A Study on Account Holders’ perception towards internet banking Abstract Tremendous progress in the field of information technology has reduced the world to a global village and it has caused unprecedented changes in the banking industry. Huge developments in the technology of telecommunications and electronic data processing have further stimulated these changes. Internet banking is new jargon frequently used in banking circles. Today‚ banks are switching to multi-channel distribution of financial
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from customers Rs. 3‚00‚000 31.1.2011 Paid interest on loan Rs. 5‚000 31.1.2011 Paid instalment of loan Rs. 25‚000 31.1.2011 Interest allowed by bank Rs. 8‚000 Analysis of transaction –with accounts involved-nature of account-affects and debit/credit Solution: Date Accounts Involved Nature of Account Affects Debit/credit 18.1.2011 Cash a/c Sanjay a/c Real Personal Cash is coming in Sanjay is the giver Debit Credit 19.1.2011 Ramu’s a/c Bank a/c Personal Personal Ramu is the receiver
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[pic] ’No men are foreign’ tell us that we should not consider anyone as foreign or ’strange.’ Humanity is the same all over the world and in harming anyone we are harming ourselves. This poem emphasizes the fact that men might belong to different races‚ nations‚ but are basically bound by a common bond i.e. they all feel pain when hurt and shed tears on the loss of someone close and wars should not break this common bondage. In destroying another country we are destroying
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FOREIGN INSTITUTIONAL INVESTMENTS AND THE INDIAN STOCK MARKET K.S. Chalapati Rao‚ K.V.K. Ranganathan and M.R. Murthy* To facilitate foreign private capital flows in the form of portfolio investments‚ developing countries have been advised to develop their stock markets. It was suggested that these investments would help the stock markets directly through widening investor base and indirectly by compelling local authorities to improve the trading systems. While the volatility associated with portfolio
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FOREIGN LIT. “the ability to serve and help people is an obvious requirement for a successful career in food service. Rather than formal qualification‚ an adequate level of training is seen as being more useful.” Mai-Dalton‚ R. R.‚ G. P. Latham‚ et al. (1978). "Selection‚ Management‚ and Performance of Food Service Personnel: A Survey of the Literature." Cornell Hotel and Restaurant Administration Quarterly 19(2): 40-45. “An outstanding résumé is the best way to stand out and effectively communicate
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- All firms are price takers - All firms have a relatively small market share - Buyers know the nature of the product being sold and the prices charged by each firm. - The industry is characterised by freedom of entry and exit. Perfect competition is a theoretical market structure. It is primarily used as a benchmark against which other market structures are compared. The industry that best reflects perfect competition in real life is the
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What is ECBCB? Source of funds for corporates from abroad with advantage of lower rates of interest prevailing in the international financial markets longer maturity period for financing expansion of existing capacity as well as for fresh investment Defined as to include commercial loans [in the form of bank loans‚ buyers’ credit‚ suppliers’ credit‚ securitised instruments (e.g. floating rate notes and fixed rate bonds‚ CP)] availed from non-resident lenders with minimum average maturity
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Contents INTRODUCTION 3 Definition 3 FOREIGN EXCHANGE MARKET OVERVIEW 3 Characteristics of Foreign Exchange Market 5 FOREIGN EXCHANGE RISKS 6 Accounting Risk 6 Transaction Risk 6 Profitability Risk 6 DETERMINANTS OF EXCHANGE RATE 6 Inflation 6 Interest Rates 7 Current-Account Deficits 7 PARTICIPANTS IN FOREIGN EXCHANGE MARKET 7 Customers 8 Commercial Banks 8 Exchange Brokers 8 Overseas Forex Market 8 Speculators 9 ROLE OF SBP IN FOREIGN EXCHANGE MARKET 9 To manage the exchange rate mechanism 9 Regulate
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one objective may require sacrificing another. For example‚ ensuring that information is more complete may reduce its timeliness. Similarly‚ increased verifiability and reliability may reduce its timeliness. The decision maker must decide which trade-offs are warranted in a given situation. 1.3 You and a few of your classmates decided to become entrepreneurs. You came up with a great idea for a new mobile phone application that you think will make lots of money. Your business plan won
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Foreign literature The analysis of how individuals obtained and are paid for their skills is fundamental to labor economics. The basic idea of human capital theory is that workers and firms invest in workers’ skills in order to increase their productivity‚ must as persons invest in financial or physical assets to earn income. Workers develop many skills through formal education not tied to an employer‚ but an important part of their skills are learned on the job. Employees acquire skills on the
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