parts 5 companies: Altman Z score is calculated for the following companies to check their default risk classification for 3 years that are 2009‚ 2010 and 2011. * Agriautos industries Ltd * Atlas battery Ltd * Honda atlas cars Ltd * Exide Pakistan Ltd * Pak Suzuki motors Ltd Altman’s Z-Score model: Altman’s Z score model is used to classify the borrower’s default risk. This classification depends on the values of various ratios of the borrower which are given specific weights
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Career Trends in Information Technology The information technology industry is always changing and evolving‚ and 2013 looks to be no different. The dramatic rate of change in technology is great for innovation and increased business efficiency but can also cause problems for many organizations. The new changes and breakthroughs in technology require organizations to hire employees that are experienced and up-to-date on the new technologies. Often‚ this can pose a challenge for businesses because
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Trends in Human Resources As any professional knows‚ there is no way to stay the same and stay ahead of the competition. Staying stagnant will almost always lead to failure and it is often the easiest way to kill a business and to kill employee productivity. As with cars‚ fashion‚ and pop culture‚ business too has trends; what’s hot this year can easily fizzle out by next year. Political environments and many other external factors play a role in what trends are hot in business and human resources
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Trends in Fundraising As is the case in any industry‚ fundraising and philanthropy are continually going through new trends. These trends are spawned as 1) a response to cultural pressures‚ 2) developed freely in the minds of industry leaders‚ or 3) borrowed from other industries and adapted. Today there are two major trends and a myriad of minor applications (mini-trends)‚ that are a direct response to the major trends in donation giving. Both of these major trends are born from a response to heightened
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people use internet chat sites and emails instead of phoning people or even writing letters. Also more people sit and watch the television when they have free time rather than going and playing a game or reading a book or doing something else. Trends in technology: The technologies on the 1995 Hype Cycle have evolved; wireless communications have exploded into hundreds of underlying technologies‚ standards and applications‚ and the information superhighway has manifested itself through the Internet
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"What are some of the trends in the contemporary society regarding the family‚ religion‚ and the emergence of new technologies?" Many of the societies today have an opposite reflection from the traditional societies that once took place. Values have changed‚ morals have faded‚ and personal interests has increasingly become most important to most societies. Though the media contributes greatly to the selfish motives of societies‚ other factors like the families‚ religion‚ and current technologies
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Five Food Trends for 2012 and Beyond Posted on November 30‚ 2011 by ePerspective On the food front‚ Americans may be finally accepting that we are what we eat and start walking the walk. Even our new taste for Nordic cuisine is fueled‚ perhaps‚ by images of the lean‚ robust‚ and outdoorsy. But what other things are trending on the food front for 2012–13? With Denmark’s recent “fat tax” imposed on high-fat food products and the U.K. contemplating a similar fine on all things fatty‚ look for more
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slightly confusing. In its broadest sense a curriculum may refer to all courses offered at a school. This is particularly true of schools at the university level‚ where the diversity of a curriculum might be an attractive point to a potential student. A curriculum may also refer to a defined and prescribed course of studies‚ which students must fulfill in order to pass a certain level of education. For example‚ an elementary school might discuss how its curriculum‚ or its entire sum of lessons and teachings
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of the following is NOT one of the things that contemporary managers are learning to do? A. Contemporary managers are learning how to succeed in a world of intense competition. B. Contemporary managers are learning how to succeed in an environment of continued globalization of markets and business activities. C. Contemporary managers are learning how to succeed in a world of rapid technological change. D. Contemporary managers are learning to operate in a world that devalues
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People wore garments in the past for they can maintain warm body temperature. But times have changed. If you’re not wearing something fashionable‚ you just not cool. Fashion is an arbitrary mistress to whom most women are slaves‚ but though her mandates are often unreasonable and not seldom absurd‚ she is followed willingly. Men’s attitude towards fashion is neither negative nor favorable. They pretend that they’re unable to detect distinctions between the latest model and hopelessly out-of-date
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