like this: APR = 2 x 60 x 12 / 460 x (18+1) = 1440 / 8740 = 16.5% The amount to be repaid includes your $400 loan plus the $60 finance charge or $460. Let’s further assume that the lender requires a loan application fee of $10 and a processing fee (credit check) of $25 in this situation. The annual percentage rate now needs to reflect the increase in the total finance charge from $60 to $95. So the calculation would be: APR = 2 x 95 x 12 / 495 x (18+1) = 2280 / 9405 = 24% In this example‚ the
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Biochemistry GRT1 Lipids are molecules that are not soluble in water but can be dissolved in non-polar substances such as alcohol or chloroform (Mandal‚ n.d.). Lipid molecules are stored in adipose‚ or fat tissue‚ and can be broken down in our bodies to form an energy called ATP. To do so‚ the lipid molecule is dissected into its base pieces‚ glycerol and fatty acids. Each of the fatty acids is then broken down into two-carbon pieces and acetyl CoA is formed from each carbon
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TASK 1: Decoding the Jargon a. Create a booklet which explain the function of hardware components and identify communication between components. The pages should include photographs and diagrams to illustrate the information you include. (P1) Components communication The following diagram shows how components communicate each other’s. CPU Also known as the processor‚ the CPU is the heart of the computer and has two part: Control Unit The control unit controls the flow of data through
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Task 1: Health and Safety in your Environment Task 1 links to learning outcome 1.1 There are a number of health and safety requirements to include when you plan indoor and outdoor areas and services for children and young people. Describe the key factors that you will need to take into consideration to prepare a healthy and safe indoor and outdoor environment for the following scenarios; A group of brownies aged 9-10 years‚ are joining other local brownie packs‚ to take part in a sponsored
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RINT Task 1 The Changing Nature of Science Part 1 Evolution of the Atomic Theory Ancient Greece •Democritus (c.470-c.380) suggested “just like the beach looks like a single substance so might all the matter be made up of tiny granules of matter” •He named those granules atoms (“atomos”- indivisible) •His ideas were forgotten for the next 2000 years (McPhee‚ 2010) The scientists of the 19th centuries renewed their interest in the Atomic Theory •John Dalton suggested that
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health safety and welfare of the workforce health and safety at work act 1974. Employers have a responsibility for the health and safety of your employees whilst they are working for you. This is set out in the health and safety at work act 1974. and other legislation. However‚ employees do also have a responsibility for their own health and safety whilst at work . As an employer‚ it is your responsibility to: provide up to date information that is easy to understand and follow so workers‚ contractors
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CELTA WRITTEN ASSIGNMENT 1 LANGUAGE RELATED TASKS Look at the sentences below and identify the following: the verb form and structure the meaning (contrast the vocabulary items in number 4) possible student difficulties (in terms of form‚ meaning and phonology) a likely context through which you could teach the language (who says this sentence to whom and why?) check questions you might ask to check understanding (think about this in relation to your answer for b)‚ your analysis of the function/meaning)
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REAT Task 1 602.8-.3 Language can be defined as a means of communication through spoken sounds‚ written symbols‚ or hand and body gestures. Subject to this simple definition language is neither human nor animal exclusive‚ meaning that all living creatures use some form of language to communicate. Humans have created the most advanced system of language. Human language has advanced to include listening‚ speaking‚ reading‚ writing‚ viewing and visual representation. These components are known as
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To: From: Subject: Understanding how teams develop Introduction: This report is going to be about team building‚ team performance and team cohesion. I will also include some examples of team work that I have been involved in over the last couple of weeks and how we worked. Team Building: Team building is when employees are seen working together rather than individually. Team building can be used in many different environments‚ for example‚ Businesses‚ schools and charities. Team selection
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EGT 1: Task 2-309.1.2-08 & 09 Elasticity of demand is the relationship between the demands for a product with respect to its price. Generally‚ when the demand for a product is high‚ the price of the product decreases. When demand decreases‚ prices tend to climb. Products that exhibit the characteristics of elasticity of demand are usually cars‚ appliances and other luxury items. Items such as clothing‚ medicine and food are considered to be necessities. Essential items usually possess
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