The US Economic Crisis HiranJ 9 Oct 2008 Session content • • • • • The sub prime market and sub prime crisis Housing Mortgage Fraud CDS – Easy money! Wall Street in Turmoil The bailout plan The Sub Prime Market • What is the sub prime market? – Sub prime lenders • Lends to borrowers that do not qualify for mainstream lending by FannieMae/FreddieMac • Lending rates are usually high • Has prepayment penalties • One of the common lending terms is 2/28 ARM The Sub Prime Market • 2/28 ARM • ARM
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1. Each of the eight major psychological perspectives has made an important contribution to the field of psychology. Describe the psychological perspective that you believe best describes human behavior. Critique the psychological perspective that you believe does not accurately describe human behavior. Psychology can be approached from many different angles. These 8 psychology perspectives are mainly how psychology is categorized‚ there is biological‚ psychodynamic‚ behavioral‚ humanistic‚ positive
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A WINTER TRAINING REPORT ON “PORTFOLIO MANAGEMENT OF CNX MIDCAP COMPANIES” AT KOTAK SECURITIES LTD. SURAT IN PARTIAL FULFILLMENT OF THE REQUIREMENT IN THE MBA DEGREE OF VEER NARMAD SOUTH GUJARAT UNIVERCITY‚ SURAT. SUBMITTED BY: ANKIT S. LAPSIWALA MBA-FINANCE GUIDED BY: PROF. SAMEER ROHADIA (GRIMS) MR. MRUGESH PANCHAL (BM - KOTAK SECURITIES LTD.) G.I.D.C. RAJJU SHROFF ROFEL INSTITUTE OF MANAGEMENT STUDIES G.I.D.C. VAPI 2006-07 STUDENT DECLARATION I undersigned‚ Ankit S. Lapsiwala
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------------------------------------------------- Differences between preference shares and debentures * Preference Shareholders are effectively owners; debenture-holders are creditors. * Preference Shareholders may vote at AGMs and be elected as directors; debenture-holders may not vote at AGMs or be elected as directors. * Preference Shareholders receive profit in the form of dividends; debenture-holders receive a fixed rate of interest. * If there is no profit‚ the shareholder
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Eastbridge‚ a U.S. based company purchased 100 000 shares of Cambridge‚ a British company a year ago. Eastbridge has decided to sell all the shares in one month time to finance the company other operation. Eastbridge expects the share price of Cambridge to be £7.00 in one month time. To hedge against exchange rate exposure‚ Eastbridge sold £ forward contract at the forward rate of US$1.63 based on the expected share price of £7.00. a) What is the amount of £ to be sold in the forward contract
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Humans turn on each other when threatened or even jealous. Pertaining to the twilight episode “The shelter” normal neighborhood friends are having a small dinner party. A nuclear attack was announced‚ and everyday citizens were willing to claw each other to death for a slim chance to survive. Every moment of good times and respect for each other quickly goes out the window‚ when the chance of death slips upon them. Why do human beings move quickly between love and adoration to only the strong may
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Tel: 233-21-666902-8 ISBN: 0855-658X Table of Contents 1. INTRODUCTION 1 2. REVIEW OF LITERATURE 5 2.1 Macroeconomics and Housing 5 3. THE STATE OF THE HOUSING MARKET 10 3.1 Housing Characteristics 10 3.2 Population Distribution and Housing Stock 11 3.3 Mortgage or Build 17 4. A MODEL MORTGAGE MARKET 22 4.1 Mortgage Market Development in Ghana 23 4.2 Mortgage Financing in Ghana 25 4.3 Factors affecting the Development of a Vibrant Mortgage Market 29 5. SURVEY OF HOUSE PROVIDERS AND
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When to use each test? What is the sig value? Whether or not it is significant? Read output and tell you what that value means (significant or not) One sample: given population value and compare your sample to that population Know if its significant: analyze compare means‚ one sample t-test Independent sample t-test: lab one against lab five Two independent groups (compare their means) Significance use twotail Define the correct groups: Paired sample: only care about one lab and you look at before
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POSITIVE AND NEGATIVE ASPECTS OF EACH PERSONALITY Personality test is becoming more and more popular in recruitment and selection process of companies and organization. This is due to the fact that it is personality rather than intelligence decides whether a person is suitable for a job or not. According to the Big Five‚ there is a five-factor model of personality‚ which includes five traits: Extraversion‚ Agreeableness‚ Conscien-tiousness‚ Neuroticism‚ and Openness to experience. It is important
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for Issue of Bonus Shares: A Company may issue bonus shares without obtaining prior approval but only after a period of 12 months after a public/rights issue and after safeguarding the rights of fully convertible and partly convertible debentures falling due for conversion within 12 months from the date of bonus issue. A bonus issue should take into consideration the future earning potential of the company‚ to conserve liquid reserves and to utilise reserves for issuing shares to make paid-up capital
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