Australian Journal of Business and Management Research Vol.2 No.02 [31-38] | May-2012 CREDIT RISK AND COMMERCIAL BANKS’ PERFORMANCE IN NIGERIA: A PANEL MODEL APPROACH KOLAPO‚ T. Funso (Corresponding Author) Department of Banking and Finance‚ Faculty of Management Sciences Ekiti State University‚ Ado-Ekiti‚ Nigeria. realvega1959@yahoo.com AYENI‚ R. Kolade (Ph.D) Department of Economics‚ Faculty of Social Sciences Ekiti State University‚ Ado Ekiti‚ Ekiti State‚ Nigeria. raphkolayeni@yahoo
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Risk mitigation is a critical function of every project manager. A well-developed risk management process “attempts to recognize and manage potential and unforeseen trouble spots that may occur when the project is implemented” (Gray & Larson‚ 2006‚ p. 1). Risk mitigation begins with project planning. Based on previous experiences‚ lessons learned‚ schedule and budget constraints of the assigned project‚ the project team can identify all the risks‚ analyze each risk in terms of the severity of the
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Summary of 5 different Seminar: Risk management is the process of dealing with the risk‚ as it is an obstacle in achieving the goals and objectives of an organization‚ by risk management these obstacles are controlled and removed. In the seminar of Lancashire Combined Fire Authority‚ it is discussed that a risk management policy is formulated in order to safeguard the achievements of operational and strategic objectives‚ with the help of effective risk controlling. The policies prepare to ensure
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RISK MANAGEMENT INTRODUCTION 1. Risk is all around us‚ over the last few years we have become more sensituationive and perhaps a little more accustomed to the types of risk we face. For example the recent economic recession highlighted the risk of interdependence of economies of the world; the 26/11 terrorist attacks in Mumbai reinforced the risk associated with the open waterways into the financial capital of our country. 2. There is a growing recognition that the risk is more complex and
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organizational communication faces different challenges in different aspects. For one‚ despite all the help from new communication technologies‚ I think that diversity still poses as a challenge for communication. An example of which is diversity in languages used. In communicating with others‚ we use a language of our choice‚ whether it is one’s mother language or it is a second language one learns when he/she grows up‚ in order to get our messages across. Different languages used in a single workplace
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HRD Challenges: challenges faced by HRD professionals: 1. The Changing Nature Of Workplaces 2. Diversefindings in profilingstudies: From a survey of the membership of this society this study identi®ed the range of professional competencies that practitioners saw as necessary to meet the demands of a changing society and their changing workplaces. The critical roles that respondents in this study nominated included: providing performance support services (which required competencies in
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unions was fromed to represent unions in various capacities has been on the frontline to empower employees to join unions to help them address their employment grievances. Trade unions are faced by a number of challenges that needs to be addressed to enable them meet their objectives.One of the challenges faced by trade unions is that of resistance from employers‚when employers are approached by trade unions they resist fearing that thier managerial activies will be diverted to unions‚secondly the
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In the 1930s there were many problems faced by American citizens in the Great Depression. The government and american people came together to create special programs to deal with the struggles of the Depression. The aftermath of the stock market crash of 1939 caused the beginning of the Great Depression. The Depression made a drop in the economy and extreme conditions for Americans. During the 1930s the government and the American people learned ways to handle the effects of the Depression. The Depression
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| A STUDY OF THE PROBLEMS FACED BY ALCOHOLISM WITH SPECIAL REFERENCE TO KARUKUTTY PANCHAYATH SOCIAL PROJECTByPAUL SIMON 1.1 Statement of the problem1.2 Objective of the study1.3 Scope of the study1.4 Limitation of the study1.5 Plan of the report INTRODUCTION Alcohol has in the recent past become one of the major leading drug killers the world. Alcohol addiction refers to cases where a person feels a compulsive need to take alcohol to
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High Risk Mothers and Infants 2013 Abstract High risk mothers and infants are classified as a vulnerable population. Increasingly high teenage pregnancy rates and inadequate prenatal care for minority lower class women are just two factors that play a key role into why this population is considered vulnerable. Other factors that come into play include the lack of education regarding early prenatal care‚ no health insurance‚ denial and the lack of family support. The consequences that occur from
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