Finance and Management Personal Statement “The real price of everything‚ what everything really costs to the man who wants to acquire it‚ is the toil and trouble of acquiring it” (Adam Smith). My interest in the financial world was spurred on by this quote from the famous economist. Growing up in Hong Kong‚ I was a witness to some major political changes in governance‚ which up to date have continued to have a considerable impact on the financial market. In 1997‚ Hong Kong was famous for its
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Running head: Week Five Assignment Week Five Managerial Finance Jason Campbell Wayne Hollman BUS 650 December 17‚ 2012 Complete Chapter 13 Closing Case at the end of the chapter and submit answers to your instructor. YOUR 401(K) ACCOUNT AT EAST COAST YACHTS You have been at your job with East Coast Yachts for a week now and have decided you need to sign up for the company’s 401(k) plan. Even after your discussion with Sarah Brown‚ the Bledsoe Financial Services representative‚ you
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I have learned so much in this personal finance class. I learned so many ways to save money and how credit cards aren’t so bad‚ and if you know how to use them you can actually gain while building a good credit history. Some of the things I already knew as far as saving and budgeting but some things where completely new to me‚ things that have never crossed my mind like 401 k plans and roth IRA plans. After what I have learned I plan to start cutting back more‚ even if it’s just doing my own hair
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CHAPTER 9 PROBLEM #2 A. PV= (-50‚000/1.40)- (20‚000/{1.40^2} + [100‚000/ (1.40^3] + [400‚000/(1.40^4) + {800‚000/[1.40^4] = -50‚000 + (10‚204) + 36‚443 + 104‚123+ 520‚616 = $ 615‚264 B. PV= (35‚714) + (10‚204) + 36‚443 + 104‚123 + 671‚688= $766‚336 C. (35‚714)+ (10‚204) + 36‚443+ 104‚123 + 1‚543‚256 = $1‚637‚904 D. PV AT 40%= $1‚637‚903.85 INVESTMENT @ $3‚000‚000.00 POST-MONEY VALUATION= $1‚637‚903.85 + 3‚000‚000= $ 4‚637‚903.85 PERCENT OF OWNERSHIP BY INVESTOR: $3‚000‚000/ $4‚637‚903
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points) Bank of America b. List three facts about savings account options at the bank or credit union you chose. (3 sentences. 1.0 points) Regular Savings is for a standard savings account‚ it’s good if you’re just starting a savings account. Personal Savings is if you want to earn more interest with your balance amount. A custodial savings is if you want to begin saving for your child’s future. c. List three facts about checking account options at the bank or credit union you chose.
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| Personal Financial Planning Budget | 10/11/2012 | PFP-110-120A-02 Phase I Individual Project | A personal budget is a financial plan of an individual’s or household’s income and expenses over a given period‚ typically one month (www.careeredonline.com). The budgeting process involves estimating future results. In order to prepare this particular budget‚ the previous month is analyzed. This process helps to understand how and where the money is going all month.
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Your Values. What are your three most important personal values? Give an example of how each of those values might influence your financial plans. Risk-taking-not to threaten my prosperity. Ambition-to have a strong achievement with no distractions. Patience-ability or to suppress restlessness or annoyance when confronted with delay. Financial Ratios. Of the financial ratios described in this chapter‚ which two might be most revealing for the typical college student? Which
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method to assess your ability to manage a mortgage. 4. How’s your credit? Before applying for a mortgage‚ it is proper to take the benefit of your right to a free credit report from each of the top credit bureaus to ascertain where you are standing. 5. Have you saved enough for your down payment? There are‚ however‚ many exclusions to this rule. In some cases‚ you can take precautionary measures investment assets as collateral to render support so as to diminish your down payment. "While 100% financing
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in the workplace. (1-3 sentences. 1.5 points) Co-workers with diverse cultural backgrounds bring unique experiences and perceptions to the table in groups and work teams. Another advantage of workplace diversity is the opportunity for employees’ personal growth. Being exposed to new ideas‚ cultures and perspectives can help individuals to reach out intellectually and gain a clearer view of their surroundings and their place in the world. Diversity can strengthen your company’s relationships with
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verification. Task: I P1. Explore the sources of finance available for the business P1.1- Identify the sources of finance available for the business P1.1 P1.2. assess the implications of the different sources P1.2 P1.3- select appropriate sources of finance for the business project P1.3 P2. Analyze the implication of finance as a resource within the business P2.1. assess and compare the costs of different sources of finance P2.1 P2.2.explain the importance of financial
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