What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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What do you understand by the term “Lancefield groups”? History In the early 1930’s Rebecca Lancefield recognized the importance of serological tests for the identification of organisms. The system is based on specific antibody agglutination reactions with cell wall carbohydrate antigens (C polysaccharides) extracted from the streptococci. Lancefield also showed that further sub division of group A into specific serological types was possible using type-specific M (protein) antigens. The groups
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Americans Versus Slavery Some families are divided over what to eat for dinner‚ but imagine a nation divided over its different perspectives on life. In the 1800’s‚ when cupcakes were first invented‚ Americans were fighting over bigger things than what flavor cupcake they wanted. In other words‚ the whole American nation divided over one issue‚ slavery. During the Civil War‚ slavery changed many people’s thoughts about others and the government. Ultimately‚ during the nineteenth century‚ slavery
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Social factors contributed to the French Revolution of 1789 Although social tensions within France certainly contributed to the revolutionary situation in August 1789 it was not the only contributing factor. Divisions and inequality between‚ as well as within‚ the Three Estates created an atmosphere of disharmony while the influence of the enlightenment and liberal ideas fueled the growing discontent of the Estates toward the government and Louis XVI. However‚ political factors‚ like the undermining
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SOCI 155-101: SOCIAL PROBLEMS I have reviewed the Term Paper Outlines submitted by last week’s deadline. Most of you have been moving along nicely with the work related to the Term Paper and have accumulated a fair proportion of the points available at each stage. I will return your graded Outlines on Tuesday‚ April 15. Corrected Outlines may be turned in April 22 (Optional) to recuperate some of the points that may have been deducted. Outline Corrections will not be accepted after the end of
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What should you do if you are being backbited ? All of us always want to be congratulated by other people. But what if you suddenly being bakbited ? what should you do? Firstly‚ who can backbite you in this world?It could be anyone such as your jealously neighborhood when you seem to be better than her child. It also can be one of the girl at class when she thinks that you expressed your intelligent too much. Or the girl at the extra class always looks at you with an annoyed eyes
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organized temperance movements‚ including Australia‚ Canada‚ Britain‚ Denmark‚ Poland‚ and of course‚ the United States. The American temperance movement was the most widespread reform movement of the 19th century‚ culminating in laws that completely banned the sale of all alcoholic beverages. The movement progressed from its humble local roots to nationwide organizations with millions of members and large amounts of political power. The growth of the temperance movement resulted from the changes
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Casual Factors Ionie Bailey Professor: Christine Burke GCU: SPE 357 October 26‚ 2014 Emotional and behavioral disorders are a few of the most common and well known disorders amongst children and adolescents. Though many children and adolescents suffer from emotional and behavioral disorders‚ there are quite a few cases that are diagnosed correctly (Epstein‚ 1998). The reason for this is because there are many signs of these conditions that give the impression of similar to normal conduct
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What Would You Do If You Won the Lottery If I won the lottery‚ the first thing I would do is go to my bank and put the money in my savings and invest it. Then I could add to it and be even‚ more rich. One thing I wouldn’t do is tell somebody‚ because they would tell somebody‚ then everyone would want my money. After I would have put it in the bank‚ I would spend some of it on a white‚ GTI Volk’s Wagon. German engineering‚ you can’t beat it. I think and dream about this car. I would
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If you were living in the 1800s would you have been for or against Washington breaking away from Oregon? If I were living in Washington Territory in the 1800’s‚ I believe I would have been for Washington breaking away from Oregon and becoming a state. I select this position‚ because of the wide division of government philosophy‚ which the two regions possessed. Washington Territory was leaned more republican‚ Oregon‚ Democratic. The favoritism and federal funding (through railroad grants and other
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