514: Preparation for Graduate Writing by Onkar Chaubal December 2015 On July 20‚ 1969 lunar manned landing was made by NASA. Neil Armstrong was the first man to step on the moon. I am not saying that this was true based on the information provided by books or media‚ but can also be proved
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CONSTELLATIONS AND STARS There are about 48 old constellations. Today astronomers recognize 88 (44 in each hemisphere) dividing all of the entire sky. THE GREAT BEAR AND THE SEVEN STARS Probably the most famous group of stars is the Big Dipper. It is a part of the constellation called Ursa Major. It resembles a bear in many civilizations. The handle of the Dipper is the tail of the bear curving away from the bowl. THE LITTLE BEAR AND POLARIS: Five major constellations are always visible above the
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Effects of the One-Child Policy China is the most populated country in the world with a total of 1.4 billion people‚ and the population is still growing. (WDI) Overpopulation is a current issue that many countries are dealing with and hope to gain control over. In China the previous leader Mao believed that a strong nation had a large population‚ but China has doubled its population since then. Now the country is being prevented from advancing due to the effects of a large population. The effects
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DEAD STARS The story of Dead Stars‚ written by Paz Marquez Benitez in 1925‚ revolves around love among three people: Alfredo‚ Esperanza‚ and Julia. Alfredo Salazar‚ a lawyer on his early thirties then‚ was betrothed to Esperanza‚ whom he loved so much in his youth–Esperanza‚ who was beautiful‚ reserved‚ elegant‚ and distinctly not average. They were about to be wedded the following month‚ May‚ after about four years of engagement‚ although Alfredo seemed uncertain of his real wants. It is
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ARE YOU APPLYING TO TOO MANY GRADUATE PROGRAMS? Amost anyone who puts in the necessary time and effort to explore the options for graduate studies in his or her discipline or field of interest will come to at least two conclusions: There are many programs and schools to choose from‚ and there is considerable variability among them in terms of their specific appeals. You can only attend one graduate school at a time‚ so you want to end up in a place that’s right for you. Is it better to put all your
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