What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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209KM Research Methods Project Proposal A study of how to promote the use of mobile payment This example is for discussion‚ not used as a model of good report Table of Contents 1 Title 1 2 Aim 1 3 Objectives 1 4 Background 2 5 Critical review of relevant literature 3 5.1. Basic Mobile Payment Types 3 5.1.1. Mobile Fees Account Payment 3 5.1.2. Bank Card Mobile Payment 3 5.1.3. Token based Mobile Payment 4 5.2. Mobile payment choice 5 5.3. Factors that influence
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065 Promote learning and development in the early years 1.1 Explain each of the areas of learning and development and how these are interdependent. The EYFS has 7 areas of learning these areas are interdependent from each other there are 3 prime areas which are very crucial for encouraging children’s curiosity and enthusiasm for learning‚ they are also for building the children’s capacity to learn‚ form friendships and thrive. There are also 4 specific areas which link to the prime areas by enhancing
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I have learned that I value others opinions on topics‚ but not so much as what they think about me. If If I can make something happen in a productive manner that is for the good of all‚ I have no problem doing it even if it destroys some of the relations that I currently have.
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average amount an employee had to contribute for family coverage jumped from $935 to $1778. In 1990‚ American companies spent $177 billion on health benefits for workers and their dependents; that number rose to $252 billion by 1996‚ or more than double the rate of inflation. Among the cost drivers: an aging population the number of senior citizens who need health benefits is increasing dramatically every year; medical technology advances which decreased the death rate; new drugs expensive and effective
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It is often said by schools that they want students to be okay in society in the standard views. The standard way of thinking about school is thinking they try to make students fit in society. Schools assume that what they are doing is for the best of students. Schools should promote individuality because it is just a routine ‚ does not allow students to be free and just obeys without being aware. Not promoting individuality makes students just follow a standardized routine. Routine just goes
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who bring nothing but misery and cruelty to the world. An education is one of the most important things one may ever receive in their lives. One can no longer gain any type of employment without a high school education and even college hours‚ so why would society care to hold anyone back from getting an education? Prisoners are having a hard time receiving education in the prison system today. No one seems to care or support prisoners in the challenging process it takes to change their lives. County
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your headset the engine beats louder as you wait for the sound of silence‚ and the knot in your stomach grows larger as time seems to slow down. Your last refueling opportunity is well behind now. It will surely take longer to turn around than to press on‚ and you wonder if backing off on the power will make a difference. But the airplane’s going so slowly already that you decide to leave the throttle alone. One good thing about this groundspeed: It gives you plenty of time to pick out suitable landing
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Unit 501 - Use and develop systems that promote communication 1.1 Review the range of groups and individuals whose communication needs must be addressed in own job role The purpose of communication is to share important information – as well as relatively trivial conversation – with others. Communication is a two-way process and involves active listening as well as speaking. Non-verbal communication‚ such as body language‚ is also vitally important. However‚ the most effective method of communication
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Reflection of Three Cups of Tea: One Man’s Mission to Promote Peace… One School at a Time By: Greg Mortenson and David Oliver Relin I thought Three Cups of Tea‚ by Greg Mortenson and David Oliver Relin was a great story‚ although rather long and over-descriptive at some points. The story about a failed K2 attempt and the relationships and schools built afterwards was really interesting. I liked learning about the people and culture from south and central Asia. I knew about some of the geography
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