What is redlining? What is gentrification? Redlining is unethical practice in which financial institutions discriminate against certain areas when deciding who can use their services. Often it is poor neighborhoods that may be racially determined as well that are refused loans‚ insurance‚ or mortgages when redlining is taking place. When an institution is practicing redlining‚ they will ignore the individual’s unique situation and qualifications because of a history of default from that area
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CONTENTS PAGE Cover Page | 1 | Contents Page | 3 | Executive Summary | 5 | Introduction | 6 | Discussion | | 1. Sustainability 1.1. What is Sustainability? 1.1.1. Growth and Consumption 1.1.2. Social Justice 1.1.3. Environmental and Social Quality 1.1.4. Ethical Frameworks 1.2. Sustainability and Organisational Behaviour 1.2.1. Human Resource Management 1.2.2. Corporate Social Responsibility 1.3. Impact of Sustainability on
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Essay 2 Doing something for the right reasons can never be wrong. If doing something for the right reasons‚ means doing something that is considered the morally necessitated action. In everyday circumstances‚ it is considered morally wrong to kill a fellow human being. But this does not therefore mean‚ killing a fellow human being is always wrong‚ there may well be circumstances in which doing so; is considered the reasonable and morally right action. One may be put in a situation where the only
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What is a database? * A database is a structured collection of data. The data is typically organized to model relevant aspects of reality (for example‚ the availability of rooms in hotels)‚ in a way that supports processes requiring this information (for example‚ finding a hotel with vacancies). * The term database is correctly applied to the data and their supporting data structures‚ and not to the database management system (DBMS). The database data collection
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Economic and Regulatory Capital in Banking: What is the Difference?∗ Abel Elizalde Rafael Repullo CEMFI and UPNA CEMFI and CEPR July 2006 Abstract We analyze the determinants of regulatory capital (the minimum required by regulation)‚ economic capital (that chosen by shareholders without regulation)‚ and actual capital (that chosen with regulation) in the single risk factor model of Basel II. We show that variables that only affect economic capital‚ such as the intermediation margin
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What is a seminar? A team of advanced students/ professional walking in association under the guidance of a teacher/ adviser. It is a place to discover new ideas‚ to relook an old idea or to develop insight (lecture‚ discussion‚ return demonstration) in connections among ideas. Planning A. Identify issues and trends We live in an age of constant scientific discovery‚ a world shaped by revolutionary new technologies. Just look at your favorite newspaper. The chances are pretty good that in the
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rights movement was gaining momentum within the nation. A majority of the movement was being led by civil rights activists like Martin Luther King‚ later to be joined by influential figures in the world of sports. Americans had varying opinions on the role of athletes during the 1960’s‚ but most agreed on the fact that they should be patriotic and represent the unity of America. The civil rights movement continued to remain a conflict of interest in the U.S.A‚ which coupled with the rise of black assertiveness
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Answer the question ‘What is counselling?’ by outlining what you understand to be the key elements that constitute the practice of counselling. This discussion will begin by considering two definitions of counselling‚ moving on to identify key elements of practice and what makes counselling different from other professions where counselling skills may be used. Finally the discussion will consider the role of the British Association for Counselling and Psychotherapy (BACP) which regulates the
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The Jesuits: Their role in History The Jesuit evolution was founded on August fifteenth‚ 1534 by Ignatius Loyola. In 1539 on September 27‚ 1540 Pope Paul III approved of Ignatius first draft‚ in which the article described the outline of the rules along with orders in the organization. Ignatius Loyola‚ previous solider turned priest and Spanish nobleman constructed and/or formed the Jesuits also known as the Society of Jesus In Paris. Despite being relatively untouched in the military for twelve
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As an old saying goes‚ “a man who is contented will be always happy.” Involved in the world full of hundreds of thousands of substances‚ we must learn to be satisfied in case of being hurt by our greedy. In chapter 14 of Bible‚ among the fishermen were two men called James and John who were asked to launch out into the deep and let down their nets for a draught. Having finished as they were asked‚ they found that their nets were filled with fishes. When they had emptied the nets into the two boats
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